
Diners Club International Credit Card is a versatile payment option that offers numerous benefits to users.
Diners Club International Credit Cardholders can enjoy a 0% foreign transaction fee, making it an ideal choice for international travel and purchases. This means you can explore the world without worrying about extra charges on your bill.
With Diners Club International Credit Card, you can also earn rewards points on every purchase, redeemable for cash, travel, or other exciting rewards.
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Diners Club International Credit Card Benefits
The Diners Club International Credit Card is a great option for those who want to enjoy a world of benefits and service excellence.
Enrollment under the Risk Assurance Program is mandatory for all Diners Club Cardholders. This ensures that your card is protected in case of any unexpected events.
You get complimentary Dineout Passport membership with the InterMiles HDFC bank Club credit card, which offers up to a 40% discount on dining. This membership also provides several other dining benefits.
Some of these benefits include an assured discount of 25% at over 2,000 premium restaurants, an additional discount of 15% for InterMiles HDFC Bank Diners Club credit cardholders, 1+1 on the buffer at more than 200 restaurants, and early access to various events and festivals.
The Diners Club International credit card provides a range of benefits, including travel perks, exclusive access to airport lounges, reward programs, and global acceptance.
You can access these benefits by learning how to use your Diners Club card. From great dining experiences to premium airport lounge access, travel offers, instant cash, and a host of other benefits – you can enjoy them all.
Your Emirates NBD Diners Club Credit Card entitles you to exclusive savings on travel, dining, entertainment, and much more-all over the world. This offer is applicable subject to a 3-month average spend of AED 5,000 capped at one usage a month.
Here are some of the benefits you can enjoy with your Diners Club International Credit Card:
- Unlimited complimentary airport lounge access worldwide
- Complimentary roadside assistance, including recovery service, towing, fuel delivery, and battery boost (limited to twice a year)
- Plus Points loyalty programme, which rewards you for your everyday spends
Card Features
Your Emirates NBD Diners Club Credit Card offers exclusive savings on travel, dining, entertainment, and more, all over the world. This offer is applicable subject to a 3-month average spend of AED 5,000 capped at one usage a month.
You'll have unlimited complimentary airport lounge access worldwide, regardless of your airline or class of travel. This perk is based on a 3-month average spend of AED 5,000, and if you meet this criteria, you won't be charged a thing.
To access the lounges, simply present your Emirates NBD Diners Club Credit Card at the lounge reception. No need to worry about extra fees or hassle.
The Plus Points loyalty programme rewards you for your everyday spends, and you're automatically enrolled when you activate your Diner Club Credit Card. This means you can start earning points right away.
You also get complementary roadside assistance, including recovery service, towing, fuel delivery, and battery boost, limited to twice a year. To book the service, call +971 04 3876628.
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Security and Protection
With the Diners Club International credit card, you can have peace of mind knowing you're protected in case of unforeseen events.
The Risk Assurance Program is a valuable feature that offers financial security to cardholders. In the event of death or permanent total disability, cardholders are eligible for a waiver of the entire outstanding amount. This means you won't have to worry about paying off your balance in the event of something unfortunate happening.
Here are the benefits of the Risk Assurance Program:
- The entire outstanding amount will be waived
- Equal amount will be paid to the beneficiary of the cardholder
This provides a sense of security and financial stability, which is essential for managing your finances effectively.
Rewards and Incentives
The Diners Club International Credit Card offers a range of rewards and incentives that make it a valuable addition to your wallet. You can earn 8 InterMiles for every Rs. 150 spent on retail transactions, or 16 InterMiles for every Rs. 150 spent on flight or hotel bookings through intermiles.com.
With the Diners Club International Credit Card, you can also earn up to 5X Club Rewards Points on your spending, redeemable for free gifts, shopping vouchers, and air miles. These points don't expire, giving you more flexibility to use them as you see fit.
Here's a breakdown of the Club Rewards Points you can earn on different types of transactions:
The card also offers a cashback facility, giving you 5% cashback on every POS purchase at Agora, Meena Bazar & Shawpno, and 10% cashback on any POS purchase at Aarong.
Cash Back Facility
The cash back facility is a great way to save money and spend more from what you earn. You can earn up to 10% cashback on POS purchases at Aarong using your DCI Credit Card, with a maximum of BDT 1000 cashback per month.
Here's a breakdown of the cashback amounts you can earn:
The cashback amounts are calculated on a monthly basis and disbursed in the following month, so you can plan your expenses accordingly.
Rewards Rate

Rewards Rate is a key aspect of any rewards program. You earn 8 InterMiles for every Rs. 150 spent on retail transactions.
If you book flights or hotels through intermiles.com, you can earn 16 InterMiles for every Rs. 150 spent.
Accelerated Rewards Points
Accelerated Rewards Points are a great way to earn more points on your Diners Club Card. You can earn up to 5X Club Rewards Points for every S$1 spend on foreign currency transactions with a minimum spend of S$400 per month.
To earn these extra points, simply make sure you spend at least S$400 on foreign currency transactions within the same statement cycle. If you don't meet this minimum spend, you'll only earn the default rate of 1 Club Rewards Point for every S$1 spend.
Earning 5X points on foreign currency transactions is a great way to boost your rewards earnings, especially if you travel frequently. You can use these points to redeem for free gifts, shopping/dining vouchers, and even air miles.

Here's a breakdown of the accelerated rewards points you can earn on different types of transactions:
Remember, these accelerated rewards points are in addition to the standard points you earn on all other transactions. So, make sure to take advantage of these offers to maximize your rewards earnings!
Dining and Travel
The Diners Club International credit card offers a range of benefits for dining and travel enthusiasts. You can enjoy up to a 40% discount on dining when you use your InterMiles HDFC bank Club credit card.
The Diners Club card also provides an assured discount of 25% at over 2,000 premium restaurants. This is on top of the already discounted prices, making it a great option for those who love fine dining.
One of the unique benefits of the Diners Club credit card is the 1+1 on the buffer at more than 200 restaurants. This means you can enjoy a complimentary meal or drink with your purchase.
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Additionally, you get early access to various events and festivals, so you can plan ahead and make the most of your dining experiences.
You can also enjoy unlimited complimentary airport lounge access worldwide, irrespective of your airline or class of travel. This is based on a 3-month average spend of AED 5,000.
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Sky Lounge Access
You can get access to more than 1,500 airport lounges across 700+ countries and territories in 140+ countries worldwide with your Diners Club International Credit Card.
To access these lounges, simply present your card at the lounge reception.
Some lounges offer complimentary usage, while others may charge a fee.
In the case of SKYLOUNGE, you can get complimentary usage 24x7 at Hazrat Shahjalal International Airport, Dhaka and Shah Amanat International Airport, Chattogram (domestic only) with your EBL Diners Club International Credit Card.
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Dining
Dining with your InterMiles HDFC Bank credit card can be a real treat. You get a complimentary Dineout Passport membership, which offers up to a 40% discount on dining.

This membership is a game-changer for foodies, providing several other dining benefits. You'll get an assured discount of 25% at over 2,000 premium restaurants.
For even more savings, InterMiles HDFC Bank Diners Club credit cardholders can enjoy an additional discount of 15%. This is a great perk for those who already have this type of credit card.
If you're looking to try new restaurants, you'll appreciate the 1+1 on the buffer at more than 200 restaurants. This means you can get a second dish of your choice at no extra cost.
Lastly, as a Dineout Passport member, you'll get early access to various events and festivals. This is a great way to stay in the know about the latest dining trends and experiences.
Fees and Charges
The Diners Club International credit card has a low annual fee, which is a major advantage for cardholders. This fee is waived for the first year, making it an even more attractive option for those who want to try out the card.
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The card also has no foreign transaction fees, which means you can use it abroad without incurring additional costs. This is especially useful for frequent travelers or those who shop online from international retailers.
You'll also appreciate the low interest rate on purchases and cash advances, which can help you save money if you need to carry a balance or withdraw cash.
EasyCredit
EasyCredit is an EMI plan that allows you to make EBL to EBL account transfers, EBL to other bank account transfers through EFTN, or issue pay orders from your unutilized credit card balance at a reduced interest rate.
You can use your EBL Diners Club International Credit card for EasyCredit.
The interest rate for EasyCredit is reduced on your EBL Diners Club International Credit card.
Fee Waiver
If you spend Rs. 8 lacs or more in the previous year, you'll get a waiver on the renewal fee of Rs. 5000.
The fee waiver is a great incentive to use your credit card frequently and make big purchases.
You won't receive a flight or hotel discount voucher if you're eligible for the renewal fee waiver.
However, if you're planning to use your credit card internationally, you should check if your card has any foreign transaction fees.
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Frequently Asked Questions
Is Diners Club International a good credit card?
Diners Club International is a reliable credit card for travel, offering good benefits at restaurants, hotels, and shops in Europe and the USA. However, customer service may be a challenge due to international call centers.
What is Diners Club International on my Discover card?
Diners Club International is a charge card company owned by Discover Financial Services, which is also the parent company of your Discover card. This affiliation allows for seamless integration of Diners Club services with your existing Discover card account.
Is the Diners Club Card accepted internationally?
Yes, the Diners Club Card is widely accepted internationally, with over 55 million merchants across 200+ countries and territories. Explore global possibilities with us.
Sources
- https://ebl.com.bd/retail/eblcard/Diners-Club-Credit-Card
- https://cardinsider.com/hdfc-bank/intermiles-hdfc-bank-diners-club-credit-card/
- https://memivi.com.br/credit-card/as-diners-club-international/
- https://www.emiratesnbd.com/en/help-and-support/diners-club-benefits
- https://cards.dcscc.com/international-credit-card
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