Capitalone Quicksilver Benefits for Travel and Shopping

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The Capital One Quicksilver card offers some amazing benefits for travel and shopping. The card provides a 3% cash back reward on all purchases in your first year up to $150,000 in spending, and 1.5% cash back on all other purchases.

You can redeem your cash back rewards for statement credits, checks, or even gift cards. No minimum redemption amount is required, making it easy to get the cash you need.

Travel benefits include no foreign transaction fees, so you won't have to worry about extra charges when making purchases abroad. This can be a huge money-saver, especially for frequent travelers.

Unlimited Earnings

The Quicksilver card from Capital One offers unlimited earnings potential, making it a great choice for those who want to maximize their cash back rewards. You can earn a flat 1.5% cash back on every purchase, every day.

There's no limit as to how much cash back you can earn, so you can use your card for most purchases and watch your rewards add up quickly. You can redeem your rewards at any time for a statement credit or a check, and you can even link your card to PayPal for a $1 to $1 redemption rate.

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One category that earns significantly more than 1.5% cash back is booking hotels or rental cars through Capital One Travel, where you'll earn unlimited 5% cash back. This is a great way to earn even more rewards on your travel purchases.

Here are some of the ways you can redeem your Quicksilver rewards:

  • Cash: Redeem your rewards in the form of a statement credit or check.
  • Recent purchase: Get reimbursed for a recent purchase.
  • Gift cards: Redeem your cash back rewards as a gift card from restaurants, retailers, and more.
  • Amazon.com: Pay for your Amazon.com orders by applying your rewards at checkout.
  • PayPal: Use your rewards balance as a payment method when checking out online.
  • Experiences: Use rewards on tickets to sporting events, concerts, and more through Capital One Entertainment.
  • Trips and travel: Book a flight, hotel, or rental car through Capital One Travel.

Overall, the Quicksilver card offers a flexible and rewarding way to earn cash back on your purchases, with no limits or complicated bonus earning categories to remember.

Introductory Offers

The Capital One Quicksilver Cash Rewards Credit Card has some amazing introductory offers that can help offset the cost of your purchases. You can earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

The card also has a lengthy 0% introductory APR for 15 months on purchases and balance transfers. This can be a huge help if you need to finance a big purchase or transfer some debt to the card.

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To earn the sign-up bonus, you'll need to spend $500 on purchases within 3 months from account opening. This is a relatively low minimum spending requirement, making it easy to meet the requirements.

Here's a summary of the introductory offers:

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • 0% intro APR on purchases and balance transfers for 15 months

Overall, these introductory offers can be a great way to get started with the Capital One Quicksilver Cash Rewards Credit Card and start earning rewards on your purchases.

Travel and Shopping

With the Capital One Quicksilver Cash Rewards Credit Card, you'll have Mastercard World Elite benefits that protect your purchases and travel experiences. This means you can shop and travel with added peace of mind.

You'll have 24/7 assistance at no charge with the Quicksilver card, which can be a lifesaver when things go wrong during your travels. This service can help with everything from finding an English-speaking doctor to emergency transportation.

The cost of any services provided will still be your responsibility, but having this support can make a big difference in a stressful situation.

Shopping

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The Capital One Quicksilver Cash Rewards Credit Card offers new cardholders Mastercard World Elite benefits that can protect purchases.

You can enjoy peace of mind with this card, knowing that your purchases are protected.

Travel accident insurance is also included, providing coverage up to a certain amount against qualifying accidents that may happen while traveling.

This insurance extends to eligible family members as well, so you can rest assured that they're protected.

With this card, you'll have 24/7 assistance at no charge, which can be a lifesaver if things go wrong during your travels.

Travel assistance can include help finding an English-speaking doctor, assistance with passport replacement, or emergency transportation.

International Merchant Acceptance

When traveling abroad, it's essential to have a credit card that's widely accepted by merchants. The Capital One Quicksilver Cash Rewards Credit Card is part of the Mastercard network, which means it's widely accepted by merchants abroad.

You can use your Capital One Quicksilver Cash Rewards Credit Card at merchants in many countries without worrying about foreign transaction fees.

Security and Protection

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You can rest assured that Quicksilver has got your back with its robust security features.

With Quicksilver, you can get notified if Capital One notices potentially suspicious activity, thanks to security alerts.

Card lock is another helpful feature that allows you to lock your card from being used to make most new purchases, just in case your card is lost or stolen.

You won't be responsible for unauthorized charges made on your account or if your card is lost or stolen, thanks to Zero Fraud Liability and $0 fraud liability.

Here are the key security features of Quicksilver at a glance:

  • Security alerts: Get notified if Capital One notices potentially suspicious activity.
  • Card lock: Lock your card from being used to make most new purchases if it's lost or stolen.
  • $0 fraud liability: No responsibility for unauthorized charges if your card is lost or stolen.

Zero Fraud Liability

With Quicksilver, you can have peace of mind knowing that your account and identity are protected. You're not responsible for unauthorized charges made on your account.

You can get notified if Capital One notices potentially suspicious activity by adding your mobile phone number to your account. This way, you can stay on top of your account security.

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Card lock is another security feature that can help if your card is lost or stolen. With card lock, you can lock your card from being used to make most new purchases with just a few taps.

If your card is lost or stolen, you won't be responsible for unauthorized charges thanks to $0 fraud liability. This means you can shop with confidence, knowing you're protected.

Here are the security features that keep your account and identity safe:

  • Security alerts
  • Card lock
  • $0 fraud liability

The Bankrate Promise

At Bankrate, we're committed to helping you navigate the credit card industry with confidence. Our team of experts, including credit card pros and data analysts, keeps a close eye on the industry year-round to provide you with the most up-to-date and reliable market information.

We focus on the points that matter most to consumers, such as rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels.

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To ensure accuracy, we fact-check ourselves at every step of the way. This means you can trust the information we provide to help you make confident decisions about your credit card options.

Our experts have been helping consumers master their money for over four decades, and we continually strive to provide the expert advice and tools needed to succeed throughout life's financial journey.

Insurance and Protection

Travel accident insurance is available to you and your eligible family members, covering qualifying accidents that happen while traveling in a licensed common carrier, as long as you charge your entire travel fare to the Capital One Quicksilver Cash Rewards Credit Card.

Coverage also extends to qualifying transportation to and from the airport, depending on whether you charged the fare to your card prior to departing. Terms apply.

You'll be covered up to a maximum of $1,500 per trip if you have to cancel your trip for a reason that qualifies under the trip cancellation and interruption insurance benefit, as long as you've charged your travel fare on your Capital One Quicksilver Cash Rewards Credit Card. Terms apply.

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Rental car insurance is also offered, covering damage or theft of the vehicle, damage or theft of personal items, loss of use and towing charges, up to the actual repair amount, wholesale market value or the rental agency's purchase invoice less salvage and depreciation. To get coverage, you must pay for the rental with your card.

Rental Car Insurance

Rental car insurance is available on certain Capital One credit cards. The Quicksilver for Good Credit Card offers rental car insurance, but there are more Capital One cards with this benefit.

To get coverage, a cardholder must pay for the rental car with their Capital One card. This coverage includes damage or theft of the vehicle, damage or theft of personal items, loss of use, and towing charges.

Cardholders are covered up to the actual repair amount, wholesale market value, or the rental agency's purchase invoice less salvage and depreciation.

Trip Cancellation Insurance

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Trip Cancellation Insurance is a vital benefit offered by the Capital One Quicksilver Cash Rewards Credit Card. This insurance covers you up to $1,500 per trip if you have to cancel your trip for a qualifying reason.

To be eligible, you must have charged your travel fare on your Capital One Quicksilver Cash Rewards Credit Card. This ensures that you're protected in case of unexpected trip cancellations.

You can rely on this insurance to cover you and your eligible family members. The coverage applies to qualifying accidents that may happen while traveling in a licensed common carrier, as long as you've charged your travel fare on your card.

This benefit is part of the Mastercard World Elite benefits, which also offer protections for purchases and travel experiences.

Extended Warranty

Extended warranty protection can add up to two years to manufacturers' warranties of two years or less when you've used the card to purchase qualifying items. Terms apply.

This benefit can provide extra peace of mind for consumers who want to ensure their purchases are protected for a longer period.

Extended warranty protection is a valuable feature that can give you more time to enjoy your purchases without worrying about repairs or replacements.

Card Features

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The Capital One Quicksilver Cash Rewards card has some fantastic features that make it a great choice for anyone looking for a cash back credit card. It offers unlimited 1.5% cash back on every purchase, every day, with no limit on how much you can earn.

Here are some of the key benefits of this card:

  • Extended warranty
  • $0 fraud liability
  • Virtual card numbers
  • Concierge services
  • Travel assistance services

One of the best things about this card is that it doesn't charge any annual fee, so you can enjoy all the rewards and perks without breaking the bank. Plus, it doesn't have any foreign transaction fees, so you can save money on purchases made outside the U.S.

Straightforward

The Capital One Quicksilver Cash Rewards for Good Credit card offers straightforward rewards that make it easy to earn and redeem cash back.

One of the standout features of this card is the 1.5 - 5% cash back on purchases promotion, which applies automatically to cardholders.

You can redeem your rewards at any time for a statement credit or a check.

Buy Back Guarantee

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With the Buy Back Guarantee, you can have peace of mind knowing that you'll get your money back on every purchase. You'll earn a flat 1.5% cash-back on every purchase you make, so you can shop with confidence.

This feature is designed to give you a sense of security, knowing that you'll be reimbursed for your purchases. You'll be earning cash-back on every purchase, not just in specific categories.

The Buy Back Guarantee is a great feature to have, especially if you're someone who likes to try new things or shop frequently. You'll be earning 1.5% cash-back on every purchase, which can add up over time.

No Penalty APR

The Quicksilver card is a great choice for those who want to avoid surprise APR increases.

You'll appreciate that Capital One doesn't charge a penalty APR, so you won't see your APR go up just because you made a late payment.

This is a big relief, because it means you can focus on making payments on time without worrying about your APR skyrocketing.

The Quicksilver card's no penalty APR policy gives you peace of mind and helps you stay on top of your finances.

Redemption and Rewards

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You can elect to have your rewards automatically redeemed at a set time each calendar year, which is perfect for that annual vacation.

Redeeming rewards with the Quicksilver card is a breeze and just as simple as earning rewards.

You can redeem your rewards at any time for a statement credit or a check. This gives you the flexibility to use your rewards when you need it most.

You can redeem your rewards for any amount you want, making it easy to cover a recent purchase or save up for a big expense.

Here are some ways to redeem your rewards:

  • Cash: Redeem your rewards in the form of a statement credit or check.
  • Recent purchase: Get reimbursed for a recent purchase.
  • Gift cards: Redeem your cash back rewards as a gift card from restaurants, retailers and more.
  • Amazon.com: Pay for your Amazon.com orders by applying your rewards at checkout.
  • PayPal: Use your rewards balance as a payment method when checking out online.
  • Experiences: Use rewards on tickets to sporting events, concerts and more.
  • Trips and travel: Book a flight, hotel or rental car through Capital One Travel.

You can also link your card to PayPal and checkout with PayPal to redeem your cash-back at a rate of $1 to $1.

Frequently Asked Questions

What is the maximum credit limit for Capital One Quicksilver?

The maximum credit limit for Capital One Quicksilver can be up to $10,000, although actual limits may vary based on individual creditworthiness. Apply now to see your personalized credit limit.

How do I get $200 bonus from Capital One Quicksilver?

To earn the $200 bonus from Capital One Quicksilver, spend $500 on purchases within the first 3 months of opening your account. The bonus will be applied to your rewards balance within 2 billing cycles after meeting the spending requirement.

Alberto Stehr

Senior Copy Editor

Alberto Stehr is a meticulous and detail-oriented copy editor with a passion for crafting clear and engaging content. With a keen eye for grammar, punctuation, and syntax, Alberto has honed his skills over years of experience in the field. Alberto's expertise spans a wide range of topics, from personal finance and retirement planning to education and technology.

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