Chase Bank United Airlines Credit Card Review and Details

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The Chase Bank United Airlines credit card is a popular choice for frequent flyers, offering a range of benefits that can help you save money and earn rewards.

With the Chase Bank United Airlines credit card, you can earn 2 miles per dollar spent on United Airlines purchases, and 1 mile per dollar spent on all other purchases.

One of the standout features of this card is its sign-up bonus, which can be worth up to 40,000 miles. This can be a great way to get started with your rewards earning potential.

All Benefits Open Drawer

With the Chase Bank United Airlines credit card, you'll enjoy a range of benefits that make traveling with United a breeze. You'll get complimentary beverages, snacks, high-speed Wi-Fi, and more while waiting for your flight.

One of the standout benefits is the ability to earn 2x miles on United purchases, dining, and hotel stays. This means you'll rack up miles quickly, especially if you're a frequent traveler.

Credit: youtube.com, I'm NEVER Canceling My United Airlines Credit Card (5 Reasons Why)

As a cardholder, you'll also get a free first checked bag, which can save you money on baggage fees. Plus, you'll get priority boarding, which means you'll get to stow your bag and find your seat before the crowds.

United Explorer Card holders can relax in comfort at United Club locations, which offer a range of amenities. Be sure to check the United website for any temporary closures before heading to a club.

The United Explorer Card has been recognized as a top airline credit card, winning NerdWallet's 2024 Best-of Awards for Best Credit Card Airline Benefits. This is a testament to the card's excellent rewards and benefits.

Earn PQP

Earning PQP (Premier Qualifying Points) is a great way to earn United status, and with the right strategy, you can maximize your points. You'll earn 25 PQP for every $500 you spend on purchases with your Explorer Card (up to 1,000 PQP in a calendar year).

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To give you a better idea of how PQP works, here's a breakdown of the earning rates for different United cards:

The United Quest Card is a good option for earning PQP, as you'll earn 500 PQP after spending $4,000 on purchases in the first three months after opening the account. Additionally, you'll earn 70,000 miles with this card, which can be redeemed for flights, hotel stays, and other travel expenses.

Check this out: United Credit Cards Pqp

Travel Coverage

Travel Coverage is a top priority when it comes to traveling with a credit card. You'll have peace of mind knowing you're protected in case of unexpected delays or cancellations.

With this credit card, you'll receive a free first checked bag for you and a companion on United-operated flights, saving up to $160 per roundtrip.

If your flight is delayed more than 12 hours or requires an overnight stay, you'll be covered for unreimbursed expenses like meals and lodging, up to $500 per covered traveler. This can be a huge relief in a stressful situation.

Fees and Charges

Credit: youtube.com, 100,000 United Airlines Miles with the Chase Quest

The fees and charges associated with the Chase Bank United Airlines credit card are pretty straightforward.

You won't have to pay an annual fee for the first year, but after that, it's $95.

One nice perk is that you'll receive a statement credit of up to $120 every 4 years to reimburse you for the application fee of Global Entry, TSA PreCheck, or NEXUS when you charge it to your card.

Purchases made outside the US won't be subject to foreign transaction fees, which can really add up - for example, a $5,000 international purchase would save you $150 in fees.

Purchase Protection

Purchase Protection is a valuable feature that safeguards your eligible new purchases against damage or theft.

You can enjoy this protection for 120 days from the date of purchase, giving you ample time to get familiar with your new item.

The protection covers damage or theft up to $10,000 per item, so you can breathe a sigh of relief knowing your valuable purchases are secure.

Up to $120 Fee

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The annual fee for this card is actually a bit of a mixed bag. You won't pay anything for the first year, but after that it's $95.

If you're a frequent traveler, you'll be happy to know that you can get a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.

No Foreign Transaction Fees

You'll be happy to know that some credit cards offer a break from foreign transaction fees. Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees. This can add up to big savings, like avoiding $150 in foreign transaction fees on a $5,000 international spend.

Additional Perks

The Chase Bank United Airlines credit card offers a range of perks that can enhance your travel experience. You can earn 2 miles per dollar spent on United Airlines purchases, which can add up quickly.

With this card, you'll receive a free checked bag for you and up to 8 companions on the same reservation, saving you up to $160 per round trip. This can be a game-changer for families or groups traveling together.

Exclusive Events

Credit: youtube.com, Member Perks: VIP Access Events

As a United Cardmember, you'll have access to exclusive events that cater to your passions. You can purchase private, curated experiences, such as sampling select wines and satisfying your palate with culinary events at world-class restaurants.

Meet a sporting legend or create memories with your family through these unique events. You can visit UnitedCardEvents.com to learn more.

Through MileagePlus Exclusives, you can use your miles to enjoy experiences like exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes tours in United's operations facilities. Visit united.com/cardevents to learn more about these opportunities.

Refer Friends!

If you already have a United Explorer Card, you can earn up to 100K bonus miles per year by referring friends.

You can earn 10,000 bonus miles for each friend that gets approved for any United MileagePlus Card.

Start referring by clicking the button below to take advantage of this perk.

Card Details

The Chase Bank United Airlines credit card offers a variety of card details that make it a great option for frequent flyers.

Credit: youtube.com, Chase United Airlines Infinite, Explorer, & Gateway Credit Cards

The card's annual fee is $95, which is a relatively low cost considering the benefits you'll receive.

You'll earn 2 miles for every dollar you spend on United Airlines purchases, and 1 mile for every dollar spent on all other purchases.

The card also offers a 25% points bonus on miles earned, which can add up quickly.

You can earn up to 40,000 bonus miles after spending $2,000 in the first 3 months.

The card's credit limit is determined by Chase Bank's evaluation of your creditworthiness, and you can check your credit limit by logging into your online account.

You can also check your credit limit by calling Chase Bank's customer service number.

Application and Decision

Applying for the Chase Bank United Airlines credit card is a straightforward process. You can do so online through the Chase website or by calling their customer service number.

To be eligible, you'll need to have a good credit score, typically 700 or higher. This will give you a better chance of getting approved.

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Once you're approved, you'll receive a credit limit, which can range from $500 to $10,000. This limit will determine how much you can charge on your card each month.

With this card, you'll earn 2X miles on United Airlines purchases and 1X mile on all other purchases. You'll also get a 40,000-mile bonus after spending $2,000 in the first three months.

General Information

The Chase Bank United Airlines credit card offers a decent haul of miles for those who value the United Club membership, with a best-ever offer of 90,000 miles.

The card's spend requirement is $4,000 in 3 months, which is the same as the previous 60,000 miles offer.

You'll get an additional 10,000 miles from the Quest offer, which is a nice bonus.

The card also comes with 500 bonus Premier Qualifying Points (PQP), which can be attractive for some.

The $125 in annual United credits and 2x $5,000 Mileage Plus award rebates can help offset the $250 annual fee.

The Gateway offer gives an additional 10,000 miles on $1,000 spend for a total of 30,000 miles, which is not earth-shattering but still a decent offer.

Here's an interesting read: Chase Sapphire without Annual Fee

Frequently Asked Questions

What is the 100,000 bonus on the United Club card?

Earn 100,000 bonus miles after spending $5,000 on purchases within the first three months of opening a Unitedâ„  Business Card, a double the previous bonus offer. This offer is valid through April 3, 2024.

Do you get a free checked bag with Chase United card?

Yes, primary cardmembers and one companion receive a free first checked bag on United operated flights, up to $40 value each way

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Ginger Wolf is a meticulous and detail-oriented copy editor with a passion for refining written content. With a keen eye for grammar and syntax, Ginger has honed her skills in ensuring that articles are polished and error-free. Her expertise spans a range of topics, including personal finance and budgeting.

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