Virgin Atlantic Credit Card Bank of America Review

The Virgin Atlantic Credit Card from Bank of America is a solid choice for frequent flyers. It offers 20,000 bonus miles after spending $1,000 in the first 90 days.

To qualify for the sign-up bonus, you must spend $1,000 within the first 90 days of opening the account. This is a relatively achievable goal for those who regularly use their credit cards for daily expenses.

The card also earns 1.5 miles per dollar spent on all purchases, with no rotating categories or spending limits. This means you can earn miles on everything from groceries to gas.

Bank of America has a reputation for having a user-friendly online platform, making it easy to track your spending and manage your account.

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The Virgin Atlantic credit card is expected to launch in the fall of 2024. You can join the waitlist to be notified about launch details.

If you're approved for the card, you can earn 40,000 Virgin Points after spending $3,000 on your card in the first 90 days. This could be enough for two roundtrip flights between New York and London.

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The Virgin Red Rewards Mastercard is a solid choice for Virgin Atlantic enthusiasts, especially those chasing elite status. The card's earning rates are decent, with 3 points per dollar on Virgin Atlantic, Virgin Hotels, and Virgin Voyages purchases, 2 points per dollar on dining, groceries, and select streaming services, and 1 point per dollar on all other eligible purchases.

The welcome bonus of 40,000 points after spending $3,000 in the first 90 days is a nice start, but not as impressive as some other credit cards. However, the anniversary bonus of 5,000 Virgin points each year upon card renewal is a nice touch.

To earn mid-tier Flying Club Silver status, you'll need 400 Tier Points a year, which can be achieved by spending $5,000 on the card monthly. This is a great way to supplement your Tier Points earned from flights.

The card's unique benefit system is where it really shines. You can choose from a list of perks twice each account anniversary year, including booking a companion for no extra points or upgrading one passenger round-trip on a Virgin Atlantic flight redemption.

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Here are the perks you can choose from:

If you're a heavy spender, you'll appreciate the opportunity to select a perk after spending $15,000 in a calendar year and again after spending $30,000.

The Virgin Atlantic credit card from Bank of America offers a range of rewards and earning opportunities that can help you maximize your points and miles.

You can earn 60,000 bonus points after spending $2,000 within the first 90 days of opening your account, or 60,000 bonus miles after spending $2,000 within the first 90 days.

The card's earning rates break down as follows: 3X Virgin Points for every $1 spent on purchases with Virgin Atlantic, Virgin Hotels and Virgin Voyages, 2X Virgin Points for every $1 spent on dining, at grocery stores, on select streaming services and for EV charging, and 1X Virgin Point for every $1 spent on anything else.

Cardholders can also earn 25 Flying Club Tier Points for every $2,500 in eligible purchases, up to a maximum of 50 Tier Points per month.

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Here's a breakdown of the card's earning rates:

You can also earn additional points by adding authorized users to your account - up to 2,500 Virgin Points per user, up to a maximum of 10,000 Virgin Points.

The Virgin Red Rewards World Elite Mastercard offers a range of perks and benefits that make it a great choice for frequent travelers.

You can enjoy no foreign transaction fees on purchases when traveling overseas, which is a huge plus for international travelers.

The card also comes with a slew of standard Mastercard World Elite perks, including access to the Mastercard World Elite concierge.

Here are some of the card's spending-based perks, which unlock at $15,000 and $30,000 worth of spending:

You can choose the same perk twice - once at each threshold.

The Virgin Red Rewards World Elite Mastercard comes with a long list of perks and benefits that can make your travel and everyday experiences more enjoyable. You can earn 2,500 Virgin Points when you add a loved one as an authorized user, up to four users.

The card also offers no foreign transaction fees on purchases when traveling overseas, so you can shop and dine without worrying about extra charges. This can be a huge relief on international trips.

Anniversary bonus of 5,000 Virgin Points each year upon renewal of your card is a nice touch, and it's a great way to reward yourself for sticking with the card. This bonus can add up over time, especially if you're a frequent traveler.

You can also access the Mastercard World Elite concierge, which can help you with everything from booking travel arrangements to making reservations at top restaurants. This service is available 24/7, so you can get help whenever you need it.

Here are some spending-based perks that unlock at $15,000 and $30,000 worth of spending:

You can choose the same perk twice – once at each threshold, which can give you even more opportunities to enjoy the benefits of this card.

The annual fee for some credit cards can be steep, but it's worth considering the perks you'll get in return. The Virgin Red Rewards World Elite Mastercard, for example, has an annual fee of $99.

This fee is considered reasonable given the number of benefits attached to the card.

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