
Bradesco offers a wide range of health plans to cater to different needs and budgets.
There are several types of plans available, including the Bradesco Saúde Mais plan, which provides coverage for hospitalization, surgeries, and consultations.
The Bradesco Saúde Integral plan offers more comprehensive coverage, including dental care and pharmacy benefits.
With Bradesco, you can choose from a variety of payment options, including monthly installments or annual payments.
Planos de Saúde Bradesco
The Bradesco Saúde plans offer a range of options to suit different needs and budgets. You can choose from plans with no coparticipation, such as the Plano Bradesco Saúde sem coparticipação, which covers all costs, including consultations, exams, procedures, and hospitalizations.
The Bradesco Saúde Empresarial plan is a popular choice among Brazilian companies, offering a wide network of credentialed providers and benefits like free choice of provider and a club of advantages. This plan can be contracted by companies of all sizes, including small and micro businesses.
The Bradesco Saúde Top Nacional plan offers comprehensive coverage and a premium network of providers, with higher reimbursement values and exclusive benefits. It also includes international coverage for medical expenses and a travel insurance policy.
Brasco Flex
Brasco Flex offers more options for atendimento in various cities across Brazil. It has a wider network of credentialed providers compared to the Efetivo plan.
The Brasco Flex plan provides greater flexibility and convenience for beneficiaries, with a wider range of options for medical care. This includes a larger network of hospitals, clinics, and laboratories.
One of the key benefits of Brasco Flex is its national abrangência, which means it covers a wide range of medical services across the entire country. This is particularly useful for individuals who travel frequently or have family members living in different parts of Brazil.
Here are the codes for the Brasco Flex plan: FECX and FQCX (formerly FCEX and FCQX).
The Brasco Flex plan offers a range of benefits, including acomodação options such as enfermaria (hospital stay) and apartamento (apartment). It also provides coparticipação (co-payment) options, depending on the age of the beneficiary.
Here is a breakdown of the coparticipação options for the Brasco Flex plan:
Note: The coparticipação options listed above are for the FECX and FQCX plans. The coparticipação options may vary depending on the specific plan and age of the beneficiary.
The Brasco Flex plan offers a range of faixa etária (age-based) pricing options, with different rates for different age groups. Here is a breakdown of the faixa etária pricing options for the FECX and FQCX plans:
Note: The faixa etária pricing options listed above are for the FECX and FQCX plans. The pricing options may vary depending on the specific plan and age of the beneficiary.
Brasco Top
Brasco Top offers a range of benefits, including atendimento no exterior em conjunto com seguro viagem, with coverage for medical, hospital, and dental expenses, as well as pharmacy expenses.
The Top Nacional plan provides a comprehensive coverage and a premium network of credentialed providers, with higher reembolso values.
One of the exclusive benefits of the Top Nacional plan is a seguro viagem that covers loss of luggage and other advantages for beneficiaries who are more than 100km away from their residence.
The plan's category also offers a seguro viagem with national and international coverage for beneficiaries who are more than 100km away from their residence.
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The Bradesco Saúde Concierge service is available in the Bradesco Premium and Nacional Plus plans, offering a range of exclusive services, including Salas vips in reference medical centers.
The Bradesco Concierge service offers a range of services, including coleta de exames laboratoriais em domicílio, seguro viagem internacional, vacinas do viajante, marcação de exames especiais, programa saúde em equilíbrio, segunda opinião médica internacional, and importação de medicamentos.
The Top Nacional plan offers a range of options for reembolso, including atendimento no Brasil e no exterior.
Here is a summary of the Top Nacional plan's reembolso values:
Tabela Preço Empresarial
The Tabela Preço Empresarial is a crucial aspect of understanding the Plano de Saúde Bradesco. The values of reembolso, or reimbursement, vary depending on the operadora de saúde, or health operator, and the linha, or line, of the plan.
For the Bradesco Saúde + plan, the valor reembolso consulta is a fixed 109.76, regardless of the categoria, or category, of the plan.
The coparticipação, or copayment, is a percentage of the procedimento, or procedure, cost that the beneficiary must pay directly to the seguradora, or insurance company. This percentage is 30% for all plans, applied to each procedimento.
The valores máximos de coparticipação, or maximum copayment values, vary depending on the plano, or plan, and the procedimento. For example, the consulta eletiva, or elective consultation, copayment is 30.00 for the Saúde Mais plan, but 160.00 for the Nacional Plus plan.
Here is a summary of the maximum copayment values for each plan:
Cobertura e Benefícios
The Bradesco Saúde plan offers various benefits that can help reduce healthcare costs and provide discounts on purchases and services.
You can choose from different plans, with prices starting at R$373,07.
The plan also offers a range of coverage options, including ambulatorial and hospital care, with obstetric coverage.
One of the coverage options is called CHN, which is available for individuals 59 or older.
Another option is CEPLIN, which provides coverage for certain procedures.
The plan also offers a service called CENTROCOR, which is available for those who need additional support.
For up to two years after joining the plan, you can suspend coverage for complex procedures, hospital stays, and high-tech surgical procedures.
This suspension period applies to all plans, including those for individuals with DLP.
The Bradesco Saúde plan allows you to choose from a wide network of clinics, hospitals, and laboratories.
You can also choose to see a doctor of your choice, and the plan will reimburse you for the costs.
The plan has a program called "Meu Doutor Bradesco" that lets you schedule appointments with selected doctors online.
In case of surgery, the plan offers a "Segunda Opinião Médica" service, which provides a second medical opinion to help with diagnosis and treatment.
The plan also offers discounts on medication, with up to 85% off on over 2,400 generic or brand-name items at over 11,000 pharmacies across the country.
Prazos Carência
When you need medical attention, it's good to know the wait times for procedures.
You can count on receiving urgent care within 24 hours.
For non-emergency cases, like hospitalization, you're looking at a 180-day wait.
Some procedures require a longer wait, up to 300 days.
Duvidas
If you're considering a Bradesco Saúde plan, you might have some questions. Telefone Bradesco Saúde is available for clients, but it depends on your location.
In Rio de Janeiro, interior (Campos, Macaé, Cabo Frio and surrounding cities), you can call (22) 99940-4840 to acquire a Bradesco health plan.
If you're in Rio de Janeiro, capital or metropolitan area, the number to call is (21) 99767-8710.
There's also a central number for Bradesco's customer service in the capital and metropolitan area: 4004 2700.
For other regions, you can dial 0800 701 2708.
If you need to cancel your plan or make a complaint, you can call 0800 727 9966 or 0800 701 2708.
To schedule a consultation or exam in the capital and metropolitan area, call 4004 2700.
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Contratação e Cotação
To get a quote for a Bradesco Health Plan, you can save up to 40% on the contract.
You can find the best options for health plans according to your needs with the help of a Bradesco Health Plan broker.
A broker can help you get a quote and provide you with a price table, a list of credentialed providers, and a comparison of plans and benefits.
Bradesco Health Plans are priced by the operator, so the price is the same across all brokers.
By requesting a quote on our website, WhatsApp, or phone, you'll get personalized attention from our health plan brokers.
They'll understand your needs, help you find the best cost-benefit ratio, and answer any questions you may have.
You can only contract a Bradesco Health Plan through a credentialed broker.
To get more details on prices, we recommend filling out the form below.
You can simulate your Bradesco Health Plan without any commitment and get to know the plans that meet your needs with the best cost-benefit ratio.
Bradesco Health Plans are evaluated in the market.
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Planos Específicos
Plano Bradesco Bem Época oferece cobertura para consultas com especialistas em saúde, incluindo cardiologistas, neurologistas e oncologistas.
Você pode escolher entre diferentes níveis de cobertura, incluindo o "Básico" que oferece cobertura para consultas e exames médicos.
Plano Bradesco Saúde Básica é uma opção para aqueles que buscam uma cobertura mais simples e acessível.
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Brasco Empresarial
Brasco Empresarial offers a customized plan for large companies with 200 or more employees, allowing for negotiation of prices.
This plan is a top choice for 70% of Brazilian companies, thanks to its vast network of credentialed providers and included benefits like free choice of healthcare provider and travel insurance.
Brasco Empresarial can be contracted by companies of all sizes, from large to small and even micro-enterprises.
Empowering employees and their families with a comprehensive healthcare plan is a great way to boost morale and productivity, and it's accessible to companies with an active CNPJ for more than six months.
By choosing Brasco Empresarial, companies can save up to 40% compared to individual plans, starting with a minimum of three lives.
Brasco Concierge

The Bradesco Concierge service is available to those with the Bradesco Saúde Premium plan, covering over 150,000 beneficiaries.
This exclusive service offers a range of VIP treatments, including access to private rooms in top medical centers across the country.
In São Paulo, you can find these VIP rooms at the Hospital Sírio-Libanês, Hospital Israelita Albert Einstein, and HCor (Hospital do Coração).
The Bradesco Concierge service also offers a range of other perks, including:
- Coleta de Exames Laboratoriais em Domicílio (laboratory test collection at home)
- Seguro Viagem Internacional (international travel insurance with coverage up to 50,000 Euros for medical expenses)
- Vacinas do viajante (traveler vaccinations)
- Marcação de Exames Especiais (special exam scheduling)
- Programa Saúde em Equilíbrio (health and wellness program)
- Segunda opinião Médica Internacional (international second medical opinion)
- Importação de Medicamentos (importing medications)
Brasco Clube
The Bradesco Clube is a fantastic perk for Bradesco Dental clients. They get access to a discounts portal that offers savings of up to 40% on various items.
You can find discounts on everything from food to education, travel, and even clothing.
Some of the main partners include Lojas Americanas, Magalu, and Netshoes.
Localização e Serviços
Plano Bradesco Saúde has a wide network of credentialed healthcare providers.
The hospital of Clínico Mario Lioni in Niterói, Rio de Janeiro is a credentialed provider.
You can also find credentialed providers in Campos dos Goytacazes.
UNIMED CAMPOS in Campos dos Goytacazes is a credentialed provider.
The Bradesco Saúde plan offers credentialed services in various locations.
The IDSM – SUSTENTABILIDADE NO MERCADO in Campos dos Goytacazes is also a credentialed provider.
Frequently Asked Questions
Quanto custa um plano do Bradesco Saúde?
O custo de um plano do Bradesco Saúde varia de R$ 218,35 a R$ 350,00, dependendo do tipo de plano escolhido
Qual o plano de saúde é melhor, Bradesco ou Unimed?
Considerando a confiabilidade regional da Unimed e a reputação sólida da Bradesco Saúde, a escolha entre os dois planos depende da qualidade do atendimento desejada. Cada opção oferece vantagens únicas que devem ser pesadas para tomar a decisão certa
Sources
- https://saudebradescobr.com.br/tabela-de-preco-bradesco-saude/
- https://centralcorretoronline.com.br/bradesco-saude-cotacao/
- https://www.garantiaseg.com.br/plano-de-saude/bradesco/
- https://www.virtuacorretora.com.br/plano-de-saude-bradesco/
- https://conveniosaudebradesco.com.br/plano-bradesco-saude-individual/
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