Chief Lending Officer Salary Ranges and Career Options

As a chief lending officer, your salary range can vary significantly based on factors such as location, industry, and company size. A mid-career chief lending officer can expect a salary range of $150,000 to $250,000 per year.

In the banking industry, a chief lending officer typically reports directly to the CEO or executive team, overseeing a team of loan officers and managing the bank's lending portfolio. With experience, a chief lending officer can move into executive leadership roles, such as president or COO.

Chief lending officers can also transition into roles such as chief credit officer or chief risk officer, where they'll focus on managing credit risk and ensuring compliance with regulatory requirements.

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The salary range for a Chief Lending Officer can vary greatly depending on experience and level of expertise.

An entry-level Chief Lending Officer with less than 1 year of experience can earn around $214,964.

With 1-2 years of experience, the average salary increases to $218,409.

For 2-4 years of experience, the pay typically rises to $221,280.

Senior-level professionals with 5-8 years of experience can earn around $227,021.

Those with over 8 years of experience can expect an average of $232,763.

Here are the salary ranges for different levels of experience:

The salary range for a Chief Lending Officer can also be broken down by percentile, with the 75th percentile being $290,934, the average being $240,280, and the 25th percentile being $201,528.

The salary of a Chief Lending Officer can vary significantly from city to city, depending on factors like cost of living and local economies.

In San Francisco, CA, the average yearly salary for a Chief Lending Officer is a whopping $300,350, making it one of the highest-paying cities in the country.

New York, NY, is another city where Chief Lending Officers can earn a high salary, with an average annual salary of $280,647.

Boston, MA, is also a city where Chief Lending Officers can earn a good salary, with an average yearly salary of $269,354.

Here's a quick comparison of the average salaries for Chief Lending Officers in these three cities:

The salary trend for Chief Lending Officers is a bit of a rollercoaster ride. As of 2025, the median salary increased from $236,734 in 2023 to approximately $240,164 in 2024.

Key factors like location, experience, industry demand, and economic growth significantly influence salary variations. These factors can make a huge difference in the final compensation package.

The salary trend is not linear, and it's essential to consider these factors when evaluating Chief Lending Officer salaries. For example, the salary in 2025 is actually lower than in 2024, at $235,303.

The salary trend can be broken down into specific numbers, making it easier to understand. Here's a quick snapshot of the average annual salary for Chief Lending Officers from 2020 to 2025:

To get a better understanding of the salary trend, let's look at the average salary for Chief Lending Officers in different formats. Here's a breakdown of the average annual salary, monthly pay, weekly pay, and hourly wage for the 75th percentile, average, and 25th percentile:

This data provides a clear picture of the salary trend for Chief Lending Officers, and it's essential to consider these numbers when evaluating job offers or negotiating salaries.

As a Chief Lending Officer, you can expect a salary that varies with experience. An entry-level Chief Lending Officer with less than 1 year of experience earns about $214,964.

The salary increases with experience, reaching $232,763 for those with over 8 years of experience. Here's a breakdown of the average salaries for different levels of experience:

In addition to salary, Chief Lending Officers can also expect a bonus and other benefits. The median bonus for a Chief Lending Officer is $28,360, which accounts for 8.1% of the total compensation.

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As you research Chief Lending Officer salaries, it's essential to know the average annual salary is around $240,280, with the 75th percentile reaching up to $290,934.

The hourly wage for a Chief Lending Officer can vary greatly, ranging from $97 per hour at the 25th percentile to $140 per hour at the 75th percentile.

Breaking down the salary by year, we can see that the average annual salary for a Chief Lending Officer has been steadily increasing, reaching $236,734 in 2023 and $240,164 in 2024.

Here's a breakdown of the average annual salaries for Chief Lending Officers with different levels of experience:

Keep in mind that these figures can vary depending on the company and location, but they give you a general idea of what to expect.

As you navigate the world of job salaries and benefits, it's essential to understand the bonus and incentive rates that come with certain positions.

The median Chief Lending Officer bonus is $28,360, which accounts for 8.1% of their total compensation.

In addition to their base salary, many professionals receive various benefits that contribute to their overall compensation package.

The median value of Social Security benefits for a Chief Lending Officer is $14,348, making up 4.1% of their total compensation.

Some benefits, like disability insurance, may not be as substantial, with a median value of $2,149, accounting for 0.6% of total compensation.

Here's a breakdown of the median benefits for a Chief Lending Officer:

These benefits can significantly impact a professional's overall compensation package, and it's essential to consider them when evaluating job offers.