Compare Car Loans in South Carolina for Different Needs

If you're in the market for a car loan in South Carolina, you've got options. South Carolina has a relatively high average credit score of 677, which can impact your loan terms.

Car loans in South Carolina can be categorized into three main types: new car loans, used car loans, and refinancing loans. New car loans offer lower interest rates but require a higher down payment.

In South Carolina, the average APR for a new car loan is around 4.5%, while used car loans average around 9.5%.

With car loans in South Carolina, you have plenty of options. You can get rates as low as 5.29% APR* on new vehicles or 5.49% APR* on used vehicles.

If you're looking to refinance your existing auto loan, you can save some money and reduce your interest rate. Refinancing your existing auto loan is a great way to get some extra cash.

You can also get pre-approved for a new vehicle, which allows you to shop with confidence. Our online vehicle search is an excellent way to find a good used car from a trustworthy dealer.

Carolina Foothills FCU offers flexible payment terms, low interest rates, and pre-approval for your Cherokee auto loan. They also finance motorcycles, RVs, ATVs, and boats with competitive rates and affordable payments.

Some benefits of Vital FCU's Spartanburg Auto Loans include up to 100% financing, easy online application, and the ability to match rates from other financial institutions. You can even sign your loan documents remotely with e-signatures**.

Here are some benefits and offers to consider:

Carolina Foothills FCU is a great option for your Cherokee auto loan, with flexible payment terms and low interest rates. They also offer a pre-approval program to help you shop with confidence.

In South Carolina, you can choose from a variety of vehicles to finance with a car loan. New cars are a popular option, with many dealerships offering a range of models from top manufacturers.

If you're looking for a more affordable option, consider purchasing a used car. In fact, many car loan lenders offer better interest rates for used vehicles.

From sedans to SUVs, trucks to vans, there's a type of vehicle to suit every need and budget.

If you're in the market for a used vehicle, you've got options. Used auto loans are available with terms ranging from 0 to 84 months.

You can get a used auto loan with an APR as low as 6.99% for loan terms between 0 and 75 months. That's a great interest rate for a longer loan period. For shorter loan terms, the APR remains the same, but the longer loan terms come with a slightly higher interest rate.

Here are the available used auto loan terms with their corresponding APRs:

To get a used auto loan, you'll need to provide some personal information, which may include your name, physical address, income information, and more.

If you're in the market for a new vehicle, you can get pre-approved with us before shopping to sign and drive right from the dealership.

Our financing on new autos is one of the lowest rates you'll find.

Carolina Foothills FCU offers refinancing options for existing auto loans, allowing you to save money and reduce your interest rate.

If you're looking to purchase a new vehicle, Carolina Foothills FCU provides pre-approval, so you can shop with confidence. Their Cherokee auto loan rates are among the best and lowest in South Carolina.

Their online vehicle search is a great resource for finding a good used car from a trustworthy dealer.

The credit union also offers specially tailored rates for used vehicle purchases.

For first-time car buyers, Carolina Foothills FCU has an education program designed to empower you and help you enjoy the process of buying your first car.

Here are some of the benefits of using a credit union like Carolina Foothills FCU for your Cherokee auto loan: