
If you're looking for dental insurance in Illinois, BCBSIL has several options for individuals and families. BCBSIL offers a range of dental insurance plans that can be tailored to fit your specific needs.
One option is the Blue Dental PPO plan, which allows you to choose from a network of dentists and specialists. You can also visit any dentist you like, but you'll pay more out-of-pocket.
With BCBSIL, you can expect to pay a monthly premium for your dental insurance, which varies depending on the plan you choose. For example, the Blue Dental PPO plan has a premium range of $30 to $60 per month for individuals.
BCBSIL also offers a dental discount plan, which doesn't require you to pay a premium, but instead offers discounted rates on dental services. This plan is a good option if you're on a tight budget or want to save money on routine cleanings and check-ups.
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Networks and Plans

BCBS of Illinois Dental offers various networks and plans to suit different needs.
BCBS of Illinois Dental has a large network of over 82,000 dentists and specialists, making it easy to find a provider near you.
With the BCBS of Illinois Dental network, you can save money on out-of-pocket costs and get the care you need.
The network includes a wide range of specialties, from orthodontics to oral surgery.
By choosing a BCBS of Illinois Dental plan, you can enjoy the convenience of a large network and the peace of mind that comes with it.
PPO and HMO Networks
PPOs have a broader network of doctors and hospitals compared to HMOs, with an average of 30% more providers in their network.
With a PPO, you can see any doctor within the network without a referral, but you'll pay more for out-of-network care.
HMOs, on the other hand, require a primary care physician to refer you to specialists within the network.
PPOs often have higher premiums than HMOs, but offer more flexibility in choosing healthcare providers.
In a PPO, you'll typically pay a copayment for in-network care, while out-of-network care may require a deductible and coinsurance.
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Services in Your BCCHP Plan
Your BCCHP plan offers a range of services to keep you healthy and happy.
Periodic oral exams are included in your plan, which means you can visit the dentist regularly for a check-up.
Teeth cleaning is also covered, helping to keep your teeth and gums healthy.
Periodontal work is included in your plan, addressing any issues with your gums and teeth.
Regular visits to the dentist can help prevent problems from arising in the first place, and your BCCHP plan makes it easy to stay on top of your oral health.
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Dental Care
Dental care is a vital part of overall health, and BlueCare Dental plans from BCBSIL offer comprehensive coverage for everyone in the family.
You can choose from a range of plans, including Individual & Family plans for adults and children, Medicare Advantage plans, Group plans, and Teledentistry offered on some PPO plans.
With BlueCare Dental, you'll have access to one of the largest dental networks in the country, and discounts of 30% to 50% can lower your cost of dental care each time you use a network dentist.
Here are some key features of BlueCare Dental plans:
- Individual & Family plans for adults and children
- Medicare Advantage plans
- Group plans
- Teledentistry offered on some PPO plans
If your employees have heart disease, diabetes, or are pregnant, the Enhanced Benefit program offers additional dental benefits to reduce overall health care costs.
The Right Choice
BlueCare Dental is the right choice for your family's dental care needs. It's a complete health care coverage that includes dental plans from Blue Cross and Blue Shield of Illinois (BCBSIL).
Dental care is vital to your overall health, and BCBSIL offers BlueCare Dental plans for everyone in the family. These plans cover preventive services like checkups, cleanings, and basic X-rays, as well as procedures like fillings, bridges, and crowns.
With BlueCare Dental, you'll have access to one of the largest dental networks in the country. You can choose any general dentist or specialist in the network without a referral.
You'll also get discounts of 30% to 50% on your dental care each time you use a network dentist. This can significantly lower your cost of dental care.
Here are the types of plans offered by BlueCare Dental:
- Individual & Family plans for adults and children
- Medicare Advantage plans
- Group plans
- Teledentistry offered on some PPO plans
Healthcare
If you're looking for a dental plan in the Chicago area, you might want to consider BlueCare Dental HMO. It offers full coverage for preventive and diagnostic care, and there's no deductible or out-of-pocket cost.
BlueCare Dental HMO is only available in the Chicago area, so if you live elsewhere, it's not an option. However, if you do live in Chicago, this plan could be a great choice.
One of the benefits of BlueCare Dental HMO is that costs are typically less for dental services through the HMO than they would be with another type of dental plan.
If you're not sure which plan is right for you, it might be helpful to know the different options available. Here are some of the networks available from BlueCare Dental:
- BlueCare Dental PPO
- BlueCare Dental HMO (Chicago area only)
- Customized Plans (for companies with 151+ employees)
- BlueCare Dental BlueMax Advantage (a buy-up optional dental benefit for large groups)
BlueCare Dental PPO offers a range of options, including choice of coinsurance, deductibles, and annual maximums. It also covers orthodontia services for both children and adults on selected dental plans.
Healthcare
BlueCare Dental HMO is a great option for those in the Chicago area. It offers full coverage for preventive and diagnostic care, and you don't even need to worry about a deductible or out-of-pocket costs.
If you're looking for a plan with a low cost, BlueCare Dental HMO is a good choice. Costs are typically lower than with other types of dental plans.
BlueCare Dental PPO is another option, available for both fully insured contributory and voluntary plans. You can choose from different coinsurance options, deductibles, and annual maximums to fit your needs.
You can get coverage for orthodontia services with BlueCare Dental PPO, including for children and adults on selected dental plans. Virtual dental visits are also available 24/7 through Teledentistry.com.
If you have a large group, you can create a custom dental plan with BlueCare Dental. This plan includes all the features of the standard plan, plus BlueCare Dental BlueMax Advantage. This buy-up optional benefit allows large groups to increase employee benefit maximums based on the length of time they are a member of the group's dental plan.
Here are some details on the BlueCare Dental PPO and HMO networks:
Frequently Asked Questions
How do I submit a dental claim to BCBSIL?
You can submit a dental claim to BCBSIL through the online claim form on the vendor portal or by using your Practice Management System, if compatible. Check with your software vendor to confirm compatibility.
What is the most dental insurance will cover?
Most dental insurance plans cover 100% of preventive care, including routine cleanings and exams. Basic care typically covers 100% of simple procedures like fillings and extractions.
Sources
- https://www.bcbsil.com/shop-plans/dental-vision-plans/overview
- https://www.bcbsil.com/producer/our-products/group-products/dental
- https://www.bcbsil.com/employer/our-products/product/dental
- https://www.bcbsil.com/bcchp/benefits-and-coverage/dental-coverage
- https://www.bcbsil.com/find-care/providers-in-your-network/find-a-dentist
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