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A card stuck in an ATM can be a frustrating experience. If your card gets stuck, try not to panic and follow these steps to safely retrieve it.
If your card is stuck due to a jam or mechanical issue, the ATM may display an error message indicating that the card has been retained for security purposes. This is a common occurrence, especially if the ATM is old or poorly maintained.
To prevent your card from getting stuck in the first place, make sure to insert it correctly into the ATM slot. According to the article, the card should be inserted with the chip facing up and the magnetic stripe facing down.
A unique perspective: Remove Stuck Wheel
Causes of Card Sticking Issues
A card stuck in an ATM can be frustrating, but understanding the causes can help you take the right steps.
Error in connection or delay in entering details are the two main reasons why a debit or credit card can get stuck in an ATM.
Consider reading: My Money Got Stuck in Atm during Deposit
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Fluctuation in power supply or network connection can cause the machine to be unable to link the information you've fed to the central system, resulting in an error and a stuck card.
Taking too long to enter details, such as withdrawal amount, personal identification number (PIN), or any other, can also cause the card to get stuck.
ATM software/server error or inability to process the card due to a damaged reader are other possible reasons why a card might get stuck.
Here are some possible reasons why a card might get stuck in an ATM:
- Error in connection
- Delay in entering details
- Fluctuation in power supply or network connection
- Taking too long to enter details
- ATM software/server error
- Inability to process the card due to a damaged reader
Troubleshooting and Prevention
Troubleshooting is key to resolving a stuck card issue. Regularly check your card for any signs of wear and tear, as mentioned in the "Causes of a Stuck Card" section, which found that worn-out cards are a common culprit.
A simple solution is to try removing the card gently, as explained in the "Removing the Card" section, which advises against using force or bending the card. This can help dislodge the card and prevent any further damage.
To prevent a stuck card from happening in the first place, make sure to handle your card with care, as noted in the "Preventing a Stuck Card" section, which suggests keeping it clean and dry. This can help prevent dirt and moisture from accumulating and causing issues.
If you've had a stuck card issue before, consider replacing your card with a new one, as recommended in the "When to Replace Your Card" section, which suggests replacing cards that are more than 5 years old. This can help prevent future stuck card issues.
Frequently Asked Questions
What to do if ATM won't give card back?
Call your bank's customer service number to report the issue and have them assist with retrieving your card
What happens if an ATM card is left in an ATM machine?
Most ATM cards swallowed by machines are destroyed to prevent fraud, making retrieval unlikely after 15 minutes. If your card is swallowed, contact your bank immediately to report the incident and explore options for replacement
What to do if debit card is stuck in ATM after hours?
If your debit card is stuck in an ATM after hours, stay at the ATM and contact your bank's customer service line for assistance. They will guide you through the next steps to safely retrieve your card.
Sources
- https://www.livemint.com/Money/N73el2rDyZMeaf8RPY3ERL/What-to-do-if-your-debit-or-credit-card-gets-stuck-in-an-ATM.html
- https://www.euronetatms.com/cash-machine-swallowed-your-card/
- https://www.bca.co.id/en/informasi/Edukatips/2023/11/14/08/16/solusi-saat-kartu-atm-bca-tertelan-di-mesin-atm
- https://m.economictimes.com/news/india/debit-card-stuck-in-atm-heres-why-you-should-be-extra-alert/articleshow/109681661.cms
- https://www.indiatvnews.com/business/news-debit-credit-card-stuck-in-an-atm-don-t-fret-here-s-what-to-do-416544
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