360 Dental Insurance Coverage Options and Benefits Explained

360 dental insurance offers a wide range of coverage options to suit different needs and budgets.

You can choose from various types of plans, including individual, family, and group coverage. Some plans may also offer additional benefits like orthodontia coverage, which is a must-have for families with children who need braces.

In addition to coverage types, 360 dental insurance plans often come with different levels of coverage, such as basic, standard, and premium plans. The level of coverage you choose will determine the extent of your dental expenses that are covered.

With 360 dental insurance, you can expect to pay a monthly premium, which varies depending on the plan you select and your age.

Under the 360 dental insurance plan, preventative and diagnostic services have no deductible, which means you can get routine care without any out-of-pocket costs. Each plan level covers a comprehensive evaluation every 60 months.

Routine periodic oral exams are covered twice in 12 months, and single tooth x-rays are covered at 100% as needed. Bitewing x-rays are covered once every 12 months, and full mouth x-rays are covered once every 60 months.

Routine dental care cleanings are covered at 2 times per year, and 2 periodontal cleanings are covered per calendar year.

Preventative and diagnostic services are covered without a deductible. This means you won't have to pay out of pocket for routine care.

Each plan level includes a comprehensive evaluation every 60 months. This regular check-up will help identify any potential issues before they become major problems.

You'll also get routine periodic oral exams twice in 12 months. This is a great way to stay on top of your oral health and catch any issues early.

Single tooth x-rays are covered at 100% as needed. This means you can get the care you need without worrying about the cost.

Bitewing x-rays are covered once every 12 months, and full mouth x-rays are covered once every 60 months. This will help your dentist get a thorough understanding of your oral health.

Routine dental care cleanings are covered at 2 times per year. This is an essential part of maintaining good oral health and preventing problems like gum disease.

As a Bento Member, you're entitled to restorative coverage assistance, which can help you save on out-of-pocket expenses for dental care.

The basic and major restorative services have a $25 deductible per member per year.

You'll receive 80% coverage for basic restorative services, including fillings, root canal treatment, gum treatment, prosthetic maintenance, oral surgery, and other necessary services.

This means you'll only need to pay 20% of the fee for these services.

Major restorative services, such as crowns, implants, and tooth replacement, are covered at 50% of the fee for service.

As a Bento Member, you have access to the entire national Bento Network, which includes contracted rates with a no balance billing policy when visiting Bento Dentists and Bento Partner Dentists.

Smiles360 memberships are available in single, dual, and family plans, with annual fees starting at $269 for individuals, $479 for a dual, and $825 for a family of four. Additional members can be added for an extra $125.

To take advantage of the membership discounts, you'll need to pay the annual membership fee in full at the time of enrollment. This will activate your membership and make you eligible for discounts on treatment fees.

Here are the payment policies to keep in mind:

To take advantage of the membership discounts, you'll need to follow our payment policies. The annual membership fee must be paid in full at the time of enrollment.

Membership benefits kick in on the date of payment, and your membership will be valid for one year from that date.

All treatment fees are due and payable at the time of service. This means you'll need to pay your treatment fees upfront, rather than being billed later.

If you fail to pay your dues or your account becomes delinquent, DentalHealth360 reserves the right to terminate your membership and refuse treatment without notice.

Smiles360 memberships are available as single, dual, and family plans. This variety allows you to choose the plan that best suits your needs.

Annual membership fees start at $269 for individuals, which is a relatively affordable option for those looking to save on dental expenses. The fees increase with the number of members on the plan, with dual plans costing $479 and family plans starting at $825 for a family of four.

Additional members can be added to your plan for an additional $125, making it easy to expand your coverage as your family grows.