Chase Sapphire Reserve Groceries Benefits and Rewards Explained

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The Chase Sapphire Reserve card offers a range of benefits for grocery shopping, including earning 3X points on dining, including grocery stores. This is a great perk for frequent grocery shoppers.

You can earn points on up to $6,000 in combined purchases in categories like dining, including grocery stores, each year. This can add up to a significant number of points, redeemable for rewards.

One of the best ways to maximize your points earnings is to use your card for all your grocery purchases, including online shopping. This will help you earn 3X points on all your grocery spending.

Earning Points for Groceries

The Chase Sapphire Reserve cardholders earn 3x points on up to $1,000 in monthly grocery store purchases through April 30, 2021.

You'll earn a 6% return on groceries with the Chase Sapphire Reserve, according to TPG valuations.

The temporary grocery bonus category is a solid addition to the card's lineup, making it a great option for those who spend a lot on groceries.

Credit: youtube.com, NEW: Chase Grocery Reward to Chase Sapphire Reserve & Chase Sapphire Preferred Credit Cards (6 mos.)

Chase Sapphire Preferred cardholders earn 2x points on up to $1,000 in monthly grocery store purchases through April 30, 2021.

You can earn a total of 2,000 points with the Preferred card and up to 3,000 points with the Reserve card.

The Ultimate Reward points are worth two cents each, making your earnings worth $40 and $90 in value each month with the Preferred and Reserve cards, respectively.

Here's a breakdown of the points you can earn:

With the expanded benefit through June 30, 2021, you can use your Chase Sapphire Reserve card on groceries to earn the $300 credit.

The American Express Gold Card still earns an impressive 4x points on the first $25,000 spent at U.S. supermarkets per calendar year, making it a great option for those who spend a lot on groceries.

The Blue Cash Preferred Card from American Express earns 6% on the first $6,000 spent at U.S. supermarkets per calendar year, making it a good alternative for those who don't have the Chase Sapphire Reserve.

Using Credit Cards for Grocery Purchases

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If you're a Chase Sapphire cardholder, you're in luck - you can earn bonus points on groceries until April 2021.

The Chase Sapphire Reserve card earns 3x points on up to $1,000 in monthly grocery store purchases, while the Chase Sapphire Preferred card earns 2x points on up to $1,000 in monthly grocery store purchases.

This temporary grocery bonus category is a solid addition to both cards' lineups, offering a 6% return on groceries with the Chase Sapphire Reserve and a 4% return with the Chase Sapphire Preferred.

Cardholders will be able to use their annual statement on not only travel charges, but also on gas and grocery purchases through June 30, 2021.

The delivery service Instacart codes as groceries on the card, making it a convenient option for online grocery shopping.

The American Express Gold Card still earns an impressive 4x points on the first $25,000 spent at U.S. supermarkets per calendar year, making it a great option for those who don't have the Chase Sapphire Reserve.

Chase Sapphire Reserve Benefits

A delivery person in red shirt delivers a grocery bag filled with food items to a customer at the door.
Credit: pexels.com, A delivery person in red shirt delivers a grocery bag filled with food items to a customer at the door.

The Chase Sapphire Reserve benefits are definitely worth exploring, especially if you're a foodie or love ordering groceries online.

Card members with an active, free DashPass membership will continue to receive the benefit through Dec. 31, 2027. New and existing Sapphire Reserve card members can also enroll to receive a complimentary DashPass benefit through Dec. 31, 2027, or a minimum of 12 months.

You can enjoy two promos of up to $10 off each calendar month at checkout on grocery, convenience, or other non-restaurant orders on DoorDash. This is a great perk for those who order groceries online regularly.

Sapphire Reserve card members will receive a new monthly benefit for $5 off restaurant orders on DoorDash, starting from Feb. 1, 2025.

Forrest Schumm

Copy Editor

Forrest Schumm is a seasoned copy editor with a deep understanding of the financial sector, particularly in India. His expertise spans a variety of topics, including trade associations, banking institutions, and historical establishments. Forrest's work has shed light on the intricate landscape of Indian banking, from the Indian Banks' Association to the significant 1946 establishments that have shaped the industry.

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