Maximize Your Savings with the City Cash Card

The City Cash Card is a game-changer for anyone looking to save money while exploring the city. By loading funds onto the card, you can avoid carrying cash and reduce the risk of overspending.

One of the best features of the City Cash Card is its low fees. According to the article, the card has a flat fee of $1 per transaction, with no monthly maintenance fees. This makes it an affordable option for frequent users.

With the City Cash Card, you can also earn rewards and discounts at participating merchants. The card offers 5% cash back on all purchases made at local businesses, which can add up to significant savings over time.

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The Citi Custom Cash Card is designed to be easy to use and understand. You simply use the card for all your purchases, and the rewards are automatically earned.

To earn cash back, you'll earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. This means you'll earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases.

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The card offers bonus rewards in 10 broad categories of spending, including restaurants, grocery stores, gas stations, and more. You can find the full list of categories below.

Here are the 10 categories of spending that offer bonus rewards:

You can redeem your points for cash back as a statement credit, direct deposit, or check. You can also explore other ways to redeem points, including for gift cards, travel, and shopping on Amazon.com.

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The Citi Custom Cash Card has several features that make it a great option for those looking for a cash back credit card. You can use the card for all your purchases. It's a simple and convenient way to earn rewards.

One of the standout features is the 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent. This is a great opportunity to earn a high cash back rate on your regular expenses.

You'll also earn unlimited 1% cash back on all other purchases, which is a decent rate for everyday spending. The cash back is earned in the form of ThankYou Points, which can be redeemed for cash back, travel, or other rewards.

Another benefit is the solid welcome bonus, which includes 20,000 ThankYou Points after spending $1,500 on purchases within the first six months. This can be redeemed for $200 in cash back.

The card also has a 0% intro APR on balance transfers and purchases for 15 months, which can be a lifesaver for those looking to avoid interest charges. After that, the variable APR will be based on your creditworthiness.

You don't have to worry about enrolling in categories to earn rewards, as the card offers 10 categories of spending with 5% cash back in your top eligible category each month. This includes restaurants, grocery stores, gas stations, and more.

Here are the 10 categories of spending with bonus rewards:

Overall, the Citi Custom Cash Card is a great option for those looking for a simple and rewarding cash back credit card.

The Citi Custom Cash Card has a notable foreign transaction fee, which is a key consideration for those who travel or shop internationally.

This fee can add up quickly, so it's essential to be aware of it when making purchases abroad.

The card's terms and conditions are clear about this fee, so be sure to review them carefully before using the card for international transactions.

The City Cash Card offers a convenient way to manage your funds, allowing you to load money onto the card and track your balance in real-time.

You can load money onto your City Cash Card at one of the many participating retailers or online through the City Cash Card website. This can be done using a credit or debit card, or even by transferring funds from a bank account.

The City Cash Card has a daily spending limit of $200, which can be increased by contacting customer service. This limit is in place to protect your account from unauthorized transactions.

You can check your balance and transaction history online or by calling the customer service number. This is a great way to keep track of your spending and ensure you don't go over budget.

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City offers two types of debit MasterCards, an EMV chip card and a tap-to-pay card.

Both cards provide the same benefits, including no transaction requirements and no point-of-sale (POS) fees.

You can use either card to make cash withdrawals, transfer funds between City accounts, and check your account balances at an ATM 24 hours a day.

There's no annual fee for either card, making them a convenient and cost-effective option.

You can make purchases anywhere you see the MasterCard symbol or through the mail, over the phone, or online with your debit card.

Here are the benefits of the City's Debit MasterCard:

You can use your debit card anywhere that accepts MasterCard, making it a versatile and convenient payment option.

The Citi Custom Cash Card offers a solid welcome bonus of $200 in cash back after spending $1,500 on purchases within the first six months. This is a great incentive to get you started.

You'll earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back thereafter. This means you could earn $25 in cash back per month, or $300 a year, if you maximize the 5% back on up to $500 in spending each billing cycle.

The card also offers a 0% intro APR on balance transfers and purchases for 15 months, giving you some breathing room to pay off your balance without interest charges.

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The Citi Custom Cash Card's rewards program is designed to give you cash back on your purchases, and it's quite generous. You'll earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back thereafter.

The eligible spending categories include restaurants, grocery stores, gas stations, select travel, select transit, select streaming services, fitness clubs, live entertainment, drugstores, and home improvement stores. This means you can earn 5% cash back on whatever you spend the most in each month, automatically.

You'll also earn 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026. This is a great perk for travelers.

Here's a breakdown of the rewards categories:

With the Citi Custom Cash Card, you don't have to enroll in specific categories each quarter like some other cash-back credit cards. Your rewards will be automatically applied to your top spending category each month.

You can get a 5% discount on your Community Cash Cards when you place your order and purchase them.

The discount is a nice bonus, but the real value lies in the fact that you get 100% of your money back in groceries.

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Food City is a well-known and respected partner in the community, trusted for quality, convenience, and low prices.

People can count on getting their money's worth in the store when they purchase a Food City Community Cash card.

Food City has been around for a long time, and its name is synonymous with reliability and value.

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The Citi Custom Cash Card is a popular option for those looking to earn cash back rewards. Information about this card has been collected independently by experts at CNBC Select.

The terms and conditions of the card are available for review, and it's always a good idea to read the fine print before applying. See the rates and fees for the Citi Custom Cash Card to get a clear understanding of what you'll be paying.