BCBS Wilmington NC Insurance and Mental Health Benefits

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Blue Cross Blue Shield of North Carolina provides mental health benefits to its members, including those in the Wilmington area. These benefits include coverage for therapy sessions, counseling, and psychiatric care.

If you're struggling with anxiety, depression, or other mental health issues, you can access these benefits by visiting a network provider or seeking a second opinion. Mental health benefits are available for individuals, couples, and families.

BCBS NC offers a network of mental health professionals, including therapists, counselors, and psychiatrists, who accept Blue Cross Blue Shield insurance. This network ensures that members have access to quality care from providers who understand their insurance coverage.

Healthcare Providers

We work collaboratively with hospitals, group practices, and independent behavioral health care providers to meet the needs of members with mental health, substance use, and intellectual and developmental disabilities.

Our network includes a wide range of healthcare providers, from hospitals to community and government agencies.

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We also partner with human service districts and other resources to ensure that our members receive comprehensive care.

Our providers accept a variety of insurances, making it easier for you to get the care you need.

Here are some of the insurances our providers accept:

  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • Optum
  • United Health Care
  • Medicare

Insurance Coverage

Blue Cross Blue Shield (BCBS) insurance policies vary widely, with 36 independently operated companies providing coverage across the US, including Blue Cross and Blue Shield of North Carolina.

You'll need to confirm the specifics of your policy to determine what's covered. This is because each policy has its own limitations on coverage for drug rehab and other treatment-related services.

Some BCBS policies cover inpatient treatment, residential treatment, partial hospitalization programs, and intensive outpatient programs. The types of drug rehab covered will depend on your policy specifics.

To confirm your benefits, have your insurance card handy when you contact Wilmington Treatment Center. Our team can contact Blue Cross and Blue Shield of North Carolina to verify what's covered.

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Annual or calendar year limitations on the cost of drug rehab may apply to some BCBS policies. Lifetime caps on financial expenditures for drug rehab may also be in place.

Our experts can guide you through the financial component of treatment and help you understand your options for funding any uncovered costs.

Confirming Benefits and Scheduling

Confirming your Blue Cross Blue Shield benefits is a straightforward process. Contact Wilmington Treatment Center to verify the types and levels of drug rehab your policy will pay for.

You'll also get any additional insurance information you need to make informed decisions about treatment. The friendly and knowledgeable staff at Wilmington Treatment Center will be happy to answer your insurance-related questions.

Confirming Benefits

To confirm your benefits, you can log in to Availity Essentials and select Chat with Payer for questions about eligibility, benefits, authorizations, claims status, and more.

You can also contact Wilmington Treatment Center to verify your benefits and get information on what your policy will pay for, including types and levels of drug rehab.

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To ensure a smooth renewal process for your Medicaid benefits, be prepared to submit your renewal form via web, phone, fax, mail, or in person, and have all necessary documents ready.

If you have questions about your renewal, don't hesitate to reach out to Healthy Blue for clarification.

You can also take this opportunity to sign up for electronic funds transfer (EFT) through EnrollSafe, which is secure, available 24 hours a day, and can get you paid up to seven days sooner than through paper checks.

Scheduling a Psychologist Appointment

You can use MiResource to locate and book an appointment with a psychologist in Wilmington. MiResource is a complimentary online platform that makes it easy to find and connect with providers in your area.

To get started, search for psychologists in Wilmington based on specialties, treatments, types of providers, or modalities. You can also use filters to narrow down your options and find the right fit.

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Once you've found a psychologist you're interested in, you can connect with them through email, phone, or online booking. This makes it easy to schedule an appointment at a time that works for you.

MiResource also enables you to find a psychologist who accepts your insurance. Simply choose your insurance provider from the drop-down menu located under the payment filter, and you'll see a list of providers who accept your insurance.

Finding Therapists and Providers

Finding the right therapist or provider can be overwhelming, but MiResource is here to help. We work collaboratively with hospitals, group practices, and independent behavioral health care providers to meet the needs of members with mental health, substance use, and intellectual and developmental disabilities.

You can find a therapist or provider who accepts your insurance, including Blue Cross Blue Shield, Aetna, Cigna, Optum, United Health Care, and Medicare.

If you're looking for a psychologist who is LGBTQIA+ friendly, you can use MiResource to search for providers in Wilmington and specify your preferences by gender identity, sexual identity, or choose LGBTQIA+ friendly providers.

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Our providers accept a range of insurances, making it easier to find a therapist or provider who fits your needs and budget.

Here are some of the insurances our providers accept:

  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • Optum
  • United Health Care
  • Medicare

With MiResource, you can easily find a therapist or provider who is right for you and your needs.

Wilmington Psychologists

You can find a Wilmington psychologist who accepts your insurance through MiResource, a platform that allows you to filter by insurance provider.

MiResource provides a user-friendly interface to locate psychologists in Wilmington who accept your insurance, making it easy to find the right provider.

To schedule an appointment with a psychologist in Wilmington, use MiResource's online platform, which allows you to search based on specialties, treatments, and types of providers.

You can narrow down your search by utilizing filters and connect with providers through email, phone, or online booking.

Frequently Asked Questions

What is the best health insurance in NC?

The best overall health insurance in NC is Blue Cross and Blue Shield of NC, offering comprehensive coverage at $458/mo. However, if budget is a concern, AmeriHealth Caritas Next is the cheapest option at $427/mo.

How do I contact BCBS NC?

To contact BCBS NC, call 1-800-222-4739 for FEHB and other general inquiries, or visit our website for a comprehensive list of phone numbers and contact information.

Can I use BCBS of NC in another state?

Yes, you can use your BCBS of NC ID card to access in-network providers in other states through the Blue Card Program. Benefits are covered at the in-network level, making it easy to get the care you need on the go.

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

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