Chase Debit Card Cash Back: What You Need to Know

Chase Debit Card Cash Back offers a cash back program that rewards cardholders with a percentage of their purchases back as a credit to their account.

The cash back rewards rate varies depending on the type of debit card you have, with some cards offering up to 3% cash back on certain purchases.

To earn cash back, you must use your Chase debit card for eligible purchases, such as groceries, gas, and dining.

Earning cash back with your Chase debit card is a great way to get some money back on your everyday spending. You can earn up to £15 cashback a month.

To earn cash back, you need to spend a minimum of £500 a month with your debit card. This means you'll get 1% cash back on your everyday spending, with some exceptions.

Exceptions include spending on big, out of the ordinary purchases, like college and university fees, estate agent fees, buying from art galleries or antique shops, cash withdrawals, gambling transactions, cryptocurrencies, and tax payments.

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You can earn cash back on almost everything, from your daily coffee to your weekly grocery shopping, as long as it's not one of the excluded transactions.

Here's a list of excluded transactions:

The cash back offer is capped at £15 a month for new customers, but you won't be limited to this amount if you spend more than £1,500 a month.

The Chase debit card cash back program is designed to reward everyday spending. You can earn cashback on almost everything, from daily coffee to weekly grocery shopping.

The emphasis is on everyday spending, so you won't earn cashback on big, out-of-the-ordinary purchases. Exclusions include college and university fees, estate agent fees, buying from art galleries or antique shops, cash withdrawals, gambling transactions, cryptocurrencies, and tax payments.

To earn cashback, you need to pay in a minimum of £500 a month, and you'll get 1% cashback on all of your spending with the card for the first 12 months. This means you can earn up to £15 a month, but only if you spend £1,500 a month or more.

Here's a summary of the exclusions:

You can earn up to £15 cashback a month, but only on spending of up to £1,500 each month. This is a pretty generous limit for everyday spending, but you'll miss out if you make a large purchase.

The 1% cashback rate remains the same, and you'll only get it on spending of up to £1,500 each month. This is because of the £15 monthly cap.

You'll need to spend £1,500 a month to hit the £15 cashback limit, which is a lot of money. This limit is in place to prevent people from taking advantage of the offer.

You can earn cashback whether you spend in person or online, and on international spending as well as within the UK. This makes the offer more flexible and convenient.

The cashback limit is in place for the first 12 months, after which the offer ends. Make the most of it while it lasts.

There are already some exclusions in place, so be sure to check the terms and conditions before signing up. You don't want to be surprised later on.

Consider reading: What Is Cashback Credit Card

You'll want to know what you can't earn cashback on, and the good news is that the list is pretty straightforward. You won't earn cashback on debit card transactions in antique shops, estate agent fees, or for gambling and betting.

Some big purchases are also exempt from cashback earnings. You won't get the money back from financial transactions like clearing credit card bills, paying tax bills, or buying cryptocurrencies. You can also expect to miss out on cashback for things like hospital bills and vehicle purchases.

The full list of exclusions includes:

It's worth noting that the program is designed for everyday spending, so you can expect to earn cashback on most purchases, but these exceptions are in place to keep things clear and fair.

You can earn up to £15 cashback a month with the Chase debit card, provided you spend £1,500 in a month, and pay in a minimum of £500 a month.

The cashback is limited to 1% on the first £1,500 of your eligible spend each month, and there are exceptions that apply.

You can earn cashback on almost everything, from your daily coffee to your weekly groceries shopping, but there are some exclusions, such as college and university fees, estate agent fees, and gambling transactions.

Here are some examples of excluded transactions:

You can transfer your rewards balance to an account you hold with the bank and use it as you wish.

You can earn up to £15 cashback a month with the Chase current account, provided you pay in a minimum of £500 a month.

The cashback limit is £1,500 of eligible spend each month, which means you can earn 1% cashback on your everyday debit card spending for the first 12 months. Exceptions apply.

You won't earn cashback on big, out of the ordinary purchases, such as college and university fees, estate agent fees, buying from art galleries or antique shops, cash withdrawals, gambling transactions, cryptocurrencies, or tax payments.

Here's a summary of the cashback earning potential with the Chase current account:

You'll need to pay in £1,500 a month to earn the maximum cashback, but you can earn cashback on almost everything else, including daily coffee, train tickets, and weekly groceries shopping.

On a similar theme: No Cap Cashback Credit Card

You can transfer your rewards balance to an account you hold with us.

To use your transferred cash, you're free to do as you wish.