Chase Sapphire Points to United Miles: How to Transfer and Redeem

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If you're looking to redeem your Chase Sapphire points for United miles, you're in luck - it's a fantastic way to book award flights on one of the world's best airlines.

To start, you'll need to transfer your points to United's MileagePlus program. This can be done through the Chase Ultimate Rewards portal, where you can select United as the transfer partner.

The transfer ratio is 1:1, meaning you'll get one United mile for every Chase Sapphire point you transfer. This makes it a great option for those with large balances of Chase Sapphire points.

Once your points are transferred, you can use them to book award flights on United or its partner airlines.

Linking your Chase and United accounts is a straightforward process. To get started, select United MileagePlus and click "Transfer Points" at the bottom of the splash page.

You'll need to fill out a simple form, so have your MileagePlus number handy. This includes the name on your loyalty account and the affiliated account number. Make sure the name matches a primary cardholder or authorized user on the account.

Any errors in the entry process can result in a transfer delay, so double-check your entries. If you've previously transferred points, you won't need to fill in the loyalty number again - Chase will remember your details.

How to Earn

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To earn Chase Sapphire points, you can apply for a credit card that earns Ultimate Rewards. The Chase Sapphire Preferred Card offers 80,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

You can also earn points by using the Ultimate Rewards shopping portal, which offers bonus points on online purchases. For example, you can earn 5X points on Lyft rides through March 2025.

Another way to earn points is by referring someone to Chase through your personal Refer-A-Friend page, earning Ultimate Rewards for each successful approval. However, not every account is eligible for referral bonuses.

To maximize your earnings, consider applying for the Chase Sapphire Reserve Card, which offers a 50,000 Chase Ultimate Rewards points welcome bonus after spending $4,000 on purchases within the first three months of opening your account. This card also offers 3X points on all other travel.

Here are some Chase credit cards that offer excellent welcome offers and earn rates:

Remember to combine your rewards from all your Ultimate Rewards cards into a single account to maximize your earnings.

Ultimate Rewards Program

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The Ultimate Rewards Program is a fantastic way to earn points that can be transferred to airline and hotel partners, including United MileagePlus. You can earn these points by using credit cards like the Chase Sapphire Preferred Card, Chase Sapphire Reserve, and Ink Business Preferred Credit Card.

These cards offer various earning structures, such as 5X points on travel purchased through Chase Travel℠, 3X points on dining at restaurants worldwide, and 3X points on online grocery purchases. The Ink Business Preferred Credit Card, for example, earns 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

The Ultimate Rewards Program also allows you to earn points by clicking through the Ultimate Rewards shopping portal, which offers bonus points on online purchases. Additionally, you can refer friends and family to Chase through your personal Refer-A-Friend page, earning Ultimate Rewards points for each successful approval.

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Most Chase Ultimate Rewards points transfers are instant, which is great news if you're in a hurry to book an award flight or get a hotel room. However, for some airline partners like IHG, Marriott, and Singapore Airlines, transfers may take 1-2 days.

Here's a list of some major cards that participate in the Chase Ultimate Rewards program and are currently accepting applications:

  • Chase Sapphire Reserve
  • Chase Sapphire Preferred Card
  • Chase Freedom Flex
  • Chase Freedom Unlimited
  • Ink Business Preferred Credit Card
  • Ink Business Cash Credit Card
  • Ink Business Unlimited Credit Card

It's worth noting that United MileagePlus isn't the most valuable Chase transfer partner, with a valuation of 1.35 cents per point. However, you can get higher value from United miles on some redemptions, especially if you have a lot of Chase points or don't want to book awards with higher-value transfer partners.

Airline Partners and Travel

You can transfer your Chase Sapphire points to United miles, and it's a great way to book award flights on United Airlines. Most Chase Ultimate Rewards points transfers are instant, which is great news if you're in a hurry to book an award flight.

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There are 11 direct Chase Ultimate Rewards airline transfer partners, including United Airlines, Southwest, and JetBlue. You can also transfer your points to other airlines like Air France-KLM, British Airways, and Singapore Airlines.

Here are the transfer times for each of the airline partners: Travel PartnerEstimated Transfer TimeAer LingusInstantBritish AirwaysInstantEmiratesInstantFlying BlueInstantHyattInstantIberiaInstantIHG1-2 daysJetBlueInstantMarriott1-2 daysSingapore Airlines1-2 daysSouthwestInstantUnited AirlinesInstantVirgin AtlanticInstant

Ultimate Rewards Award Travel

You can transfer your Chase Ultimate Rewards points to airline partners, offering 1 to 2 cents or more in value per point. There are 11 direct Chase Ultimate Rewards airline transfer partners.

Most Chase Ultimate Rewards points transfers are instant, which is great news if you're in a hurry to book an award flight or get a hotel room. However, for the cases where transfers take one or two days, you still have a couple of options while you wait.

You can transfer your Chase Ultimate Rewards points to United Airlines for example, and book an award flight using your points. United has a flight award deals page on its website where you can browse featured award itineraries.

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Here are some of the airlines you can transfer your Chase points to for miles:

You can also transfer your Chase Ultimate Rewards points to hotel partners, including IHG One Rewards, Marriott Bonvoy, and World of Hyatt.

Flights to Hawaii

Flights to Hawaii can be a great value if you know the right airline partners to use. You can transfer Chase Ultimate Rewards points to Singapore Airlines, which is a Star Alliance partner of United Airlines. This allows you to book United Airlines award flights to Hawaii for cheaper than what United Airlines charges directly.

For example, you'll pay 35,000 Singapore Airlines miles round-trip in coach from anywhere in North America to Hawaii. This is a significant saving compared to United Airlines' price of 45,000 United Airlines miles.

Calculator

To calculate the conversion of Chase points into United miles, you can use the Chase points transfer calculator.

The calculator is a handy tool that makes it easy to determine how many points you'll need to transfer to earn the desired number of United miles.

Chase has a partnership with United Airlines, allowing you to transfer your Ultimate Rewards points to United miles.

This means you can use your Chase Sapphire points to book flights on United Airlines or its partner airlines.

Rewards Credit Cards

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If you're looking to earn United miles, you can consider applying for a Chase credit card that earns flexible Chase points. These points can be transferred to United or other travel partners.

One popular option is the Chase Sapphire Preferred Card, which earns 5X points on travel purchased through Chase Travel℠ and 3X points on dining at restaurants worldwide. It also offers a 50% boost to point value on travel booked through Chase Travel.

Another option is the Chase Sapphire Reserve, which earns 10X points on hotels and car rentals purchased through Chase Travel℠ and 10X points on Chase Dining. It also offers a complimentary Priority Pass Select membership and up to $120 towards a Global Entry, TSA PreCheck, or NEXUS application fee.

Alternatively, you can consider the Ink Business Preferred Credit Card, which earns 3X points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

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Here are the key benefits of each card:

Remember to consider your individual needs and spending habits when choosing a credit card.

Ginger Wolf

Copy Editor

Ginger Wolf is a meticulous and detail-oriented copy editor with a passion for refining written content. With a keen eye for grammar and syntax, Ginger has honed her skills in ensuring that articles are polished and error-free. Her expertise spans a range of topics, including personal finance and budgeting.

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