usbank bonus offers for new accounts nationwide

US Bank is offering bonus offers for new accounts nationwide, but what exactly does that mean for you? US Bank is a well-established bank with a wide range of account options.

To qualify for these bonus offers, you'll typically need to open a new checking account and meet certain requirements, such as making a minimum number of debit card transactions or direct deposits within a specific timeframe.

Some US Bank bonus offers may require you to complete a series of tasks, such as setting up direct deposit, using your debit card for purchases, or enrolling in online banking.

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To be eligible for a U.S. Bank bonus, you can't have an existing U.S. Bank consumer checking account or have had one in the last two years.

You also can't have received other U.S. Bank bonus offers within the past two years. This means you'll need to make sure you're not switching banks for a bonus you've already received.

If you're opening a new Standard Savings account, you can't have an existing U.S. Bank savings account or money market account.

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If you're considering opening a U.S. Bank account, you'll want to know about their fees and how to save money. The U.S. Bank Smartly Checking account has a monthly fee of $6.95, but it can be waived in various ways.

To waive the fee, you can have combined monthly direct deposits totaling $1,000 or more, or keep a minimum average account balance of $1,500 or more. You can also hold an eligible U.S. Bank credit card or qualify for one of the four Smart Rewards tiers.

Additionally, if you're a member of the military, 24 or younger, or 65 and older, you may be eligible to waive the fee. It's also worth noting that the U.S. Bank Platinum Business Checking Account has a $30 monthly service fee, but it can be waived if you meet certain criteria, such as maintaining a $25,000 average collected checking balance.

Here are some specific ways to waive fees for U.S. Bank accounts:

The U.S. Bank Smartly Savings account offers a competitive interest rate of up to 3.50% APY. This is a great option for those looking to grow their savings.

To unlock even higher rates, you'll need to have a combined qualifying balance of at least $25,000 across a Bank Smartly Checking, Safe Debit account, or U.S. Bank Smartly Visa Signature Card. This can be a great way to earn more interest on your savings.

One of the benefits of the U.S. Bank Smartly Savings account is that it has no monthly maintenance fee when you maintain a U.S. Bank Smartly Checking, Safe Debit account, or U.S. Bank Smartly Visa Signature Card. This can help save you money and keep more of your hard-earned cash.

To access the U.S. Bank Smartly Savings account's easy-to-use digital budgeting tools, you'll need to have a U.S. Bank account. These tools can help you monitor all your accounts and set clear financial goals.

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Here are the benefits of the U.S. Bank Smartly Savings account at a glance:

Overall, the U.S. Bank Smartly Savings account is a great option for those looking to grow their savings and access easy-to-use digital budgeting tools.

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Fees can be a real drag on your finances. Some bank accounts come with monthly fees that can range from $30 to $60, like the U.S. Bank Smartly Checking and U.S. Bank Platinum Business Checking accounts.

To avoid these fees, you'll need to qualify for fee waivers, but it's a good idea to check the requirements first. It's not worth trying to earn a promotion if you'll end up paying more in fees.

Luckily, there are ways to waive these fees, but it's essential to consider the overall value of the promotion. If you're not careful, you could end up paying more in fees than you'd save with the promotion.

Here are some U.S. Bank accounts that come with monthly fees:

If you're looking to waive the monthly fees for your U.S. Bank accounts, there are specific requirements you need to meet.

The U.S. Bank Smartly Checking account has a monthly fee of $6.95, but you can get it waived by meeting one of the following conditions: you have combined monthly direct deposits totaling $1,000 or more, you keep a minimum average account balance of $1,500 or more, you hold an eligible U.S. Bank credit card, you qualify for one of the four Smart Rewards tiers, you're a member of the military, or you're 24 or younger or 65 and older.

Some of these conditions might be more feasible than others, depending on your financial situation.

To waive the fee on the U.S. Bank Platinum Business Checking Account, you need to meet one of two criteria: you need to have a $25,000 average collected checking balance or a $75,000 combined average collected business deposits and outstanding business credit balances.

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Here are the specific requirements to waive the monthly fees for U.S. Bank accounts:

By understanding these requirements, you can avoid unnecessary fees and make the most of your U.S. Bank accounts.

To take advantage of the US Bank bonus, you'll want to review your account options carefully. US Bank offers a variety of checking and savings accounts to suit different needs.

The US Bank Rewards Checking account offers a $200 bonus after 3 qualifying direct deposits within 90 days. This account requires a minimum daily balance of $1,500.

You can also consider the US Bank Platinum Checking account, which offers a $200 bonus after 3 qualifying direct deposits within 90 days, but requires a minimum daily balance of $3,500.

Additionally, the US Bank Silver Checking account offers a $100 bonus after 3 qualifying direct deposits within 90 days, with no minimum balance requirements.

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U.S. Bank offers a variety of rewards to its customers. You can earn up to $450 in bonuses when you open a new U.S. Bank Smartly Checking account and complete qualifying activities.

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Some U.S. Bank checking accounts offer free online banking, bill pay, and mobile deposits. This includes the U.S. Bank Smartly Checking account.

You can earn up to $1,000 in statement credits over three months when you open a new U.S. Bank Payment Solutions account and complete qualifying activities. This offer is available for a limited time and requires you to open a new U.S. Bank Payment Solutions Merchant Account by March 31, 2025.

The U.S. Bank Smartly Checking account carries a $6.95 Monthly Maintenance Fee, but it's waived if you meet certain requirements, such as being 24 and under, 65 and over, or a member of the military, or having combined monthly direct deposits totaling $1,000+.

Here are some U.S. Bank checking accounts that offer bonuses:

U.S. Bank offers several checking packages that come with bonus incentives. You can earn a $500 or $900 bonus when opening a Silver, Gold, or Platinum Business Checking Package online with a promo code.

The Silver, Gold, and Platinum Business Checking Packages are available nationwide and come with varying requirements to waive the monthly maintenance fee. For example, the Silver Business Checking Package requires no direct deposit, while the Gold Business Checking Package requires a $20 monthly maintenance fee to be waived under certain conditions.

Here are the conditions to waive the monthly maintenance fee for each package:

Platinum Business Checking Package

Payment Solutions offers a range of benefits for businesses, including earning up to $1,000 in statement credits over three months.

To qualify, you must open a new U.S. Bank Payment Solutions account and complete qualifying activities, such as keeping the approved account in an open status and being actively accepting and settling card payments at the time the statement credit is issued.

You can earn up to $1,000 in statement credits over three months with U.S. Bank Payment Solutions.

This offer is only available for a limited time, so be sure to act quickly and open your account by March 31, 2025.

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Here are the details of the offer:

The Platinum Package is a premium offering from U.S. Bank that comes with a range of benefits. It's available nationwide and can be opened online with a promo code.

The Platinum Package comes with a $900 bonus, which is higher than the Silver Business Checking Package bonus. This bonus is available to new customers who open a Platinum Business Checking Package online with promo code Q1AFL25 and complete qualifying activities.

To waive the monthly maintenance fee, you need to maintain an average collected checking balance of $25,000 or $75,000 in combined average collected business deposits and outstanding business credit balances. This fee is typically $30 per month.

Here are the details of the Platinum Business Checking Package bonus:

The Platinum Package also comes with a range of other benefits, including free online banking, bill pay, mobile deposits, and overdraft protection. You can link up to 3 eligible accounts to help cover overdrafts and transfer funds between accounts with no transfer fee.

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The U.S. Bank Elite Money Market account offered a 4.25% Annual Percentage Yield (APY) on balances between $25,000+.

You can earn extra savings with this account, but be aware that it's no longer available.

One of the benefits of this account was no ATM transaction fees at U.S. Bank ATMs.

You could also set custom alerts for important account activity and bank when, where, and how you want with the U.S. Bank Mobile App.

The account was a Member FDIC.

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With U.S. Bancorp Wealth Management, you can earn up to a $1,000 bonus when you open a new investment account.

To qualify, you'll need to meet with a Wealth Management Advisor, open a new investment account, and add balances by August 31, 2024.

You'll also need to transfer qualifying new money to an eligible U.S. Bancorp Investments account by the same deadline. The bonus amount will be determined on December 31, 2024.

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To receive the bonus, you must maintain the threshold amount in your new investment account through December 31, 2024. The bonus will be credited on January 30, 2025.

Here are some key details to keep in mind: