
The Chase Sapphire Preferred card offers some amazing benefits for travelers, especially when it comes to booking Airbnb stays. One of the standout perks is the 25% points bonus when redeeming points for travel through Chase Ultimate Rewards.
If you're a frequent Airbnb user, you can earn 2X points on travel and dining purchases, including Airbnb bookings. This means you'll earn double points on every dollar spent on Airbnb stays.
See what others are reading: Airbnb Credit Cards
Chase Sapphire Preferred Benefits
The Chase Sapphire Preferred card offers a range of benefits that can enhance your Airbnb experience.
Carry a fancy credit card, like the Chase Sapphire Preferred, and you might have an annual travel credit that can make your next Airbnb stay more affordable. This credit can be a game-changer for frequent travelers.
With the Chase Sapphire Preferred, you can earn travel credits that can be redeemed for Airbnb stays, making your next booking more budget-friendly.
Recommended read: Is Airbnb Considered Travel for Credit Cards
Pay Yourself Back by Dec 31

You can use your Ultimate Rewards Points to "Pay Yourself Back" with 25% more point value on Airbnb purchases until December 31, 2022.
This bonus has been extended from the original expiry date of September 30, 2022, giving you more time to take advantage of this offer.
For the Chase Sapphire Reserve, you can pay yourself back at a rate of 1.50 cents per point, while the Chase Sapphire Preferred allows you to pay yourself back at a rate of 1.25 cents per point.
A $1000 Airbnb purchase would cost a Chase Sapphire Preferred Cardholder 80,000 Points and a Reserve Cardholder 66,666 points.
This is a great opportunity to redeem your points for a vacation rental, and the extra 25% point value makes it an even more attractive option.
See what others are reading: American Express Book Travel with Points
Sapphire Preferred Card
The Chase Sapphire Preferred Card is a top-notch choice for beginners, and for good reason - it earns double the points on your Airbnb and VRBO purchases. This card is a staple in the points and miles world and deserves a good look.

You can earn double the points on your Airbnb and VRBO stays with the Chase Sapphire Preferred Card, making it a great option for those who frequently book vacation rentals.
One of the best things about this card is that it codes as travel for most major credit card companies, including American Express, Chase, and Capital One. This means you can take advantage of higher category multipliers and bonuses.
With the Chase Sapphire Preferred Card, you can earn 2x the points on your vacation rental bookings, making it a great choice for those who want to rack up points quickly.
You can also use your Ultimate Rewards Points to "Pay Yourself Back" with 25% more point value, which is equivalent to booking travel via the Chase Travel Portal. This is a great option for those who want to get the most value out of their points.
For example, a $1000 Airbnb purchase would cost a Chase Sapphire Preferred Cardholder 80,000 Points.
Take a look at this: Capital One Venture vs Chase Sapphire Preferred
Earning Miles on Airbnb

Earning miles on Airbnb can be a game-changer for your next vacation rental stay. You can earn double points for Airbnb and VRBO purchases if you use the Chase Sapphire Preferred Card!
To maximize your points, use the right cards to earn points and miles on your Airbnb or VRBO. This strategy can be combined with others to earn even more.
Here are some strategies to keep in mind:
- Use the Chase Sapphire Preferred Card for double points on Airbnb and VRBO purchases.
- Book through a collaborative airline partner portal to stack and earn airline points.
- Add credit card offers when they come!
Best Ways to Earn Miles on VRBO Stays!
If you're looking to earn miles on your VRBO stays, you're in luck because you can use the same strategies that work for Airbnb. One of the best ways to earn miles is to use the right credit cards that offer points and miles on your VRBO bookings.
You can stack your earnings by booking through a collaborative airline partner portal, which allows you to earn airline points on top of your credit card rewards. This is a game-changer for frequent travelers.
To maximize your earnings, be sure to add credit card offers when they come - it's like getting free money on top of your existing rewards.
Here are some popular credit cards that offer points and miles on VRBO bookings:
- Card A
- Card B
- Card C
Do You Get Double?

You will get double the points for Airbnb and VRBO purchases if you use the Chase Sapphire Preferred Card! This is a great perk for travelers who frequently book stays on these platforms.
One card that offers this benefit is the Chase Sapphire Preferred Card, which rewards double points for Airbnb and VRBO purchases.
Chase Sapphire Reserve vs Preferred
The Chase Sapphire Reserve and Preferred cards are two of the most popular options for travelers. The Chase Sapphire Reserve has a $450 annual fee, while the Preferred has a $95 annual fee.
The Reserve offers a 50,000-point bonus after spending $4,000 in the first 3 months, whereas the Preferred offers a 60,000-point bonus after spending $4,000 in the first 3 months.
The Reserve has a 3X points earning rate on travel and dining purchases, whereas the Preferred has a 2X points earning rate on travel and dining purchases.
The Reserve offers a $300 travel credit, while the Preferred offers a $100 statement credit for travel purchases made through Chase Ultimate Rewards.
The Reserve has a 50% points bonus when redeemed for travel through Chase Ultimate Rewards, whereas the Preferred has a 25% points bonus when redeemed for travel through Chase Ultimate Rewards.
For another approach, see: Chase Sapphire Preferred Dining Points
Travel Credit Card Benefits

Airbnb stays just got more rewarding with the right credit card.
Airbnb and VRBO are coded as "travel" for most major credit card companies, including American Express, Chase, and Capital One.
This coding means you can take advantage of higher category multipliers and bonuses.
Using a credit card with travel insurance can also activate coverage for your Airbnb stay.
Paying a fraction of the bill on the card can activate the coverage, making it a great strategy to use a credit card offering travel insurance.
Carrying a fancy credit card with an annual travel credit can make your next Airbnb stay more affordable.
Rewards and Redemption
Redeeming points for vacation rentals can be a challenge, especially for larger families or groups. Multiple rooms can be a drag when redeeming for a hotel or resort.
The Chase Sapphire Reserve card offers a huge advantage for Airbnb and VRBO stays, earning you 3x the points on your bookings. This is a great option for vacation rentals, especially when combined with the $300 annual credit that can be put towards vacation rental stays.
By using the Chase Sapphire Reserve card and booking your next vacation rental strategically, you can easily earn points and miles on your Airbnb and VRBO stays.
Broaden your view: Does Chase Sapphire Preferred Cover Rental Car Insurance
Alternative to Hotel Redemption

Redeeming hotel points can be a challenge, especially for groups or families.
Redeeming multiple rooms can be a hassle, but Airbnb offers a variety of multi-bedroom options that solve this problem.
Having to find separate rooms for each family member or group member can be a real pain, but Airbnb's options make it easier to book a single accommodation for everyone.
Airbnb's vast selection includes luxe, castles, historical homes, beachfront, and ski-in/out options that cater to different tastes and preferences.
These types of accommodations are perfect for families or groups who want to stay together in one place, making planning and coordination much simpler.
Related reading: Chase Sapphire Preferred Additional Card Member
Bottom Line
By using different booking strategies, you can easily earn points and miles on your Airbnb and VRBO. This means you can make the most of your spending and be rewarded with more travel later.
Booking your next vacation rental strategically is key to earning points and miles. You can do this by using various strategies, such as combining different options.
For another approach, see: Chase Sapphire Preferred Booking Rewards
Using the Card for Travel

The Chase Sapphire Preferred Card is a great choice for earning double points on Airbnb and VRBO purchases.
You can book through an easy-to-use collaborative airline portal to earn points and miles on your Airbnb and VRBO stays.
This means you can earn airline miles with every dollar spent on your vacation rental, which can be put toward future airfare.
Airbnb and VRBO regularly code as “travel” for most major credit card companies, including American Express, Chase, and Capital One.
This category multiplier can help you earn higher bonuses and rewards.
Carrying a credit card with a travel statement credit can make your next Airbnb stay more affordable.
Always pay for your Airbnb with a credit card offering travel insurance to activate the coverage.
Here's an interesting read: Best Credit Cards to Earn Miles
Booking and Payment Options
When booking an Airbnb, consider using a credit card that offers travel insurance, such as the Chase Sapphire Reserve, to activate coverage for your stay.
Paying with a credit card that provides travel insurance can give you peace of mind, knowing you're protected in case of unexpected events.
Always pay for your Airbnb with a credit card offering travel insurance to ensure you're covered.
How to Pay

To pay for your Airbnb, consider using a credit card that offers travel insurance. This can activate coverage even if you only pay a fraction of the bill on the card.
Using a credit card like the Chase Sapphire Reserve can be a good option, as it provides travel insurance.
Pay with Credit Card
Using a credit card to pay for your Airbnb can be a smart move, especially if you have a card that offers travel insurance. This way, even paying a fraction of the bill on the card can activate the coverage.
Paying with a credit card like the Chase Sapphire Reserve can activate travel insurance, which can be a lifesaver if something goes wrong during your trip.
With credit cards providing travel insurance, you can breathe a little easier knowing you're covered in case of an emergency.
The Chase Sapphire Reserve allows you to pay yourself back at a rate of 1.50 cents per point, making it a great option for booking Airbnb stays.

You can also use your Chase Ultimate Rewards Points to "Pay Yourself Back" with 25% more point value, making it a great way to book an Airbnb without breaking the bank.
For a $1000 Airbnb purchase, a Chase Sapphire Reserve Cardholder would need to pay 66,666 points, which is a small price to pay for the peace of mind that comes with travel insurance.
The Chase Sapphire Preferred Card is another great option for paying with a credit card, offering 1.25 cents per point and double the points on Airbnb and VRBO purchases.
If you have an annual travel credit on your credit card, be sure to use it to make your next Airbnb stay more affordable.
Frequently Asked Questions
Does Airbnb count as travel for credit cards?
Airbnb is classified as a hotel purchase by payment networks, but certain purchases may be categorized as real estate agent spending, which is not considered travel. This can impact how credit card rewards are applied to your account.
Which card is best to pay Airbnb?
For paying Airbnb, consider the Capital One Venture Rewards Credit Card, which offers simple, high-rate rewards with flexible redemption options.
Sources
- https://www.godsavethepoints.com/chase-ultimate-rewards-points-to-book-airbnb/
- https://www.ourfamilypassport.com/earn-points-and-miles-on-airbnb-and-vrbo-stays/
- https://www.nerdwallet.com/article/travel/3-ways-to-pay-for-airbnb-with-credit-card-rewards
- https://www.tentmakingpastors.com/blog/pay-yourself-back-for-airbnb-stays
- https://awardwallet.com/blog/how-to-book-airbnb/
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