Apple Card 5 Cash Back: A Comprehensive Guide to Daily Rewards

The Apple Card 5 Cash Back is a game-changer for frequent Uber users, offering 5% cash back on purchases made through the ride-hailing service.

If you use Uber frequently, this perk alone can add up to significant savings over time.

To qualify for the 5% cash back, you must pay with your Apple Card and use Uber as your default payment method.

This means you'll need to link your Apple Card to your Uber account to take advantage of the cash back rewards.

You can track your cash back rewards in the Wallet app on your iPhone, where you can also see your available balance.

The Citi Double Cash card is a simple choice for cash back, paying an unlimited 2 percent on all purchases with no Apple Pay required.

If you're looking for more options, consider the Capital One QuickSilver, which offers 1.5 percent cash back with no foreign transaction fee and a $150 sign-up bonus.

The Chase Freedom Unlimited card provides 3 percent cash back on the first $20,000 of purchases in your first year, and 1.5 percent afterward.

If you spend a lot on dining, gas, travel, and rideshares, cards like the Discover it Cash Back, Wells Fargo Propel American Express, and Uber Visa are worth considering.

These cards have more generous cash-back rewards, with the Discover it Cash Back offering 5 percent on rotating categories, and the Uber Visa offering 4 percent on dining.

The Wells Fargo Propel American Express card stands out for its lack of annual or foreign transaction fees, and rewards accrue at a rate of 3 percent on restaurants, select travel-related purchases, and select streaming services, with 1 percent on everything else.

Managing your Apple Card requires some strategic thinking, especially when it comes to paying off your balance. You can use your Apple Cash balance to pay off your Apple Card debt.

If you're using Apple Cash to pay your Apple Card balance and your Apple Cash is lower than the payment amount, the rest of it will fall onto your bank account. This is a convenient way to clear your balance, but make sure you have enough in your bank account to cover the remaining amount.

To make things smoother, you can add your bank account to your Apple Card payment option.

You can use your Apple Cash balance to pay off your Apple Card balance, which is a convenient option if you have some cash stashed away.

If your Apple Cash balance is lower than your Apple Card payment amount, the remaining balance will automatically be taken from your linked bank account.

You can add your bank account to your Apple Card payment option to make payments more seamless and convenient.

Transferring Daily Cash Rewards to Your Bank Account is a straightforward process that can be completed on your iPhone. Launch the Wallet app to get started.

To initiate the transfer, tap on your Apple Cash card within the Wallet app. You'll then need to input the amount you want to transfer and tap Next. Be aware that Instant transfers come with a $0.25 fee, while standard transfers (1-3 business days) are free.

Choose the transfer speed that suits your needs, then tap Transfer to complete the process.

The Apple Card offers a range of additional features and promotions that make it an attractive choice for credit card users.

You can earn 5% cash back on purchases made directly with Apple, including Apple devices, accessories, and services.

Sign up for the Apple Card Family feature to share your credit limit with up to five other users, making it easier to manage household expenses.

The Apple Card also offers a 3% cash back rate on purchases made with Uber and Uber Eats.

With the Apple Card, you can also enjoy a 2% cash back rate on purchases made at any other location that accepts Apple Pay.