Credit Cards with Roadside Assistance: A Comprehensive Guide

Credit cards with roadside assistance can be a lifesaver in unexpected situations. Some credit cards offer this benefit, which can help you get back on the road quickly.

Not all credit cards with roadside assistance are created equal, though. For example, the Chase Sapphire Preferred card offers 24/7 roadside assistance, while the Citi Premier card offers up to $50 in reimbursement per occurrence.

Roadside assistance can cover a range of services, including towing, fuel delivery, and lockout service. This can be especially helpful if you're stranded far from home or in an unfamiliar area.

If you're looking for credit cards with roadside assistance, you have several options.

Chase offers roadside assistance on certain credit cards, including the Chase Sapphire Preferred Card, Chase Sapphire Reserve, and Ink Business Preferred Credit Card. You can call 1 (800) 847-2869 24/7 to get help if your vehicle breaks down.

Here are some key details about Chase's roadside assistance services:

Some credit cards with roadside assistance also have set prices for service calls, such as the Chase Freedom Unlimited, Capital One Venture Rewards Credit Card, and Bank of America Premium Rewards credit card.

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Roadside assistance is a service that provides help when your vehicle breaks down or you're stranded on the side of the road. This service can be especially helpful in emergency situations.

You can get roadside assistance through various providers, including your car's manufacturer, an auto club like AAA, or a third-party service. Many car insurance policies also offer roadside assistance as an add-on.

The most common types of roadside assistance include towing, fuel delivery, and lockout service. Some providers may also offer additional services like battery jump-starts and winching.

Towing can cost anywhere from $50 to $200, depending on the distance and type of vehicle.

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The technology behind it is based on a complex algorithm that analyzes data from various sources. This algorithm is constantly being updated and refined to improve its accuracy.

The system uses machine learning to identify patterns and relationships in the data, allowing it to make predictions and recommendations.

It can process vast amounts of information in a matter of seconds, making it an incredibly powerful tool.

The system's accuracy is impressive, with an average error rate of less than 5%.

Chase offers roadside assistance on several credit cards, including the Chase Sapphire Preferred Card and the Chase Sapphire Reserve.

You can call 1 (800) 847-2869 24/7 to get help if your vehicle breaks down, and Chase roadside assistance services include standard towing up to 5 miles, flat tire replacement, and jump starts.

The Chase Sapphire Reserve is the best credit card for overall travel protections, including roadside assistance, according to recent reviews.

Chase Freedom Unlimited offers roadside dispatch at a set rate with no annual fee, making it a great option for those who want roadside assistance without the extra cost.

Here are some key features of the top credit cards with roadside assistance in 2022:

These credit cards offer a range of benefits and services, but if you're looking for roadside assistance, it's worth considering one of these options.

Credit cards can offer a range of roadside assistance options, from complimentary benefits to pay-per-use services. Some high-annual-fee travel credit cards include roadside assistance as a standard perk.

You can find credit cards that offer roadside assistance as a standard cardholder benefit, but some stand out due to their features and benefits. These cards often have more to offer than just roadside assistance.

High-annual-fee travel credit cards can provide several uses of roadside assistance per year, making them a good option for frequent travelers.

Some credit card companies offer roadside assistance as a benefit. Chase offers roadside assistance on several credit cards, including the Chase Sapphire Preferred Card, Chase Sapphire Reserve, and Southwest Rapid Rewards Plus Credit Card.

Cardholders can call 1-800-847-2869 24/7 to get help if their vehicle breaks down. Chase roadside assistance services include standard towing up to 5 miles, flat tire replacement, jump starts, lockout service, standard winching, and up to 5 gallons of fuel.

The Chase Sapphire Reserve provides more comprehensive roadside assistance, covering up to four roadside services per year (up to $50 apiece) for jump starting, tire changing, locksmith services, running out of gas, and towing.

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Here's a list of some credit cards that offer roadside assistance:

Visa cardholders also have access to roadside dispatch by calling 1-800-847-2869, with services including standard towing, tire changing, jump starting, lockout service, fuel delivery, and standard winching. Mastercard offers roadside assistance through Master RoadAssist Roadside Service, but availability may vary depending on the card issuer.

AAA Travel Insurance offers roadside assistance benefits, sometimes as part of the policy and at other times as an optional upgrade.

If you don't have roadside coverage through your credit card, AAA memberships can be a great option, including discounts on hotels, restaurants, and attractions.

AAA's higher membership levels include increased limits and more coverage options for different kinds of cars.

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AAA memberships offer a wide range of perks including discounts on hotels, restaurants, and attractions.

AAA's Basic Membership costs $3.54 per month, which works out to $42.48 annually, and offers a similar slate of benefits to Visa's program.

For those who don't have roadside coverage through their card, AAA is a better deal, assuming you use it at least once a year.

If you only maintain your AAA membership for roadside assistance, it may not be as necessary as you'd previously assumed, especially if you have a credit card that offers complimentary roadside assistance.

According to Example 5, Chase cards offer towing up to five miles, flat tire changes, jump-starts, lockout service, fuel delivery of up to five gallons, and winching within 100 feet of paved or county-maintained roads.

Here's a comparison of AAA's Basic Membership and Chase cards:

AAA's higher membership levels include increased limits and more coverage options, making it a more comprehensive roadside assistance program.

However, as Example 4 points out, if you only maintain your AAA membership for roadside assistance, it may not be as necessary as you'd previously assumed, especially if you have a credit card that offers complimentary roadside assistance.

If your credit card doesn't include roadside assistance benefits, don't worry, there are other options available.

You can purchase a roadside assistance plan from a company, which often offers better coverage than what's included with credit cards. Most plans are available for a flat fee every month or year.

Some credit cards, like the ones mentioned, have a maximum of four service calls per year, with a coverage limit of up to $50 per service call.

You can expect to pay a fee to use the services offered by some credit cards, but the exact amount is not disclosed.

It's worth noting that only Visa and Mastercard credit card networks offer roadside assistance benefits, not the issuer itself.

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If you only maintain your AAA membership for roadside assistance, it may not be as necessary as you'd previously assumed. This is especially true if you have the Chase Sapphire Reserve, which offers complimentary roadside assistance up to $50 four times each year.

Some credit cards, including all Visa cards, provide paid access to roadside assistance. This access may be adequate if you don't utilize the benefit too frequently.

Roadside assistance coverage offered with credit cards is not as robust as the coverage you might get with a paid roadside assistance program offered through AAA, Allstate Motor Club, Good Sam Roadside Assistance or another provider.

There are two types of roadside assistance offered by credit cards: roadside dispatch and roadside assistance. Roadside dispatch is a lesser benefit that provides access to a hotline that will connect you with the services you need, when you need them, for a fee.

Here are the top cards that offer roadside assistance or roadside dispatch: