
The Credit One American Express Travel Card is a great option for those who want to earn rewards on their travel purchases. It offers a rewards program that gives you 1-3 points per dollar spent on travel purchases, with no rotating categories or spending limits.
This card is designed for those who want to earn rewards on their travel purchases, with a rewards program that's easy to understand and use. With no annual fee, it's a great option for those who want to earn rewards without paying extra.
The card also offers a 0% introductory APR for 6 months, which can be a big help if you need to make a large purchase or consolidate debt. This can give you some breathing room to pay off your balance without incurring interest charges.
By applying for the Credit One American Express Travel Card, you can start earning rewards on your travel purchases and enjoy the benefits of a no-annual-fee card.
Card Overview
The Credit One American Express travel card is a great option for those who love to travel but might not qualify for some of the more popular rewards cards. It offers top-notch reward rates on many common spending categories, including travel, dining, and gas.
The card's earning rate for travel, dining, and gas purchases rivals some of the top rewards cards, making it a solid choice for those who want to earn rewards on their daily expenses.
The Credit One Bank Wander American Express card is available with average credit, making it a great option for those who have less-than-perfect credit scores. It's unusual for a card with a low annual fee to offer this benefit, let alone to people with fair credit.
The card's annual fee is $95, which could be a barrier to entry for some. However, it's in line with many popular travel credit cards, and there are less rewarding no-fee alternatives if you prefer to minimize your out-of-pocket costs.
Here's a breakdown of the card's earning rates:
- 10X points on eligible hotel and car rentals booked using the Credit One Bank travel partner
- 5X points on eligible dining, gas, and travel purchases
- 1X points on all other purchases
Benefits and Features
The Credit One American Express travel card has some amazing benefits that'll make your travels smoother and more enjoyable. Return protection is a standout feature, refunding you the full purchase price of an item if you're rejected by a merchant's return policy, up to $1,000 annually.
You'll also get extended warranty, which tacks on up to one additional year of coverage for eligible manufacturers' warranties of 12 months or less. This can give you peace of mind when buying big-ticket items.
The card also offers retail protection, which covers you if an eligible item is damaged or stolen within 90 days of purchase, up to $1,000 per loss and a total of $50,000 per cardholder account per 12-month period. This can be a huge relief if you're traveling with expensive gear.
Travel accident insurance is another great perk, providing up to $150,000 in accidental death or dismemberment insurance while traveling when the entire fare was charged to your card. This can give you and your loved ones peace of mind when traveling.
The card also offers car rental loss and damage insurance, up to $50,000 in secondary car rental coverage to protect against damage or theft. This can be a huge relief if you're renting a car while traveling.
Here are some of the card's benefits and features:
- Return protection: Refund up to $1,000 annually
- Extended warranty: Up to one additional year of coverage
- Retail protection: Up to $1,000 per loss and $50,000 per year
- Travel accident insurance: Up to $150,000
- Car rental loss and damage insurance: Up to $50,000
- Free Experian IdentityWorks membership: Valued at $120 annually
- Amex Offers: Discounts at participating merchants
Pros and Cons
The Credit One American Express travel card has its advantages and disadvantages.
One of the pros is that it offers a great return on travel purchases, making it a good option for those who frequently travel.
Another benefit is that it's available to those with average credit, which can be a plus for people who are trying to build their credit score.
Here are some specific pros of the card:
- Great return on travel purchases
- Available to those with average credit
However, it's worth noting that the rewards may not be the primary focus when building credit, and other cards may offer higher cash back rates and more valuable benefits.
Additionally, the card earns 10 points per dollar on travel purchases through the Credit One Bank travel partner, which can be a valuable perk for frequent travelers.
One of the cons is that the rewards shouldn't be your primary focus when building credit, and you may want to explore other options that offer higher cash back rates and more valuable benefits.
Here are some key benefits and features of the card:
- No foreign transaction fees
- Earns 10 points per dollar on travel purchases through the Credit One Bank travel partner
Fees and Charges
The fees and charges associated with Credit One American Express Travel can add up quickly, so it's essential to understand what you're getting into. The annual fee for the Credit One American Express Travel Rewards Credit Card is $0 first year, then $95.
You'll also be charged a foreign transaction fee of 3% on every purchase made outside the US. This fee can be a significant expense if you're a frequent international traveler.
The credit limit on this card can range from $300 to $2,000, depending on your creditworthiness. This means you'll need to pay off your balance in full each month to avoid interest charges.
Interest rates on this card can be as high as 25.24% (Variable). This is a relatively high interest rate, so be sure to pay off your balance in full each month to avoid accumulating debt.
Rewards and Earning
The Credit One Bank American Express travel card offers some amazing rewards, especially when it comes to booking travel through their partner site. You can earn 10X points on eligible hotel and car rental purchases booked through the Credit One Bank travel partner, which is a great way to rack up points quickly.
Earning 5X points on eligible travel, dining, and gas purchases is also a fantastic perk, and it's one of the highest returns you'll find for these types of purchases. This is a great benefit for frequent travelers and foodies.
To earn the elevated return on hotels and car rentals, you need to book through the Credit One Bank travel partner site. However, earning 5X points on all other travel is incredible and outshines most other travel rewards cards.
Here's a breakdown of the earning rates:
- 10X points on eligible hotel and car rental purchases booked through the Credit One Bank travel partner
- 5X points on eligible travel, dining, and gas purchases
- 1X point on all other purchases
The card also offers a $50 cash bonus, which is a great incentive to sign up and start earning rewards.
Introduction
Credit One Bank has introduced the Credit One Bank Wander American Express card, a travel card that offers rewards and benefits to cardmembers.
This card is a result of a partnership between Credit One Bank and American Express, a leader in rewards and loyalty.
With the Credit One Bank Wander American Express card, travelers can earn up to 10X points on hotels and car rentals, making it an attractive option for those who love to travel.
Even those with average credit can enjoy the card's best-in-class rewards, according to Robert DeJong, president and CEO of Credit One Bank.
Frequently Asked Questions
Does Credit One work with American Express?
Yes, the Credit One Bank Wander Card is a co-branded American Express card, offering exclusive Amex travel perks and benefits. This partnership provides cardholders with unique advantages not found on standard Credit One cards.
What is the credit limit on the Credit One wander American Express card?
The starting credit limit for the Credit One Wander American Express card is $500, with the potential to increase to a higher amount. Check with Credit One for your personalized credit limit.
Who has access to Amex travel?
Anyone with a credit card that earns American Express Membership Rewards points can access Amex travel. Additionally, anyone can book through the portal and pay with another form of payment.
Sources
- https://www.cnbc.com/select/credit-one-bank-wander-card-review/
- https://thepointsguy.com/credit-cards/credit-one-bank-wander-card/
- https://www.bankrate.com/credit-cards/reviews/credit-one-bank-american-express/
- https://www.atmmarketplace.com/news/credit-one-bank-intros-american-express-travel-card/
- https://www.thepointcalculator.com/us/cash/creditone/credit-one-bank-american-express-card-calculator
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