Capital One 360 Checking Bonus: A Step-by-Step Guide

To get the Capital One 360 checking bonus, you'll need to meet certain requirements, which we'll break down step by step.

First, you'll need to open a new Capital One 360 checking account, which can be done online or by visiting a branch. This is a crucial first step, as it sets the stage for the rest of the process.

Next, you'll need to complete a series of transactions within the first 45 days of opening your account. This includes making at least 5 debit card purchases, 5 direct deposits, and 5 online bill payments.

Make sure to keep track of your transactions, as you'll need to verify them with Capital One 360 to qualify for the bonus.

To get started with the Capital One 360 checking bonus, open a new 360 Checking account online. It only takes about 5 minutes to complete the whole process.

You can use the promo code OFFER300 to open the account. This code is specifically mentioned in the Capital One 360 website.

Make sure you're eligible for the bonus by checking the requirements. If you had a 360 Checking, Simply Checking, or Total Control Checking account with Capital One on or after January 1, 2022, you are ineligible.

Here's a quick summary of the requirements:

The promo code will be populated automatically on the page, but you can also use CHECKING250 if it doesn't happen.

To earn your Capital One 360 checking bonus, you'll need to open a new account online using the promo code CHECKING250.

First, you'll need to open a Capital One 360 checking account by any date, as the exact date isn't specified. This will automatically populate the promo code, but you can also enter it manually if needed.

To qualify for the bonus, you must receive two direct deposits each of $500 or more within 75 days of account opening. These can be your paycheck, government payments, or even pension payments - anything that comes through as an ACH payment.

You can initiate two direct deposits from another account, and they will still be coded as "Transfers" but will still trigger the bonus. Some people have successfully done this with a Vanguard brokerage account, Fidelity, or other brokerages.

Here are some examples of qualifying direct deposits:

Note that you must initiate the transfer from the other account for it to count as a direct deposit.

The Capital One 360 checking bonus is a straightforward offer that rewards new customers with a $250 bonus for opening a new account and meeting certain requirements.

To qualify for the bonus, you must use the promotional code CHECKING250 when opening the account. The code will automatically populate on the page, but it's good to know the code in case something doesn't happen as expected.

You'll need to set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. This is a common requirement for many bank bonuses, and it's essential to plan ahead to meet this condition.

One of the benefits of the Capital One 360 checking account is that it has no monthly fees or minimum balance requirements. This means you won't have to worry about being charged extra for maintaining the account.

Here are the key details to keep in mind:

Keep in mind that if you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for the bonus.

The Capital One 360 checking bonus is a great opportunity to earn some extra cash, but it's essential to understand the details of the offer. You can earn a $250 cash bonus by opening a new 360 Checking account and receiving two direct deposits each of $500 or more within 75 days of account opening.

To qualify for the bonus, you must use promotional code CHECKING250 when opening your account. This code will be automatically populated on the page, but it's good to know it's available in case you need it.

The account has no monthly fees and doesn't charge extra for out-of-network withdrawals, although you'll still be responsible for any ATM fees incurred. I can attest to the benefits of this account, as my own Capital One 360 account saved the day when our Charles Schwab account wouldn't work at ATMs in Italy last year.

You'll need to make two direct deposits, each of $500 or more, within 75 days of account opening. This is a relatively straightforward requirement, and many people have successfully earned the bonus by following these steps.

Here are the key details of the bonus:

It's essential to note that if you have or had an open 360 Checking, Simply Checking, Total Control Checking, or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you'll be ineligible for the bonus.