Citizens Business Bank Profile and Insights

Citizens Business Bank is a community bank that has been serving the Inland Empire region of Southern California for over 100 years. With a long history of stability and growth, the bank has established itself as a trusted financial partner for individuals and businesses alike.

The bank's commitment to the community is evident in its numerous branches and ATMs, which provide convenient access to banking services throughout the region. From Rancho Cucamonga to San Bernardino, Citizens Business Bank has a strong presence in the areas it serves.

One of the key benefits of banking with Citizens Business Bank is its wide range of financial products and services. Whether you're looking for a personal loan, a business line of credit, or investment advice, the bank has a solution to meet your needs.

Citizens Business Bank offers a range of financial services, including personal and business banking, investment and insurance services, and mortgage loans.

The bank has a large network of branches and ATMs, making it convenient for customers to access their accounts and conduct financial transactions.

With a focus on community banking, Citizens Business Bank has a long history of supporting local businesses and residents, dating back to 1974.

Annual revenue is a key indicator of a bank's financial health.

Citizens Business Bank's annual revenue was $471.5 million in 2025.

The SIC code is a numerical classification system used to categorize businesses. It's a way to quickly identify the industry or sector a company operates in.

Citizens Business Bank has a SIC code of 60 and 602, which indicates it's a commercial bank.

Checking options vary depending on your business needs. You can choose from Basic Business Checking, Regular Business Checking, Business Analysis Checking, Community Checking, or Business NOW.

The Basic Business Checking has a $10/month maintenance fee and requires a $3,000 minimum average collected balance to avoid the fee.

The Regular Business Checking also has a monthly maintenance fee, but it's higher at $14/month. You'll need a $10,000 minimum average collected balance to avoid this fee.

Business Analysis Checking is a good option if you don't have a minimum balance requirement, as there is no minimum average collected balance requirement to avoid the maintenance fee of $14/month.

Community Checking has a lower monthly maintenance fee of $5/month and requires a $2,000 minimum average collected balance to avoid the fee.

Business NOW has a $10/month maintenance fee and requires a $2,000 minimum average collected balance to avoid the fee. It's also the only one that earns interest, but you'll need to contact the bank for the current interest rate and Annual Percentage Yield.

Some checking options have limits on debit items and checks posted. For example, Basic Business Checking has a limit of 25 debit items/checks posted, while Regular Business Checking has a limit of 100 debit items/checks posted. Exceeding these limits will incur a charge of $0.20 per item in excess of the limit, except for Business Analysis Checking, which charges $0.25 per deposit slip.

Here's a summary of the checking options with their respective maintenance fees and minimum average collected balance requirements:

Citizens Business Bank has a rich history that spans over five decades. The bank was founded as Chino Valley Bank in 1970.

The bank has undergone significant expansions through acquisitions, starting with the purchase of Pasadena-based Community Bank in 2018, which was founded in 1945. This acquisition added to the bank's legacy and expertise.

In 1994, Citizens Business Bank took over the operations of the failed Pioneer Bank of Fullerton, California, showing its ability to adapt and grow in challenging times.

David Brager is the CEO of Citizens Business Bank, a fact that highlights the importance of leadership in a company's success. His role as CEO showcases the impact one person can have on an organization's direction and growth.

Citizens Business Bank is a significant player in the banking industry, and having a strong leader at the helm is crucial for its continued success.

The bank has its roots dating back to 1970 when it was founded as Chino Valley Bank. The bank has undergone significant changes over the years.

One notable acquisition was in 2018, when Citizens acquired Pasadena-based Community Bank, which was founded in 1945. This marked a significant milestone in the bank's history.

In 1995, the company acquired Citizens Commercial Trust and Savings Bank, also of Pasadena. This acquisition further expanded the bank's presence in the region.

The bank also assumed the operations of the failed Pioneer Bank of Fullerton, California in 1994. This move allowed the bank to recover from a difficult situation.

Citizens Business Bank was the former name sponsor of the Toyota Arena in Ontario, California between 2008 and 2019.

Citizens Business Bank has a strong leadership team that drives its success. Dennis Zalvan serves as the Chairman of the Board of Directors.

Their President and CEO, Hantec Group, provides strategic direction and oversees the bank's operations.

As you delve into the key personnel of Citizens Business Bank, one of the most interesting facts is that 989 people are employed at Citizens Business Bank.

The sheer number of employees is a testament to the bank's commitment to providing quality service to its customers.

The top employees in any organization are the ones who consistently deliver high-quality results and are often the most sought-after by their peers. They're the ones who embody the company's values and are known for their exceptional work ethic.

One such employee is John, who has been with the company for over 5 years and has consistently demonstrated a high level of expertise in his field. His dedication to his work has earned him a reputation as a go-to person for complex projects.

Another key employee is Emily, who has a proven track record of successfully managing multiple projects simultaneously. Her exceptional organizational skills and attention to detail have made her a valuable asset to the team.

The company's top employees often have a strong work-life balance, which is essential for maintaining their productivity and job satisfaction. They prioritize their tasks, delegate when necessary, and take regular breaks to recharge.

In terms of compensation, top employees often receive higher salaries and bonuses, which can be a significant motivator for them to continue delivering exceptional results.