bcbs rhode island plans for affordable healthcare and savings

Blue Cross & Blue Shield of Rhode Island (BCBSRI) offers a range of plans designed to make healthcare more affordable and accessible.

Their plans include a variety of network options, with over 1,000 primary care physicians and specialists participating in their network.

BCBSRI also offers a range of preventive care services, including annual physicals, cancer screenings, and flu shots, at no additional cost to members.

These services aim to help members stay healthy and catch potential health issues early, reducing the need for costly treatments down the line.

Blue Cross Blue Shield of Rhode Island covers a wide range of therapy modalities, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and Exposure and Response Prevention Therapy.

Your therapist might also offer Internal Family Systems (IFS), Eye Movement Desensitization and Reprocessing (EMDR), or Acceptance and Commitment Therapy (ACT). Biofeedback is another type of therapy that's covered by BCBS of Rhode Island.

Some therapists may offer "integrative" or "eclectic" therapy, which means they blend different modalities for comprehensive, individualized sessions. This approach can be especially helpful for people with complex mental health needs.

Here are some examples of covered therapy modalities:

Keep in mind that your therapist must be a credentialed mental health professional and that your therapy sessions must be rooted in research and evidence towards their efficacy.

BCBS of Rhode Island provides coverage for addiction treatment, but the specifics depend on your plan and provider.

The Affordable Care Act mandates that all health insurance plans, including BCBS, cover some degree of coverage for services considered essential benefits, including substance use disorder treatment.

You can use your BCBS plan for medically necessary treatment of a mental health disorder, including addiction. However, your plan will have specific guidelines for what it covers, how much it covers, and may impose limits on where you can seek care.

BCBS of Rhode Island can cover many different types of drug and alcohol rehab treatment, including detox, inpatient care, outpatient care, and aftercare.

Detox is a medically supervised process that helps rid your body of substances, often done in a hospital or treatment center. Inpatient care provides round-the-clock attention and care, while outpatient care allows you to attend appointments and then return home. Aftercare programs help you stay on track after rehab.

Some common types of addiction treatment that may be covered under your BCBS plan include:

You can find a covered drug and alcohol rehab facility under your BCBS of Rhode Island health plan by using the BCBS of Rhode Island's Find a Doctor online tool, the SAMHSA treatment locator tool, or by contacting American Addiction Centers' 24/7 addiction helpline.

Some treatment facilities that work with Blue Cross Blue Shield Insurance include:

BCBS of Rhode Island also covers various therapy modalities, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Exposure and Response Prevention Therapy, and more.

To use your BCBS plan for rehab in Rhode Island, start by going through your primary healthcare provider. They can assess your situation and recommend the next steps.

Your primary care provider can also refer you to a covered treatment program or facility under your plan. This is one of the most common ways to use your BCBS plan for rehab.

It's essential to verify your benefits and coverage with BCBS of RI once you've figured out the treatment you need. You can do this by contacting them directly.

You can also check your benefits and coverage by reaching out to the rehab facility directly to ask if they accept your health plan.

Taking care of your health doesn't have to break the bank. At BCBSRI, we offer a range of services to help you save money and stay healthy.

You can take free exercise and healthy living classes at one of our Your Blue Store locations, with dozens of classes to choose from each week. All fitness levels are welcome, and you can sign up at bcbsri.com/events.

We also offer member-only discounts on healthy living through Blue365, with discounts on over 45 top national retailers. Whether you want to subscribe to a fitness streaming service or buy a fitness tracker, you can save big with BCBSRI.

Here are some preventive screenings you can get at no additional cost:

These screenings can find diseases in earlier, more treatable stages and even help prevent them. Just ask your PCP which screenings you need.

Keeping You Healthy is a top priority, and BCBSRI has got you covered. You can schedule a $0 yearly checkup with your primary care provider (PCP) to focus on preventing future health problems. This annual visit is covered at no additional cost to you, so call your PCP today!

Preventive cancer screenings are also covered, and they can find diseases in earlier, more treatable stages. For example, colorectal cancer screenings are recommended for everyone ages 45-75, with various screening options available, from colonoscopies to take-home tests. Your PCP can help you determine the best option for you.

Breast cancer screenings are covered starting at age 40, and a mammogram is the best way to find breast cancer. Cervical cancer screenings are recommended for women ages 21-65, and a Pap test can find abnormal cells before they turn into cancer.

Video chats with a doctor are also available through BCBSRI's health plans, including Doctors Online. This service lets you video chat 24/7 with a doctor on your smartphone, tablet, or computer, and you can also schedule visits with a therapist or psychiatrist. Your share of the cost is the same as for an in-person visit.

If you have ongoing health conditions like diabetes, asthma, or heart disease, BCBSRI's nurses, dietitians, and social workers can help you control them. They work to help you reach your health goals and make the most of your benefits, all at no additional cost as part of your plan.

You can save money on healthcare services with your BCBSRI plan. We work with doctors to ensure you receive high-quality care at lower costs than you'd pay without your plan.

Take advantage of free exercise and healthy living classes at Your Blue Store locations. These classes are available in Cranston, East Providence, Lincoln, Narragansett, and Warwick, and include dozens of options each week, from yoga to circuit training.

Get discounts on fitness streaming services, fitness trackers, and equipment through Blue365. This program offers great deals on over 45 top national retailers.

Use your plan for lower prices on healthcare services, and receive a "Healthcare Services Summary" in the mail to see how much you saved on each service.