The BCBS renewal process can be a bit overwhelming, but don't worry, I've got you covered. Most plans renew automatically, unless you've cancelled or changed your coverage.
You'll typically receive a renewal notice 30 to 90 days before your plan's expiration date, outlining the changes to your coverage. This notice will also inform you of any rate changes or new plan options.
BCBS is required to notify you of any changes to your plan, including premium increases, by a specific deadline. If you don't like the changes, you can choose to cancel your plan and enroll in a different one.
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Renewal Process
The renewal process for BCBS can be a bit complex, but don't worry, I've got you covered.
You'll typically receive a renewal notice from BCBS 30-60 days before your policy is set to expire, giving you time to review and adjust your coverage.
To renew your policy, you'll need to log in to your account on the BCBS website or mobile app and follow the prompts to update your information and payment details.
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Renewal notices are usually sent via email or mail, so keep an eye out for them and don't miss the deadline to avoid a lapse in coverage.
You can also call BCBS customer service to renew your policy over the phone, but be prepared to provide some basic information about your account.
If you're happy with your current coverage, you can simply renew and pay the premium to continue your policy.
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Frequently Asked Questions
Is Blue Cross Blue Shield leaving North Carolina?
No, Blue Cross Blue Shield is not leaving North Carolina, but it will no longer be the third-party administrator for the State Health Plan starting in 2025.
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