Citizens Bank Peace of Mind for Your Financial Wellbeing

At Citizens Bank, they understand that financial stress can be overwhelming, which is why they offer a range of tools and resources to help you manage your finances with ease.

Their account alerts and overdraft protection features can help prevent unexpected fees and keep you informed about your account activity.

By having a clear picture of your finances, you can make more informed decisions about your money and achieve your financial goals.

With Citizens Bank, you can have peace of mind knowing that you're in control of your financial wellbeing.

Readers also liked: I M B Bank Share Price Today

Citizens Bank has introduced a feature called Citizens Peace of Mind, which reverses overdraft fees if customers deposit or transfer enough funds to make their account balance positive by 10 p.m. Eastern time the next business day.

This feature is available on all of the bank's checking accounts as of October 1, 2021.

Citizens Bank also offers an overdraft fee-free checking account that meets Bank On standards for low-income customers, set to debut in the first quarter of 2022.

Readers also liked: Truist Bank Overdraft Fees

The bank has a history of offering overdraft alternatives, including its $5 Overdraft Pass feature, which has been available since at least 2014.

Other banks have also introduced overdraft alternatives, such as Regions Now Checking and Bank of America's Balance Connect, but some of these products come with maintenance fees.

Here are some examples of overdraft alternative products:

Citizens Bank's Citizens Peace of Mind feature is a step towards reducing overdraft fees, which have been a topic of discussion in the banking industry.

Protecting Your Account is crucial for maintaining peace of mind, especially in today's digital age.

Citizens Bank offers 24/7 monitoring to protect your debit card from potential threats. With this service, you'll receive timely alerts and notifications about any suspicious activity.

You can also rest assured with Zero Liability coverage, which means you won't be held responsible for any unauthorized purchases.

Make sure your contact information is up to date to ensure you receive all alerts and notifications associated with your account.

You might enjoy: Online Banking Alerts

If you accidentally spend more money than you have in your account, Citizens Bank's Peace of Mind feature can give you some extra time to fix the issue. You'll get an alert through text or email to let you know your account is overdrawn, as long as your contact information is up to date.

The overdraft fee will be reversed the next day, but you'll need to add money to your account and get your balance back to at least $0 (minus the overdraft fee) by 10 pm the next day. If you're able to do that, you can breathe a sigh of relief and enjoy the peace of mind that comes with knowing you won't be charged an overdraft fee.

To qualify for a rebate, you'll need to make deposits or transfers by 10 PM ET. Here are some examples of qualifying deposits or transfers:

It's worth noting that overdraft transfer plan fees are not eligible for Peace of Mind rebates. For complete details on Citizens Bank's funds availability policy and posting order, be sure to view your account agreement.

If this caught your attention, see: E S a Payments

Citizens Bank offers a range of personal banking services to suit individual needs.

Their mobile banking app allows customers to manage their accounts on the go, transfer funds, and pay bills with ease.

Citizens Bank has over 1,200 ATMs across the US, providing customers with convenient access to their cash.

The bank's customer service team is available 24/7 to assist with any questions or concerns.

Citizens Bank offers a variety of checking and savings accounts, each with its own set of benefits and features.

Their checking account options include the Access Checking and the Premier Checking account, both of which offer rewards and benefits.

For more insights, see: Samsung Wallet Nfc Access Card