
If you're a Blue Cross Blue Shield (BCBS) member, you're probably wondering what your coverage looks like outside the US. BCBS offers various options for international coverage, including the Blue Cross Blue Shield Global Core plan, which provides coverage in over 200 countries.
This plan is a great option for frequent travelers, as it allows you to access care at a network of hospitals and clinics worldwide. You can also add on additional coverage for things like emergency medical evacuations and repatriation.
BCBS also offers a range of benefits for international travel, including emergency medical assistance and translation services. These benefits can be a huge relief if you're traveling abroad and need medical attention.
Curious to learn more? Check out: Bcbs Medical Necessity Form
BCBS Overseas Coverage Overview
You're covered worldwide with the Blue Cross and Blue Shield Service Benefit Plan, which means you pay the difference between their payment and the amount billed, in addition to your cost share amounts, unless the Overseas Assistance Center, GeoBlue, has arranged direct billing with your provider.
The FEP Blue Focus, FEP Blue Basic, and FEP Blue Standard plans all offer overseas benefits, which you can view for comparison.
You'll need to review the FAQs if you have questions about our overseas coverage.
The FEP Medicare Prescription Drug Program is only available to residents of the U.S. or a U.S. territory, and it doesn't work outside of the U.S.
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Compare Overseas Plans
If you're planning to travel abroad, it's essential to understand the differences in your BCBS coverage. FEP Blue Focus, FEP Blue Basic, and FEP Blue Standard offer varying levels of benefits.
You can compare the overseas benefits of these plans by visiting the relevant section. The benefits may differ significantly, so it's crucial to review them carefully.
If you need assistance while abroad, you can contact the Overseas Assistance Center. They can help with provider referrals, cashless access, and emergency medical evacuations.
The Overseas Assistance Center has two phone numbers: 1-800-699-4337 for calls from the U.S., Puerto Rico, or the U.S. Virgin Islands, and 1-804-673-1678 for calls from outside the U.S. Keep these numbers handy in case of an emergency.
To find a provider while abroad, you can explore the BCBS network of hospitals, doctors, and other providers. Members who use the MyBlue account to find a provider can access additional information about the provider.
Suggestion: Bcbs Medicare Advantage Provider
Pharmacy and Medical Coverage
BCBS coverage overseas can be a bit tricky, but it's good to know that Blue Cross Blue Shield Association has a network of over 90 million members worldwide, which means you're likely to have access to quality medical care wherever you travel.
In some countries, like the UK, Germany, and Japan, BCBS has established partnerships with local healthcare providers, ensuring that you receive the same level of care as you would back home.
You can access your BCBS coverage overseas by simply presenting your BCBS card or ID at a participating provider.
A fresh viewpoint: Bcbs Preventative Care Handout
BCBS Global Resources
BCBS Global Resources offers a range of services to help you navigate healthcare abroad.
BCBS Global Resources is available 24/7 to assist with medical emergencies and provide guidance on finding quality care.
Their network includes over 90,000 providers in more than 200 countries, ensuring you have access to care no matter where your travels take you.
BCBS Global Resources also provides access to a team of experienced nurses and medical professionals who can help you manage your care and communicate with your healthcare providers.
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Frequently Asked Questions
Can I use my health insurance overseas?
U.S. health insurance may not cover medical costs abroad, so check your policy before traveling to understand your coverage
Sources
- https://www.fepblue.org/overseas-coverage
- https://www.fepblue.org/overseas-coverage/compare-overseas-benefits
- https://www.bcbsks.com/international-travel-health-insurance
- https://www.pensions.org/what-we-offer/benefits-guidance/medical-benefits/Medical-care-during-international-travel
- https://www.bluecrossnc.com/shop-plans/travel
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