Chase Sapphire Preferred Military Credit Card Details and Offers

The Chase Sapphire Preferred Military Credit Card is a great option for military personnel and their families. It offers a 60,000-point bonus after spending $4,000 in the first 3 months.

This card has no foreign transaction fees, making it ideal for travelers. The annual fee is $95, which is relatively low compared to other premium credit cards.

The card also offers 2X points on travel and dining purchases, and 1X point on all other purchases. This can add up quickly, especially for those who frequently dine out or travel.

With a 25% points bonus when redeemed for travel through Chase Ultimate Rewards, the points can be worth even more.

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The Chase Sapphire Preferred card offers a range of benefits that make it an attractive choice for military members. You can earn 5x points on all travel booked via the Chase Travel portal, which can be redeemed for travel, dining, or other purchases.

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The card also offers a $95 annual fee, which is relatively moderate compared to other travel rewards cards. However, for military members, the fee can be waived, making it an even more appealing option.

One of the most valuable benefits of the card is the 60,000 bonus points you can earn after spending $4,000 in the first 3 months from account opening. This can be redeemed for $750 worth of travel, making it a great way to offset the cost of the card.

In addition to the bonus points, the card offers 3x points on dining, select streaming services, and online groceries, making it a great choice for military members who frequently eat out or stream their favorite shows.

Here are some of the key benefits of the Chase Sapphire Preferred card:

The card also offers a range of travel benefits, including trip cancellation/interruption insurance, auto rental collision damage waiver, and lost luggage insurance. These benefits can provide peace of mind and help protect your investment in travel.

Overall, the Chase Sapphire Preferred card is a great choice for military members who want to earn rewards and enjoy travel benefits. With its flexible rewards structure and range of benefits, it's a card that can help you make the most of your travel dollars.

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The Chase Sapphire Preferred card offers several travel protections that can give you peace of mind while on the road or in the air.

You can be reimbursed for up to $10,000 per person, per trip, for pre-paid, non-refundable travel expenses such as flights, hotels, and tours if your trip is canceled due to covered reasons like illness or severe weather.

Primary Auto Rental Collision Damage Waiver is also included, allowing you to decline the rental company's insurance and be covered for theft or damage to the vehicle.

Lost Luggage Reimbursement is another benefit, reimbursing you up to $3,000 per passenger if your luggage is lost or damaged by the carrier.

Baggage Delay Insurance is also available, reimbursing you for essential items like clothing and toiletries (up to $100 per day for 5 days) if checked baggage is delayed by more than 6 hours.

To activate these protections, always book travel using the Chase Sapphire Preferred card.

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To be eligible for the Chase Sapphire Preferred Military benefits, you must be an active-duty service member in the armed forces, and your military status will be confirmed by Chase. Military spouses may also be eligible, but they must be registered with the Department of Defense Service Member Database.

Chase verifies eligibility via the Department of Defense Manpower Data Center (DDMA), and spouses of active-duty military members are also covered under the SCRA and MLA acts. If your eligibility is confirmed, you'll receive a confirmation letter that the benefits have been applied to your card.

The process for eligibility verification is the same for active-duty military members and their spouses. If Chase is unable to confirm your eligibility, you'll receive a letter explaining the reason and any additional documentation needed.

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To qualify for the Chase card, Veterans should aim for a FICO score of 690 or higher. This is a key factor in getting approved.

Chase also considers income, existing debt, and credit history when making a decision. These factors can greatly impact your chances of getting approved.

The minimum credit limit for the card is $5,000, but higher limits are possible depending on your creditworthiness. This means that even if you're approved, your credit limit may be higher than the minimum.

The 5/24 rule is also worth noting. This rule limits new card approvals if you've opened more than five credit cards in the past 24 months. This rule includes most personal credit cards but excludes certain business cards and other loans.

To check your 5/24 status, you can use tools like Credit Karma or Experian. These tools can help you track your credit card approvals and ensure you're within the 5/24 limits before submitting an application.

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To be eligible for SCRA/MLA benefits with Chase, you must be an active-duty servicemember, or a member of the National Guard or Reserve and called to active duty. This includes spouses of active-duty military members.

To verify your eligibility, Chase will check the Department of Defense Manpower Data Center (DDMA) once your credit card application has been received. If you're eligible, you'll receive a confirmation letter that the benefits have been applied to your card.

Spouses of active-duty military members can also be covered under the SCRA and MLA acts, and Chase will waive their credit card fees. The process for eligibility verification is the same for both servicemembers and their spouses.

Here's a summary of the eligibility requirements:

If you're unsure about your eligibility or have questions, you can contact Chase's military line at (877) 469-0110 for assistance.

The Chase Sapphire Preferred Card offers a lucrative signup bonus for veterans and military members, which can be redeemed for $750 in travel when booked through the Chase Travel portal.

This bonus is one of the most generous offers in the market, making it a fantastic opportunity for veterans and military families to cover a large portion of airfare, hotel stays, or rental cars for their vacations.

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To be eligible for this offer, you must be an active-duty service member in the armed forces, and military spouses may also qualify if they're registered with the Department of Defense Service Member Database.

You can confirm your military status by reporting it on the card application or by calling (877) 469-0110, and Chase needs to verify this information to ensure you receive the benefits.

To maximize the value of your points, consider transferring them to one of Chase's many travel partners, which can increase their value up to 2 cents per point or more.

For example, transferring 60,000 points to a program like Hyatt or United MileagePlus could turn them into a round-trip flight or several nights at a premium hotel, especially during peak travel seasons when costs are typically higher.

To hit the $4,000 spending requirement within the first three months, consider using the card for larger purchases like holiday shopping, car repairs, or recurring bills like insurance premiums.

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The Chase Sapphire Preferred card is a fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee. The card offers 5x points on all travel booked via the Chase Travel portal, 5x points on select Peloton purchases over $150 (through March 31, 2025), and 5x points on Lyft purchases (through March 31, 2025).

The annual fee for the card is $95, and it doesn't offer elite benefits like airport lounge access or hotel elite status. However, it does offer flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage, including primary car rental insurance.

The card comes with a sign-up bonus of 60,000 points after spending $4,000 on purchases in the first 3 months from account opening. You can earn points on various purchases, such as 3x on dining, select streaming services, and online groceries, and 2x on all other travel purchases.

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Here are the key benefits of the Chase Sapphire Preferred card:

The card also offers travel benefits and protections, such as Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance. Additionally, you'll get complimentary access to DashPass, which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

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