Chase Sapphire How Much Did You Get with Good Credit

If you have good credit, you're likely to get approved for a Chase Sapphire card, but the sign-up bonus amount varies. The Chase Sapphire Preferred card offers 60,000 bonus points after spending $4,000 in the first 3 months.

With good credit, you'll also have access to a higher credit limit, which can be beneficial for making large purchases or paying off debt. You can earn 2X points on travel and dining purchases.

The Chase Sapphire Preferred card has a $95 annual fee, which is relatively low compared to other premium credit cards. This fee can be waived for the first year, making it a great option for those who want to try out a premium card without committing to the annual fee.

The sign-up bonus on the Chase Sapphire Preferred card is worth $750 when redeemed for travel through Chase Ultimate Rewards. This is a significant amount of money that can help offset the cost of travel expenses.

Suggestion: Chase Sapphire Reserve Worth It

The Chase Sapphire Preferred Card offers a range of rewards and benefits that make it an attractive option for travelers. You earn 5 points per dollar spent on travel purchased through Chase, making it a lucrative option for those who book travel through their portal.

The card also offers 3 points per dollar spent on dining, including eligible delivery services and takeout. This is a great perk for foodies who love to try new restaurants. Additionally, you earn 3 points per dollar spent on online grocery purchases, excluding Target, Walmart, and wholesale clubs.

Here are the key rewards and benefits of the Chase Sapphire Preferred Card:

With the Chase Sapphire Preferred Card, you can also earn a 10% bonus on your total purchases made in the previous year, which can be redeemed for points. This can add up to a significant amount of points, making it a great option for those who want to maximize their rewards.

The Chase Sapphire Preferred Card offers a variety of rewards and benefits that make it a great choice for travelers. You earn 5x points on travel purchased through Chase Travel℠, which is a great perk if you book your travel through their portal.

The card also offers 3x points on dining, including eligible delivery services and takeout, and 3x points on online grocery purchases, excluding Target, Walmart, and wholesale clubs. Additionally, you earn 3x points on select streaming services, such as Netflix and Hulu.

One of the best benefits of the card is the 10% anniversary bonus, which equals 10% of your total purchases in points. For example, if you spent $50,000 on the card throughout the year, you'll get a 5,000 point bonus.

You can also redeem your points for travel booked through Chase, which will give you an additional 25% redemption value. This means that each point is worth 1.25 cents, making it a great way to get more value out of your points.

Recommended read: How Much Are Chase Sapphire Reserve Points Worth

Here are some of the rewards and benefits you can expect from the Chase Sapphire Preferred Card:

Remember, the value of your points will depend on how you redeem them, so it's always a good idea to consider your options carefully.

The Chase Sapphire Reserve and Sapphire Preferred cards both offer great rewards, but they have some key differences. The Chase Sapphire Reserve has a much higher annual fee of $550, compared to the $95 annual fee of the Chase Sapphire Preferred.

If you're willing to pay the higher fee, the Sapphire Reserve offers richer rewards, with points worth 1.5 cents apiece when redeemed for travel through Chase. This is a big advantage over the Sapphire Preferred, which offers points worth 1.25 cents apiece.

One of the biggest perks of the Sapphire Reserve is its annual $300 travel credit, which can help offset a big slice of the annual fee.

Curious to learn more? Check out: Chase Sapphire with No Annual Fee

The Chase Sapphire Preferred card is a great option if you're looking for a solid sign-up bonus. You can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

To get approved for the Chase Sapphire Preferred, you'll want to know the credit score requirements. While there isn't a specific credit score mentioned, it's worth noting that the card features a generous sign-up bonus, which is a great incentive.

Chase Sapphire Preferred approval is based on three major factors: credit reports, total number of open credit cards, and credit utilization. Not meeting one of these factors perfectly doesn't mean you'll be automatically rejected.

The Chase Sapphire Preferred sign-up bonus is still worth it, even if you're not sure about the credit score needed for approval. You can read the full review to learn more about the advantages of this bonus.

If you're interested in knowing the credit score needed for the best travel cards, this article will give you the best information on what to expect from the Chase Sapphire Preferred approval process.

Worth a look: Are Credit Cards with Points Worth It

The Chase Sapphire Reserve card has an annual fee of $95, which is a relatively low cost compared to other premium credit cards.

If you have good or excellent credit, you can get approved for this card.

The card's interest rates are pretty standard, with a variable APR of 20.74%-27.74% and a cash advance APR of 29.49%.

The balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater.

One of the best things about this card is that it has no foreign transaction fee, making it a great option for international travel.

Here are the card's interest rates and fees in a nutshell:

You can redeem your Chase Sapphire points in various ways, including booking travel through the Chase Travel portal, which gives you a 25% boost in value, making each point worth 1.25 cents.

Redeeming points for travel through the Chase portal is a great option, as it offers a higher value than redeeming for cash or gift cards, which are only worth 1 cent per point.

For another approach, see: Is the Chase Sapphire Reserve Card Worth It

To book travel through the Chase portal, you can use points to pay for flights, hotels, rental cars, or cruises, and get a total value of 3.75 cents for every dollar spent at a restaurant or on streaming services.

You can also transfer points to one of Chase's 14 airline and hotel loyalty partners at a 1:1 ratio, which can be a good option if you have a specific loyalty program you want to use.

Here's a breakdown of the redemption options and their corresponding values:

Keep in mind that the value of your points will depend on how you redeem them, so it's essential to choose the option that gives you the most value for your points.

For more insights, see: Citi Double Cash Card Points Value

The Chase Sapphire Preferred Card and Reserve offer a range of travel perks that can enhance your travel experience. Both cards provide primary rental car insurance, trip cancellation/interruption insurance, and lost luggage insurance.

You can also get a credit for TSA PreCheck or Global Entry (or NEXUS), worth up to $100 once every four years, with the Chase Sapphire Reserve. This can save you time and hassle when traveling.

The Chase Sapphire Reserve comes with a more extensive set of travel protections, including emergency evacuation and transportation, which is not available with the Preferred Card. However, both cards offer trip delay reimbursement, baggage delay insurance, and lost luggage reimbursement.

Here's a comparison of the travel insurance benefits of both cards:

The Chase Sapphire Reserve also comes with Priority Pass Select membership, which grants access to over 1,300 airport lounges worldwide.

The Chase Sapphire Reserve offers complimentary access to over 1,300 airport lounges worldwide through Priority Pass Select membership.

You can escape the crowded terminal and enjoy free food, drinks, and Wi-Fi at these lounges.

However, it's worth noting that these lounges have become quite crowded in recent years, especially in the US.

Chase is trying to address this by opening some premium lounges in airports just for Chase Sapphire Reserve cardholders, which offer elevated menus, drinks, and seating.

These Sapphire Lounges are already open in a few airports like Boston, LaGuardia, and JFK, with more opening soon in Philadelphia, Las Vegas, Phoenix, San Diego, and more.

Travel Protections are a must-have when planning a trip. Both the Chase Sapphire Preferred Card and the Chase Sapphire Reserve offer travel insurance benefits, but the Reserve's benefits are more extensive.

If you're planning to rent a car, you'll appreciate the primary rental car insurance offered by both cards. This means you don't need to submit a claim with your personal auto insurance policy first.

Here's a comparison of the travel insurance benefits offered by both cards:

One key difference to note is that the Reserve's coverage kicks in after a six-hour delay, while the Preferred's coverage only kicks in after a 12-hour delay.

Traveling can be expensive, but having the right credit card can make a big difference. The Ultimate Rewards Hotel Credit is a valuable perk that can save you money on hotel stays.

You can earn up to a $50 annual credit when you use your card for hotel bookings through Chase Travel℠. This credit will be automatically applied to your account.

I've used this credit myself and it's been a game-changer for my trips.

For your interest: Chase Sapphire Reserve Hotel Partners

If you're considering the Chase Sapphire Preferred Card, you might also be eyeing the pricier Chase Sapphire Reserve Card. The Reserve Card has a hefty annual fee of $550, but it comes with some rich perks and benefits, including airline lounge access and an annual $300 travel credit.

The Reserve Card's annual fee is a whopping $455 more than the Sapphire Preferred Card's $95 annual fee. That's a significant difference, but if you travel often, it might be worth the extra cost.

The Sapphire Preferred Card offers a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening, just like the Sapphire Reserve Card. However, the Sapphire Reserve Card's points are worth 1.5 cents apiece when redeemed for travel through Chase, compared to 1.25 cents for the Sapphire Preferred Card.

Here's a quick comparison of the two cards:

The Chase Sapphire Reserve Card's benefits and rewards might be worth the higher annual fee for frequent travelers.

So, you're wondering about the pros and cons of the Chase Sapphire Preferred Card. Let's break it down.

The card offers points that are worth 25% more when redeemed for travel through Chase Travel℠.

One of the standout benefits is the auto rental collision damage waiver, which is primary insurance coverage - a rare find in this annual-fee category.

Cardholders also get a bonus at the end of the year equaling 10% of the total spent.

High rewards on travel, dining, and select streaming services are also a perk.

However, it doesn't offer a statement credit for TSA PreCheck or Global Entry, which is a benefit offered by some competitors.

Primary rental car insurance is a benefit that's mostly offered by much more expensive cards.

The Chase Sapphire Preferred and Reserve cards both offer sign-up bonuses, but the values differ significantly.

The Chase Sapphire Preferred card features a generous sign-up bonus of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

When comparing welcome bonuses between these two cards, it's essential to consider the value of points when redeemed for Chase travel.

The Chase Sapphire Reserve gives you 50% more value when redeeming points for travel compared to the Chase Sapphire Preferred.

In a hypothetical example, 50,000 bonus points would be worth $750 when redeemed for travel with the Reserve card, whereas with the Preferred card, it would be worth $625.

For more insights, see: Capitalone How Much Is 75000 Miles Worth