Chase Sapphire Preferred 90k Offer: Key Features and Eligibility

The Chase Sapphire Preferred 90k offer is a popular credit card promotion that offers a generous sign-up bonus of 90,000 points.

To be eligible for this offer, you'll need to meet certain requirements, including being a new Chase credit card customer and spending a minimum of $4,000 in the first 3 months.

This offer is exclusive to new applicants, so if you've had a Chase credit card in the past, you won't be eligible for this promotion.

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If you receive a targeted 90k Chase Sapphire Preferred mailer, it's essential to keep in mind the 48 month rule. This rule determines your eligibility for the offer.

The 48 month rule is still in effect, so make sure you meet this requirement to qualify for the offer.

You might be receiving some exciting mailers in the future. A reader recently shared a snap of a 90k Chase Sapphire Preferred targeted offer he received in the mail. This offer includes 90k Ultimate Rewards after $4k in purchases in the first 3 months.

To activate these mailers, simply go to ChaseSapphireMail.com and enter your information, including your invitation. The 48-month rule still applies, so make sure you qualify before applying.

The public offer for the Chase Sapphire Preferred is 60k bonus points after spending $4k in the first 3 months, which is significantly lower than the targeted offer. If you receive a targeted 90k offer and qualify, it's definitely a fantastic deal.

Here are some key benefits of the Chase Sapphire Preferred card:

The annual fee is $95, but with the 10% anniversary bonus on points and the $50 hotel credit in Chase travel, it's a relatively low fee.

To be eligible for targeted mailers, you must be at least 18 years old.

To qualify, you must have a valid email address or phone number.

Targeted mailers are only available to individuals who have a physical address in the United States.

You must also be a U.S. citizen or have a valid visa to participate.

Eligibility is determined by the mailer provider, and they reserve the right to deny mailers to anyone at their discretion.

If you're eyeing the Chase Sapphire Preferred 90,000 point offer, it's worth waiting a few weeks to see if the offer improves. Sometimes, Chase will have slightly different offers, like a waived annual fee in branch.

This offer is just launching, so it should be around for a bit. If you earn the welcome offer on the Ink card(s), you can combine and unlock the points when you get the Chase Sapphire Preferred 90,000 point offer.

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If you have a Chase Sapphire Reserve card obtained in 2017 and are considering a product change to a Freedom card, you can apply for the Sapphire Preferred immediately and get the bonus, assuming you meet the 5/27 rule.

The 90K point offer on the Sapphire Preferred is a good one, but it's not the best we've ever seen - it's been as high as 100K in the past.

If you live near a branch, you might be able to get the 90K point offer in person, but the online offer isn't always better, and sometimes it's worse.

If you're in a 2-player household and already have one Sapphire Preferred, it might be worth holding off for a bit to see if the 90K offer eventually goes online.

The Sapphire Preferred 90,000 point offer is currently only available in-branch, but it's worth waiting a few weeks to get this much better offer.

The Chase Ink offers that are going away soon are a good priority, and you can earn the welcome offer on those cards first, then grab the Sapphire Preferred a little while later.

If you earn the welcome offer on the Ink card(s), just have the points sit in your account until you get the Chase Sapphire Preferred 90,000 point offer and you can combine and unlock the points.

Here's an interesting read: Chase Sapphire Preferred Welcome Kit

Having the best card for your spending habits is key to earning a large number of points quickly.

It's also essential to leverage bonus-point opportunities, such as authorized users, Shop through Chase, and buying gift cards in bulk for future purchases.

Earning 100,000+ Chase Ultimate Rewards points in 90 days or less is definitely achievable, as we've seen in this article.

Now that you have a large number of points, it's time to think about redeeming them for something truly valuable.

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The Chase Ultimate Rewards program is a valuable benefit of having a Chase credit card. You can redeem your points for travel, gift cards, cash back, merchandise, and more.

One of the perks of the Chase Ultimate Rewards Mall is that you can earn an extra 1%-25% in Ultimate Rewards points when buying merchandise from eligible retailers online. This is a great way to maximize your points earnings.

To redeem your points, simply log into your Chase credit card account and navigate to the Shop through Chase section of the Chase Ultimate Rewards Mall.

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