
BRD – Groupe Société Générale is a leading financial institution in Romania. It was established in 1864 and has a rich history.
The bank's name stands for Banca Românească pentru Dezvoltare, which translates to Romanian Development Bank. It's also part of the Groupe Société Générale, a French multinational banking and financial services company.
BRD – Groupe Société Générale has a strong presence in the Romanian market, with over 1,000 branches and a large customer base.
If this caught your attention, see: 2008 Société Générale Trading Loss
Financial Information
The financial information for BRD - Groupe Société Générale is quite impressive. The company's capitalization ranges from 2.06B to 94.81B.
The P/E ratio for 2024 is 8.83x, while the P/E ratio for 2025 is projected to be 8.71x. This indicates a relatively stable valuation.
Here's a breakdown of the company's capitalization and P/E ratios in 2024 and 2025:
The EV/Sales ratio for 2024 is 3.22x, while the EV/Sales ratio for 2025 is projected to be 2.96x. This suggests a slight decrease in valuation.
Shareholders:
Let's take a closer look at the shareholders of BRD - Groupe Société Générale S.A. The largest shareholder is Société Générale, holding a significant 60.17% of the company's equities.
Société Générale's valuation is a substantial 1.587 billion lei. Allianz-Tiriac Pensii Private Societate de Administrare holds a smaller but still notable 3.98% of the equities, with a valuation of 105 million lei.
Other significant shareholders include Oltenia SIF SA (Investment Management) with 3.95% and a valuation of 104 million lei, and Metropolitan Life Insurance Co. (Investment Portfolio) with 3.3% and a valuation of 87 million lei.
Here's a breakdown of the top shareholders:
Sales by Activity
Sales by Activity is a crucial aspect of BRD - Groupe Société Générale S.A.'s financial performance. The company's sales have been steadily increasing over the years.
Retail sales have been the highest contributor, reaching 215.64Cr in 2023. This is a significant increase from 195.25Cr in 2019.
Non-retail sales have also seen a notable increase, reaching 131.58Cr in 2023. In contrast, non-retail sales were lower in 2020 at 72Cr.
The Corporate Center's sales have fluctuated over the years, reaching 42Cr in 2023. However, it's worth noting that Corporate Center sales were lower in 2021 at 28Cr.
Here's a breakdown of the company's sales by activity over the years:
Investments
BRD Groupe Societe Generale has made 3 investments, with their latest being in Ameropa as part of their Loan on August 04, 2023.
Their investments are not specified further in the available information.
BRD Groupe Societe Generale's investment in Ameropa was made through a Loan, with no other details about the loan provided.
It's not uncommon for companies to keep some financial details private, but it's always interesting to see what kind of investments they're making.
Valuation
Valuation is a crucial aspect of understanding a company's financial health. The BRD - Groupe Société Générale S.A. valuation data shows a significant variation in capitalization over time.
The capitalization of BRD - Groupe Société Générale S.A. has fluctuated between 2.06B and 94.81B. The highest capitalization recorded was 94.81B.
The P/E ratio 2024 for BRD - Groupe Société Générale S.A. is 8.83x. This is an important metric for investors to consider when evaluating the company's stock.
On a similar theme: General Growth Company
The P/E ratio 2025 is expected to be 8.71x, a slight decrease from the previous year. This could be a sign of a more stable market.
Here is a summary of the valuation metrics for BRD - Groupe Société Générale S.A.:
The enterprise value of BRD - Groupe Société Générale S.A. has also varied, ranging from 2.34B to 390B. The free-float of the company is 25.64%, indicating that a significant portion of the company is publicly traded.
The yield 2024 for BRD - Groupe Société Générale S.A. is 6.94%, while the yield 2025 is expected to be 8.42%. This indicates a potential increase in dividend payments for investors.
Banking Services
As of February 28, 2025, the end-of-day quote for BRD – Groupe Société Générale on the Bucharest S.E. is 17.82.
The 5-day change in the stock's value is -2.09%, and the 1st Jan Change is -1.87%. This indicates a slight decrease in the stock's value over the past week.
BRD – Groupe Société Générale reported its FY Net Profit Down To 1.52 Billion Lei on February 6, 2025, indicating a significant revenue stream for the company.
Banks
The banking sector in Romania is home to some of the country's most influential financial institutions. BRD Groupe Societe Generale is one such bank, which reported a FY net profit of 1.52 billion lei.
Their financial performance has been closely watched by investors, with the bank's end-of-day quote on the Bucharest S.E. stock market being 17.82. This is a significant figure, especially considering the 5-day change of -2.09%.
The bank's financial reports have been released on specific dates, with the most recent one being on February 06. This report detailed the bank's earnings results for the full year ended December 31, 2024.
Local Branches
You can find BRD - GROUPE SOCIETE GENERALE SA branches in various locations, including ION MIHALACHE BOULEVARD 1-7, 1. DISTRICT and UNION BUILDING, CAMPINEANU STREET 11.
Each BRD - GROUPE SOCIETE GENERALE SA branch has a unique SWIFT code, which is necessary for international transactions.
You can check the correct SWIFT codes for your BRD - GROUPE SOCIETE GENERALE SA branch online or use the 8 character head office SWIFT code as a backup if you're unsure.
The head office SWIFT code will still allow your payment to reach your account, even if you don't have the correct branch code.
Swift Code
You'll need a SWIFT code to make an international transfer to a BRD - Groupe Societe Generale bank account in Romania, and it's usually requested along with the bank address.
Each BRD - Groupe Societe Generale branch has a unique SWIFT code, which you can check online.
Using the head office SWIFT code is an option if you're unsure or can't find the branch code, and it will still get your payment to your account.
Traditional banks can be slow and expensive for international transfers, but services like Wise can make it faster, cheaper, and more secure.
Broaden your view: American International Group
Controversies and Issues
BRD – Groupe Société Générale has faced its fair share of controversies and legal issues over the years.
In December 2012, the Romanian authorities opened an investigation into a $111 million fraud at BRD.
The bank's reputation took a hit in May 2015 when the Romanian authorities launched an investigation into a €43 million fraud involving Remus Truică.
BRD has been involved in several high-profile cases, including a $111 million fraud and a €43 million fraud.
A list of some of the companies and institutions that have been impacted by these controversies includes:
- Société Générale
- Banks of Romania
- Companies based in Bucharest
- Companies listed on the Bucharest Stock Exchange
- Companies in the BET-20
- Banks established in 1923
- Companies involved in 1999 mergers and acquisitions
Sources
- https://en.wikipedia.org/wiki/BRD_%E2%80%93_Groupe_Soci%C3%A9t%C3%A9_G%C3%A9n%C3%A9rale
- https://in.marketscreener.com/quote/stock/BRD-GROUPE-SOCIETE-GENERA-6495568/company/
- https://www.cbinsights.com/company/brd-groupe-societe-generale/financials
- https://wise.com/gb/swift-codes/countries/romania/brd-groupe-societe-generale-swift-code
- https://www.marketscreener.com/quote/stock/BRD-GROUPE-SOCIETE-GENERA-6495568/
Featured Images: pexels.com