
Chase Sapphire Preferred 是一张非常受欢迎的信用卡,尤其是对于那些经常出国旅行的人。
它的积分可以兑换为旅行奖励,包括免费的机票和酒店住宿。
如果你经常出国旅行,Chase Sapphire Preferred 可能是你最好的选择。
开卡奖励
消费满 $4,000 即可获得 60,000 积分奖励,这些积分在 Chase Travel 平台上兑换时价值 $750。
这意味着你可以在短时间内积累大量积分,获得丰厚的奖励。
信用卡权益
When using Chase Sapphire Preferred, one of the most valuable benefits is the travel insurance it offers. This includes free rental car insurance, which can be a huge cost-saver on trips.
The card also has no foreign transaction fees, making it a great choice for international travel. This means you won't have to worry about extra charges on your purchases abroad.
Some other benefits of Chase Sapphire Preferred include a $50 hotel credit every year, and a free year of DoorDash membership for new users who sign up by December 31, 2021.
Travel Delay Reimbursement
Travel Delay Reimbursement is a valuable credit card benefit that can help you recover from unexpected flight delays. Some credit cards offer up to $400 in travel delay reimbursement per ticket.
If you're stuck at the airport due to a flight delay, you can claim up to $200 per day for food and lodging expenses. This can add up quickly, especially if you're traveling with family or friends.

Credit cards like the American Express Platinum Card offer a more generous travel delay reimbursement of up to $500 per ticket. However, you'll need to pay for the ticket with the card and meet certain other requirements.
Some credit cards also offer reimbursement for travel-related expenses like baggage fees and travel agency fees. These benefits can be a lifesaver if your flight is delayed or canceled.
Credit Card Benefits
The Chase Sapphire Preferred credit card offers a range of benefits that make it a valuable addition to your wallet.
One of the most attractive benefits is the sign-up bonus, which rewards you with 60k UR credit card points and a $300 travel fund after spending $4,000 in three months.
The card also offers a $50 annual hotel credit, which can be used through the Chase Travel Portal.
Here are the rewards categories and their corresponding points multipliers:
Additionally, you'll get a 10% anniversary points boost on all your spending in the first year, which can add up to significant rewards.
You can redeem your points for cash, transfer them 1:1 to airline or hotel loyalty programs, or use them to book travel at a rate of 1.6 cents per point.
信用卡

The Chase Sapphire Preferred credit card is a great option for travelers and foodies alike. It offers a generous sign-up bonus of 80,000 UR points after spending $4,000 in the first three months, which can be worth up to $1,280.
You can earn 5x points on travel, 3x points on dining (including takeout and delivery), and 3x points on online streaming services. The card also offers a 10% anniversary points boost on all purchases made in the first year.
Here's a breakdown of the card's earning rates:
The card's annual fee is $95, but it's worth noting that it offers no foreign transaction fees, making it a great option for international travel.
Purchase Protection
If you're concerned about your purchases getting stolen or damaged, you're in luck because many credit cards offer purchase protection.
You can get up to $500 in compensation per incident, which is a nice safety net.
Each account has a maximum limit of $50,000 in total protection, so you can breathe a little easier knowing you're covered.
This protection can be a lifesaver if you're the victim of theft or your item just stops working after a short time.
Credit Card

If you're in the market for a new credit card, you might want to consider the Chase Sapphire Preferred. It offers a generous sign-up bonus of 60k UR credit card points, plus a $300 travel fund, after spending $4,000 in the first three months.
The card also has a unique feature that allows you to earn 5x points on travel booked through the Chase Travel Portal. This can be a huge perk for frequent travelers.
One of the best things about the Chase Sapphire Preferred is that it offers a 10% anniversary points boost on all purchases made in the first year. This means that you'll earn even more points than usual, which can be redeemed for cash, travel, or other rewards.
Here are some of the key benefits of the Chase Sapphire Preferred:
- 5x points on travel booked through the Chase Travel Portal
- 3x points on dining, online media, and online shopping (excluding Target, Walmart, and Costco)
- 2x points on other travel purchases
- 1x point on all other purchases
- 10% anniversary points boost on all purchases made in the first year
- Free rental car insurance
- No foreign transaction fees
- Annual fee: $95
It's also worth noting that the card has some limited-time offers, including 5x points on Lyft purchases and a free year of DoorDash membership for new users who register by December 31, 2021.
Chase Sapphire Preferred

The Chase Sapphire Preferred is a popular credit card that rewards users with Ultimate Rewards (UR) points, which can be redeemed in various ways.
You can redeem your UR points for cash, with a value of 1 cent per point (cpp), which is deposited directly into your bank account.
The Chase Sapphire Preferred is a great option for those who want to earn UR points that can be redeemed for travel, with a value of 1.25 cpp when redeemed through the Travel Portal for travel-related purchases like flights.
To give you a better idea of the redemption values for different Chase credit cards, here's a quick rundown:
This means that with the Chase Sapphire Preferred, your UR points are worth 1.25 cpp when redeemed for travel, making it a great option for those who want to earn rewards that can be redeemed for travel expenses.
积分转换
直接在Chase的旅行门户预订旅程虽然方便,但1.25美分/点的加乘比例并不是最好的选择。转换到Travel Partners可以稳定地发挥1.6美分/点以上的价值。
以下是Chase能转换的航空伙伴,包括几大热门航空公司。航空公司通常会放哩程票给同Airline Alliance的航司,所以好好利用就能用划算价格换到机票。
除了航空伙伴,Chase还能转换到一些酒店伙伴。以下是能转换的酒店伙伴。
记住,转换比例和时间可能会有所不同,所以一定要核实这些信息。
推荐
If you're considering the Chase Sapphire Preferred, you'll want to know how to use it effectively.

You can earn 60,000 bonus points after spending $4,000 in the first 3 months, which is a great starting point.
The card offers 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, and 2X points on other travel purchases.
To maximize your points, make sure to pay your balance in full each month to avoid interest charges.
You can redeem your points for travel, cash back, or other rewards, giving you flexibility and choice.
The annual fee is $95, which is a small price to pay for the benefits you'll receive.
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