Capital One 360 ATM Machines: Accessible Banking Made Easy

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Black and white photo of a high-rise and Capital One Bank in Hoboken, NJ.
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Capital One 360 offers a wide network of over 38,000 Allpoint ATMs, making it easy to access your money when you need it.

With over 38,000 ATMs across the US, you're never far from a convenient place to withdraw cash or deposit funds.

Capital One 360's extensive ATM network means you can use your debit card at thousands of locations, including 7-Eleven, CVS, and Walgreens stores, among many others.

You can also use the Capital One 360 mobile app to locate an ATM near you, making it easy to find a convenient spot to access your money.

Capital One 360 ATM Benefits

You can access over 70,000 fee-free ATMs through Capital One's network, Allpoint, and MoneyPass.

Capital One won't charge you for using an out-of-network ATM, but you may still incur a fee from the ATM provider.

If you're a Capital One customer, using an ATM in the bank's network is a good idea to avoid ATM fees, which can cut into your savings.

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You can search for Allpoint and MoneyPass ATMs specifically on each network's individual website.

Over 1,900 organizations and 130 million cardholders participate in Fiserv's MoneyPass ATM network, which includes 34,000 surcharge-free ATMs that Capital One 360 Checking customers can use.

Capital One has joined Fiserv's MoneyPass ATM network, making it easier for customers to access surcharge-free ATMs.

ATM Locations and Services

Capital One customers have access to more than 70,000 fee-free ATMs across the U.S. You can find these ATMs using the bank's location finder, which will also show nearby branches and Capital One Cafés.

Services vary by location, but generally ATMs allow you to withdraw cash, check your balance, and make transfers. You can avoid ATM fees by using an ATM in the bank's network.

Capital One won't charge you for using an out-of-network ATM, but you may still incur a fee from the ATM provider. It's generally a good idea to avoid ATM fees whenever possible, as they can easily cut into your savings.

Debit Card Lock/Unlock

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With 360 Checking, you're in control of your debit card - you can lock and unlock it with just a tap on your phone.

This feature is part of a top-rated mobile app that makes managing your finances easier and more convenient.

You can lock your debit card to prevent unauthorized transactions, and unlock it when you need to make a purchase or withdraw cash.

This level of control gives you peace of mind and helps protect your financial information.

ATMs Near Me

If you're a Capital One customer, you can access more than 70,000 fee-free ATMs across the U.S. through the bank's location finder.

Capital One customers can withdraw cash, check their balance, and make transfers at these ATMs.

Using an out-of-network ATM may result in a fee from the ATM provider, even if Capital One doesn't charge you.

Capital One has its own fleet of ATMs, and it's also part of the Allpoint and MoneyPass ATM networks, which include popular retail locations like Target, Walgreens, and CVS.

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You can search for Allpoint and MoneyPass ATMs specifically on each network's individual website to find a surcharge-free ATM near you.

Over 1,900 organizations and 130 million cardholders participate in Fiserv's MoneyPass ATM network, making it a convenient option for many people.

Capital One has joined Fiserv's MoneyPass ATM network, offering its customers access to 34,000 surcharge-free ATMs around the country.

Frequently Asked Questions

What ATM can I use for Capital One with no fees?

You can use Capital One ATMs, MoneyPass, or Allpoint ATMs with no fees. Additionally, Capital One ATMs within our supported networks also offer fee-free access.

Does Capital One 360 charge ATM fees?

Capital One 360 does not charge ATM fees. Enjoy fee-free access to your money at ATMs nationwide.

How do I deposit cash into my Capital One 360 savings account?

To deposit cash into your Capital One 360 savings account, visit a Capital One ATM, branch, or Café, or use a participating CVS, Walgreens, or Duane Reade location. You can also deposit cash at select Allpoint ATMs, but not at MoneyPass ATMs.

Adrian Fritsch-Johns

Senior Assigning Editor

Adrian Fritsch-Johns is a seasoned Assigning Editor with a keen eye for compelling content. With a strong background in editorial management, Adrian has a proven track record of identifying and developing high-quality article ideas. In his current role, Adrian has successfully assigned and edited articles on a wide range of topics, including personal finance and customer service.

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