
You can put cash on your Sign & Sail card for Carnival Cruises, but it's not the most convenient option. This method is available, but it's not the most recommended one.
You can load cash onto your card at a Carnival Cruise Line port terminal or at a participating retailer, such as a grocery store or pharmacy, that offers the cash loading service.
However, the card will not be usable until you get to the terminal, and it will be subject to a 10% fee. This can be a hassle, especially if you're short on time.
It's worth noting that there are other more convenient options, such as using a credit or debit card to make payments on your account, which can be done online or over the phone.
Adding Cash
You can add cash to your Sail and Sign card on a cruise once you're onboard.
To do this, visit the Guest Services desk on the first day of your cruise to add the cash you want to spend on the ship.
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Using cash on the card helps control spending, as you'll only have the amount you've added to spend, and not be tempted to overspend with a linked credit card.
You can also visit a Kiosk on embarkation day to add cash to your Sail and Sign card, or go to the Cash Desk on Deck 3.
Adding cash to your Sail and Sign card can be a good option if you prefer not to link a credit card, but keep in mind that if you run out of cash, you'll need to link a credit card to continue spending.
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Understanding Your Sail Card
Your Sail & Sign account is your onboard expense account, which you set up during the Online Check-in process. You can set it up with either a credit/debit card or as a cash account.
A Sail & Sign card may be handed out at the port, but most ships will have your card waiting for you in a sealed envelope outside your stateroom door. Note that there will be holds placed on credit/debit cards used for Sail & Sign accounts.
For each purchase made onboard, you will receive a receipt at the point of sale. You can access the purchase history and balance information on your Sail & Sign account by visiting the Guest Services desk, using a Sail & Sign kiosk, or using the Carnival HUB app.
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Sail & Sign Card – Onboard Expenses

The Sail & Sign Card is your onboard expense account, which you set up during the Online Check-in process. You can link it to a valid Mastercard, AMEX, or Visa card, or pre-load it with cash.
To pre-load cash, visit the Cash Desk on Deck 3 or use a Kiosk on embarkation day. You can also add more cash to your account during the cruise using a Kiosk or the Guest Services Desk.
Each purchase made onboard will give you a receipt at the point of sale, and you can check your purchase history and balance information at the Guest Services desk, a Sail & Sign kiosk, or the Carnival HUB app.
It's essential to review your onboard account periodically to ensure accuracy, and if you notice any incorrect charges, visit the Guest Services desk. A final statement will be delivered to your stateroom on the final morning of your cruise, and if all purchases are correct, your balance will automatically be billed to the credit card on file.
Consider reading: Check Cash App Balance on Card
Carnival Cruise

Carnival Cruise Cash is a great way to preload your onboard expenses, and you can add it to your Sail & Sign account up to two days before your cruise.
You can buy Cruise Cash through The Fun Shops website, once you have a cruise booked, and it's non-refundable, so use it wisely.
The main use of Cruise Cash is for gifts, like friends adding it to your onboard account for your honeymoon.
Cruise Cash vouchers are available for the bar, photos, entertainment, and more, but you can spend it however you like once you're onboard.
Sources
- https://wise.com/au/blog/carnival-sail-sign-card
- https://www.cruisemummy.co.uk/carnival-cruise-how-much-cash/
- https://www.apairofearstravel.com/ufaqs/sail-sign-card-onboard-expense-account/
- https://thepointsguy.com/cruise/cruise-ship-casinos/
- https://www.royalcaribbeanblog.com/2016/09/03/first-time-cruisers-royal-caribbeans-seapass-card
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