Chase Sapphire Preferred 100k: A Comprehensive Guide to the Card

The Chase Sapphire Preferred 100k is an incredible credit card offer that's hard to resist. With a $95 annual fee, you'll earn 60,000 bonus points after spending $4,000 in the first 3 months.

This card is perfect for travelers, as you'll get 2X points on travel and dining purchases, and 1X point on all other purchases. You'll also receive a 25% points bonus when you redeem for travel through Chase Ultimate Rewards.

The card's rewards structure is designed to help you earn points quickly. For every dollar you spend, you'll earn 2 points on travel and dining purchases, and 1 point on all other purchases. This means you can earn 4,000 points in the first 3 months with a $2,000 spend.

With a 16.49% - 25.49% (Variable) APR, you'll want to make sure to pay your balance in full each month to avoid interest charges.

The 100,000 point bonus on the Chase Sapphire Preferred card is a game-changer for travelers. You can earn 100,000 Chase Ultimate Rewards points after spending $4,000 within the first 3 months of card membership.

These points can be transferred 1:1 to many hotels and airlines, or used like "cash" toward travel, via Chase Travel for a value of $1250. You can pay for part, or all of a ticket, trip or hotel with it.

The bonus is worth up to $1250 in travel when used as cash via Chase Ultimate Rewards, effectively giving you $1250 in travel back on just $4,000 of introductory spending.

You can also transfer these points for even greater value to airline and hotel partners, at a 1:1 ratio, so you could have 80,000 Points with Hyatt, Emirates, BA, Virgin, United and so forth.

Here are some examples of how you can use 100,000 points:

Note: You can also use these points for First or Business Class travel, or just $1,250 (or more) worth of coach travel.

The Chase Sapphire Preferred 100k offer comes with a range of exciting rewards and benefits. You can earn 5x total points on all travel purchased through Chase Ultimate Rewards, making it a great option for frequent travelers.

The card also offers 3x points on dining, including eligible delivery services, takeout, and dining out, as well as 3x points on select streaming services and online grocery purchases. This means you can rack up points quickly on your daily expenses.

One of the standout benefits of the Chase Sapphire Preferred is its travel insurance, which includes primary rental car collision coverage, up to $20,000 per trip in travel interruption insurance, and baggage delay insurance.

Here are some of the key travel benefits you can look forward to:

Additionally, the card offers a 10% Anniversary Point Bonus, where you'll earn bonus points equal to 10% of your total purchases from the previous year. This can add up to a significant amount of points over time.

You can also transfer your points 1:1 to many hotels and airlines, including popular options like Singapore Airlines, Virgin Atlantic, and World of Hyatt. This makes it easy to redeem your points for travel and stay at luxurious hotels.

The Chase Sapphire Preferred also comes with a $50 Annual Credit on hotel stays purchased through Ultimate Rewards, which can help offset the annual fee. And, with the 100,000 Chase Ultimate Rewards points bonus, you'll have a substantial amount of points to work with from the start.

You can transfer your points to 10 different airline programs and 3 different hotel programs with Chase Ultimate Rewards, giving you incredible flexibility.

With 100,000 points, you can book a couple of nights at the private Calala Island off the coast of Nicaragua, which is 40,000 points per night.

The best thing about Ultimate Rewards is their flexibility - unlike earning miles with an airline or a hotel, your points aren't locked into that program.

You can use 100,000 points to book 3 nights in a regular room or two in a suite at Ventana Big Sur, worth $7,500 ++.

Chase Ultimate Rewards points can be transferred to airline and hotel partners at a 1:1 ratio, so you could have 80,000 Points with Hyatt, Emirates, BA, Virgin, United and so forth.

There are many ways to use 100,000 points for some great First or Business Class travel or just $1,250 (or more) worth of coach travel.

Here are some of the best ways to use your Ultimate Rewards points:

The Chase Sapphire Preferred 100k credit card has some fantastic benefits that make it a great choice for travelers and online shoppers. The welcome offer is one of the best in the game, with 100,000 Ultimate Rewards points up for grabs after spending just $4,000 in 3 months.

The card has a $95 annual fee, but it's waived the first year, and you can get an even better deal if you apply in branch. This card is perfect for those who want to earn points on their everyday purchases, and it's especially great for travel enthusiasts.

Here are the earning rates you can expect:

You'll also get a 10% back in points anniversary bonus, which is based on the money you spend on the card. So if you spent $25,000 in a year, you'd get 2,500 points.

Additionally, the card has a shopping portal called Shop through Chase, which lets you earn bonus Ultimate Rewards points on your online purchases. Just log in to your Chase account, head to the Ultimate Rewards dashboard, and click on the Earn Bonus Points tab. From there, you can search for your merchant of choice and see how many bonus points you'll earn.

Earning 100,000+ Chase Ultimate Rewards points in 90 days or less is definitely achievable, but it's all about having the best card for your spending habits.

You can earn a significant number of points by leveraging bonus-point opportunities like authorized users, Shop through Chase, and buying gift cards in bulk for future purchases.

Having the Chase Sapphire Preferred card gives you access to a wide range of transfer partners, including United Airlines, Singapore Airlines, and Iberia.

With the ability to share points with others in your household, you can also make bookings for others through many of Chase's transfer programs.

Now that you have 100,000 Chase Ultimate Rewards points, it's time to start redeeming them for some amazing trips.