Capitalone Venture Benefits for Travel and More

With the Capital One Venture credit card, you can earn rewards on every purchase, and redeem them for travel purchases with no blackout dates or restrictions.

The Capital One Venture card offers 2X miles on every purchase, which can be redeemed for travel purchases with no blackout dates or restrictions.

You can redeem your miles for travel purchases such as flights, hotels, and rental cars, making it a great option for frequent travelers.

In addition to travel benefits, the Capital One Venture card also offers purchase protection and travel assistance services.

The Capital One Venture card is a traveler's best friend, with a range of benefits that make it a must-have for any frequent flyer.

You can get up to a $120 statement credit every four years when you pay the application fee for either Global Entry or TSA PreCheck, services that help you get through airport security faster.

No foreign transaction fees means you won't have any extra fees when using your Capital One Venture at foreign merchants, either in-person or online.

The Venture card's $120 Global Entry or TSA PreCheck application fee credit is higher than many other cards, and its annual fee of $95 is much more reasonable than other cards that offer this perk.

Just charge your Global Entry or TSA PreCheck fee to your Capital One Venture card, and you'll receive a statement credit in the amount of the fee, up to $120.

The Capital One Venture card comes with a range of insurance and protection benefits that can help you in case of unexpected events.

You're automatically covered for auto rental collision damage waiver, which reimburses up to the actual cash value of most rental vehicles in case of theft or collision damage.

The card also includes 24-hour travel assistance, allowing you to get an emergency replacement card and a cash advance if your card is lost or stolen.

Travel accident insurance is also included, which covers you for a covered loss when you use your card to pay for your common carrier fare.

Here are some key benefits at a glance:

The Capital One Venture card also offers zero fraud liability, meaning you won't be held responsible for any unauthorized purchases.

The Capital One Venture card offers travel accident insurance for a covered loss when you use your card to pay for your common carrier fare.

This insurance coverage is automatically included with your card, providing you with peace of mind while traveling.

You can earn 2x miles per dollar on every purchase you make, which can add up to a significant amount of miles over time - for example, spending $25,000 per year on the card would earn you 50,000 miles.

The exact coverage amount for travel accident insurance will depend on the type of injury or death, and also based on the network providing the card, which in this case is either Mastercard or Visa.

Capital One Venture ranks as the 15th-best credit card in WalletHub's Travel Insurance Study, a testament to its comprehensive insurance and protection features.

The Capital One Venture card offers a range of insurance and protections that can give you peace of mind when traveling or making purchases.

The card comes with auto rental collision damage waiver, which reimburses up to the actual cash value of most rental vehicles in case of theft or collision damage.

You also get 24-hour travel assistance, allowing you to get an emergency replacement card and a cash advance if your card is lost or stolen.

Travel accident insurance is also included, providing coverage for a covered loss when you use your card to pay for your common carrier fare.

In case of lost luggage, you may be eligible for reimbursement and locator services can help guide you through the claims procedures of different airlines.

Extended Warranty Protection is another benefit, which extends the manufacturer's warranty on certain items you buy with the card.

Here's a breakdown of the key insurance and protections offered by the Capital One Venture card:

The Capital One Venture card also offers purchase assurance, which provides 90 days of coverage for theft or damage on eligible items.

Additionally, the card offers zero fraud liability, meaning you won't be held responsible for unauthorized purchases.

Capital One Venture Card offers extended warranty protection, lengthening the original manufacturer's warranty by up to 2 extra years.

This perk is not available for motorized vehicles, live animals, live plants, or used items, among other things.

The Capital One Offers portal has some of the highest cash-back rates at popular online merchants, often beating out competitors like Rakuten.

For example, they currently offer 14% cash back at Macy’s, 5% higher than what Rakuten is offering.

You can earn statement credits by shopping at certain retailers, such as Adidas, Macy’s, Walmart, Lowe’s, IHG, Dell, and StubHub, through Capital One's partnered merchants.

These statement credits will be a certain percentage of your purchase amount.

With the Capital One Venture Card, you can enjoy a high level of account security and management. You can request an account lock if you suspect you've lost your credit card, which happens a lot and turns out to be a false alarm.

Virtual account numbers are also a game-changer. They allow you to make online purchases without exposing your actual card number, making it a must-have feature for online shopping.

Custom Account Alerts are a game-changer for staying on top of your finances. 36 custom alerts can be set up to notify you of unusual activity, large purchases, or specific card activity.

Setting up these alerts allows you to stay informed and never be surprised by unexpected charges. For example, you can set up alerts for unusual activity to catch any suspicious transactions.

Large purchases can be set up to alert you when a certain amount is spent, giving you time to review your budget and make adjustments. This can be especially helpful when making big-ticket purchases.

Custom alerts can also be tailored to specific card activity, such as international transactions or online purchases. This helps you stay aware of your spending habits and identify any areas for improvement.

Adding authorized users to your Capital One Venture account is a great way to share benefits and build credit. Authorized users can get their own physical cards, but they share a credit limit with the primary cardholder, who is responsible for paying the bills.

Authorized users can take advantage of various benefits, including travel insurance, rental car insurance, and extended warranties on purchases. They also get dining and entertainment perks, as well as cardholder discounts.

However, some benefits are only available to the primary cardholder, not authorized users. For example, authorized users don't earn their own separate initial bonuses, although their spending does count toward the requirement for the account's initial bonus.

If the primary cardholder isn't using a benefit like Global Entry or TSA PreCheck, they can apply it to an authorized user's purchase.

The Capital One Venture card offers a straightforward rewards structure that makes it easy to earn miles on everyday purchases. You'll earn 2X miles on every purchase, every day, with no complicated bonus categories or earning structures to navigate.

One of the best things about the Capital One Venture card is that there's no limit on how many miles you can earn. Whether you're making purchases or taking advantage of bonus earnings on hotels and rental cars, you can earn as many miles as you want.

Using your card for all your everyday spending can really add up, and with the Venture card, you'll earn 2X miles on every purchase. For example, if you spend $25,000 per year on the card, you'll earn 50,000 miles, which is equivalent to $500 to $900 in travel, based on our valuation of Capital One miles.

You can earn bonus miles on hotels and rental cars booked through Capital One Travel, with a 5X miles rate on these purchases. This can be a great way to earn miles on your travel expenses, and with Capital One Travel, you'll get the best prices on thousands of trip options.

In addition to earning miles on purchases, you can also earn statement credits by shopping at certain retailers through the Capital One Offers portal. Some partnered merchants include Adidas, Macy’s, Walmart, Lowe’s, IHG, Dell, and StubHub.

The Capital One Venture card also offers a generous welcome offer, with a one-time bonus of 75,000 miles after spending $4,000 on purchases within three months from account opening. This is equivalent to $750 in travel.

Here's a summary of the rewards and earnings on the Capital One Venture card:

You can redeem your Capital One miles for travel expenses, and the best part is, there's no minimum redemption amount, so you can use even a small amount of miles from your account.

One of the most valuable ways to redeem your miles is by transferring them to airline partners, which can result in getting greater value for your miles compared to the more basic redemptions. For example, you can transfer 25,000 Capital One miles to Avianca LifeMiles and book a flight across the U.S. in United's Polaris business class.

Some of the airline partners you can transfer your miles to include Avianca LifeMiles, Air Canada Aeroplan, and Virgin Red. With Virgin Red, you can even redeem 10,000 miles for an economy class flight between the East Coast and the UK or 80,000 miles for a cruise for two adults.

Here are some examples of airline partners and their redemption values:

Additionally, you can transfer your miles to hotel partners, which can also provide above-average value for your miles. For example, you can transfer your miles to Wyndham Rewards and redeem them for free nights at an all-inclusive resort in Cancun, starting at just 30,000 points per night.

You can transfer your Capital One miles to hotel partners and get above-average value in return. With Capital One, you can transfer miles to 3 hotel partners: ALL – Accor Live Limitless, Choice Privileges, and Wyndham Rewards.

One of the best options is Wyndham Rewards, where redemptions start at just 7,500 points per night. You can enjoy all-inclusive resorts for just 30,000 points per night, which is a great deal.

To give you an idea of the hotel transfer partners, here's a list of the Capital One Venture Card transfer partners:

Keep in mind that you can usually transfer miles to these partners at a 1:1 ratio.

You can transfer your Capital One miles to other accounts without any extra charges. This means you can gift miles to friends or family members, or even transfer them to your own account if you need to consolidate your miles.

There's no minimum redemption requirement, so you can redeem even a small amount of miles from your account. This flexibility is a big plus, especially if you're trying to get rid of some miles that are about to expire.

One of the best things about Capital One miles is that you can transfer them to airline partners with no extra fees. This is especially useful if you have a lot of miles and want to get the most value out of them.

Here are some of the airline partners you can transfer your Capital One miles to:

This list is a great resource to keep handy, especially if you're planning a big trip and want to get the most out of your miles.

You can earn 5X miles on qualifying purchases through Capital One Entertainment.

Capital One Dining gives cardholders access to exclusive dining and culinary experiences around the world.

With the Venture card, you get access to Capital One Dining, including restaurants where reservations are hard to come by.

Some top-rated places are included on the list, making it a great way to try out unique dining experiences.

With Capital One Dining, you can book exclusive dining and culinary experiences around the world. This can be a great way to try unique restaurants you wouldn't normally find.

The list of participating restaurants is small, but it includes some top-rated places. I've had the chance to try some of them and they're definitely worth it.

Eligible cardholders can earn 5X miles or 5% cash back on purchases through Capital One Dining. Some cardholders, like Savor cardholders, can even earn 8% cash back.

You can earn 5X miles on qualifying purchases through Capital One Entertainment, which grants access to exclusive sporting, musical, and dining experiences.

Cardholders can redeem their rewards for over 500,000 experiences, including tickets to popular events and concerts.

Using Capital One Miles to pay for experiences is a great way to score that hard-to-get ticket, like a March Madness game or a top-tier concert.

Miles are worth 0.8 each when used for experiences, so it would take 12,500 miles to purchase a $100 ticket.

Capital One Dining gives cardholders the chance to book exclusive dining and culinary experiences around the world, making it a great option for foodies.

You can also book an experience and redeem your Capital One miles for a statement credit to offset the cost of the travel purchase, within 90 days of purchase.

The price match guarantee is a valuable perk that can help you save money on purchases. This benefit is offered by Capital One, among other credit card issuers.

Not every credit card offers this benefit, which is why it's worth holding on to a card that does, like the Capital One Venture card.

Citi used to offer a price rewind benefit, which allowed customers to get a refund of the difference if the price of an item dropped after purchase.

With the Capital One Venture card, you're protected from unauthorized purchases. You won't be liable for any fraudulent charges, thanks to Zero Fraud Liability and $0 Fraud Liability features.

You can also request an account lock if you suspect your card has been compromised, and a virtual account number will be generated for you. This feature is a game-changer for online shopping, as it adds an extra layer of protection against credit card fraud.

Here are some key security features of the Capital One Venture card:

You can monitor important changes to your credit reports for free through CreditWise from Capital One. This feature is available even if you don't have a Capital One account.

CreditWise credit monitoring allows you to access your VantageScore at any time and perform simulations to understand the impact of potential financial decisions.

It also alerts you to any TransUnion credit report changes and scans the dark web for your Social Security number to protect against identity theft.

You can set up custom account alerts for unusual activity, large purchases, or other specific card activity to stay on top of your spending.

You can rest easy with a credit card that has $0 Fraud Liability, a standard feature for all major credit cards. This means you won't be held responsible for any unauthorized purchases made on your card.

If your card does get compromised, you won't have to worry about covering the costs of those purchases. You can focus on getting a new card or taking other steps to secure your account.

To minimize the risk of unauthorized purchases, consider setting up custom account alerts for unusual activity, large purchases, or other specific card activity. This way, you'll be notified right away if something suspicious happens.

In the event of a security breach, having a virtual credit card number can be a lifesaver. This feature allows you to make online purchases with a unique card number that's generated each time you request one. This can help protect your account from further unauthorized activity.

Here are some key benefits of having a virtual credit card number:

By taking advantage of these security features, you can enjoy greater peace of mind when using your credit card.

Having access to assistance services while traveling can be a huge relief. You can receive 24/7 access to emergency legal, medical, and transportation assistance.

The services are available to you, your spouse, and your dependent children under the age of 22. This means you can rest assured that your entire family is covered.

You are responsible for paying any costs incurred for referred services. This is an important detail to keep in mind when using these services.

The Capital One Venture Rewards credit card comes with a $120 Global Entry or TSA PreCheck application fee credit, which can be automatically applied to your card account when you use your credit card to pay for either membership.

This credit can be used for the primary cardholder or anyone else, but it can only be used once every four years. I used my credit to renew my Global Entry application earlier this year, and it was a huge plus - Global Entry includes TSA Precheck, and both programs have improved my travel experience immensely.

The Venture Card's Global Entry/TSA Precheck credit is higher than other cards, and its annual fee of $95 is much more reasonable than other cards that offer this perk.

The Capital One Venture card doesn't charge foreign transaction fees, which is a huge perk for travelers.

You'll keep earning 2X miles on purchases abroad, and you won't pay an extra 3% for the privilege of using it.

This is a standard perk among rewards credit cards, but it's still a noteworthy one, especially if you travel frequently.

With the Venture card, you won't have any extra fees when using it at foreign merchants, either in-person or online.

The foreign transaction fee on the Capital One Venture Rewards Credit Card is $0, which means you won't be subject to an additional charge whenever you use the card outside of the United States.

You won't have to pay extra for purchases at physical locations in foreign countries or online transactions through internationally-based merchants.

User Benefit Limitations can be a bit tricky to navigate, especially if you're not the primary cardholder. Authorized users on the Capital One Venture don't earn their own separate initial bonuses.

Their spending does count toward the requirement for the account's initial bonus, but that's about it. Authorized users also don't get separate credits for benefits like Global Entry or TSA PreCheck.

If the primary cardholder isn't using those benefits, they can apply them to an authorized user's purchase, which is a nice perk.

The Capital One Venture card offers a range of benefits beyond its travel perks.

You can earn 2 miles per dollar spent on every purchase, with no rotating categories or spending limits to keep track of.

This card also has no foreign transaction fees, making it a great option for international travel.

The Capital One Venture card's travel benefits are designed to help you make the most of your trips, from earning miles to redeeming them for travel purchases.