Bcbs Fep Vision Benefits Guide

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If you're a Blue Cross Blue Shield (BCBS) FEP member, you're likely eligible for a range of vision benefits. BCBS FEP vision benefits cover a significant portion of eye exams and eyeglasses.

As a BCBS FEP member, you can choose from a network of participating eye care providers. This includes optometrists and ophthalmologists who offer a range of vision services.

BCBS FEP vision benefits also cover contact lenses, including replacement lenses. This can be a cost-effective option for those who prefer contact lenses over eyeglasses.

Plan Details

BCBS FEP Vision offers comprehensive benefits to its members. You can get detailed information about the plan by visiting the BCBS FEP Vision website.

The plan provides free vision exams, free frames and contact lenses, and full coverage on frames from the BCBS FEP Vision Exclusive Collection. Members also receive a $200 frame allowance for frames outside of the Exclusive Collection, and 20% off frames over $200 at select retailers.

Credit: youtube.com, The 2024 Blue Cross Blue Shield FEP Vision Benefits Summary

Here's a comparison of the High and Standard Options:

In addition to these benefits, BCBS FEP Vision has partnered with QualSight LASIK to provide coverage at discounted prices, saving members up to 35% off the national average cost of laser vision correction.

FEP Federal Employee Program

The FEP Federal Employee Program is a government-wide Service Benefit Plan that provides vision coverage for over 5 million federal employees, retirees, and their families.

This program keeps premiums low while still offering comprehensive benefits for its members.

FEP is a great option for those who want affordable vision coverage without sacrificing quality.

View Plan Details

Get comprehensive details of BCBS FEP Vision coverage and benefits. You can view vision plan details to learn more about the plan's features and benefits.

The BCBS FEP Vision network consists of more than 27,000 ophthalmologists, optometrists, and opticians, as well as national and regional retailers. In-network coverage includes annual eye exams with no co-pays.

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Here are some key benefits of the BCBS FEP Vision plan:

The plan also offers discounts on laser eye surgery, and you can choose from a variety of frame options, including the BCBS FEP Vision Exclusive Collection.

Benefits and Coverage

With BCBS FEP Vision, you can enjoy healthy eyes and clear vision, which are essential for your overall health and quality of life. You'll get fully-covered, comprehensive vision care exams for all members.

One of the best things about BCBS FEP Vision is that its benefits work overseas, so you can take care of your vision no matter where you are in the world. You can also access over 175,000 independent providers, national retailers, and online retailers, including MyEyeDr., Walmart, America's Best, Warby Parker, and more.

The Exclusive Collection of over 220 designer frames, each valued up to $195, is covered in full at most independent provider locations. This is a great opportunity to upgrade your style and take care of your vision at the same time.

Clear Benefits

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With BCBS FEP Vision, you can enjoy comprehensive vision care exams, fully covered every 12 months with no copayments.

You'll also get prescription eyeglasses with copayments, and contact lenses with discounted prices and possible cost allowance.

Some plans even offer allowances in addition to discounts on frames, and non-prescription eyewear accessories are available at discounted rates.

Here are some specific benefits to look out for:

And if you have children 13 and under, you'll get two vision care exams per year, a great benefit for their growing eyes.

High Option

The High Option plan is a great choice for those who want comprehensive vision care. This plan covers fully-covered, comprehensive vision care exams, which means you'll get a thorough eye exam to ensure your eyes are healthy.

With this plan, you'll have the option to choose between covered frames or contact lenses, giving you flexibility in how you want to correct your vision. If you prefer frames, you'll have access to fully-covered frames from the BCBS FEP Vision Exclusive Collection.

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The Exclusive Collection offers a wide range of stylish and high-quality frames, all of which are fully covered under this plan. If you want to choose a frame outside of the Exclusive Collection, you'll have a $200 frame allowance to use towards any frame you like.

If you're looking for even more savings, you can take advantage of 20% off frames over $200 at select nationwide retailers. This is a great way to stay within budget while still getting the frames you want.

Insurance Information

BCBS FEP vision benefits can be a bit confusing, but don't worry, I've got the lowdown.

You can choose from a network of over 90,000 providers to find the best eye doctor for your needs.

With BCBS FEP, you can get routine eye exams, glasses, and contact lenses covered.

You'll have access to discounts on LASIK surgery and other elective procedures.

You can get a free pair of glasses every 2 years, and you can also get discounts on frames and lenses.

Credit: youtube.com, Blue HowTo: BCBS FEP Vision 101

You can also get vision correction surgery, like LASIK or PRK, covered if you meet certain requirements.

BCBS FEP vision benefits cover a wide range of services, including eye exams, glasses, contact lenses, and even vision correction surgery.

You can also get discounts on other vision services, like eye exams and glasses, at participating providers.

Premiums and Costs

You'll be paying monthly premiums with BCBS, and the amount will vary depending on the type of plan and location.

As a federal employee, your premiums will be deducted from your paycheck as pre-tax dollars, which can be a nice perk. Uniformed service members, on the other hand, will pay their premiums through payroll deduction or automatic bank withdrawal using post-tax dollars.

Annuitants make their payments through annuity deductions on their post-tax dollars.

You may have to make a copayment for the lenses if you need glasses after the eye exam, which can cost around $10 or $15. If you exceed your plan's allowance, the price may go up.

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Blue Cross Blue Shield plans are relatively more expensive compared to other insurers, and they also have the highest out-of-pocket costs.

Their Silver plan costs an average of $607 monthly for someone aged 40 and older.

Using in-network providers can save you money and get you the most from your vision insurance benefits, and members pay the same no matter where they go in-network.

Choosing a Plan

If you're not sure which vision plan is right for you, the AskBlue BCBS FEP Vision Plan Finder tool can help. This tool asks you a few simple questions and recommends a plan based on your needs.

The tool can help you choose between the High Option and Standard Option plans, which have some key differences. The High Option plan offers more benefits, including free vision exams, free frames and contact lenses, and full coverage on frames from the BCBS FEP Vision Exclusive Collection.

To help you decide, here's a comparison of the two plans:

Fep Blue Enrollment Process

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The FEP Blue enrollment process is a breeze. You can enroll online or by phone through BENEFEDS, a secure government-authorized portal.

The phone numbers to call are 1-877-888-3337, Monday to Friday from 9:00 a.m. to 6:00 p.m. Eastern Time. If you're outside the US, you can call 1-571-730-5942 for inquiries.

If you have hearing loss or speech impairment, don't worry - you can call 1-877-889-5680.

Your FEP Blue membership will automatically renew yearly unless you make changes through the BENEFEDS portal.

Which Plan Is Right?

If you're unsure about which vision plan is right for you, there's a tool that can help. The AskBlue BCBS FEP Vision Plan Finder tool can help you select the right plan for you and your family's needs.

You can also use the AskBlueâ„  BCBS FEP Vision Plan Finder Tool to compare the High Option and Standard Option plans. In just a few minutes, you can answer some simple questions and get a recommended plan based on your needs.

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Individual Vision Plans are available with eye care services and supplies to maintain healthy eyes. They're available with individual, family, and Medicare Supplemental health plans.

If you're looking for a plan with no co-pays for annual eye exams, consider the FEP BlueVision network. This network consists of more than 27,000 ophthalmologists, optometrists, and opticians.

Here are the 2018 biweekly premiums for FEP BlueVision:

With the FEP BlueVision network, you can also get discounts on laser eye surgery and a one-year warranty on frames and lenses.

Frequently Asked Questions

Is BCBS FEP vision the same as Davis Vision?

BCBS FEP Vision and Davis Vision are related but distinct entities, with Davis Vision being the network of in-network providers for BCBS FEP Vision. Identifying yourself as a BCBS FEP Vision member when scheduling an appointment with a Davis Vision provider is essential for coverage.

Does FEHb include vision?

FEHB plans may offer vision benefits, but only FEDVIP plans provide comprehensive vision coverage under contract with OPM

Greg Brown

Senior Writer

Greg Brown is a seasoned writer with a keen interest in the world of finance. With a focus on investment strategies, Greg has established himself as a knowledgeable and insightful voice in the industry. Through his writing, Greg aims to provide readers with practical advice and expert analysis on various investment topics.

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