
The Bank of America Allegiant Credit Card is a popular choice among travelers, offering a range of benefits and rewards that make it a great option for those who love to explore new destinations.
With the Bank of America Allegiant Credit Card, you can earn 3X points on Allegiant purchases and 1X point on all other purchases, with no rotating categories or spending limits.
One of the standout features of this card is its generous sign-up bonus, which can be earned after making a single purchase within the first 90 days of account opening.
This card also offers a variety of travel benefits, including no foreign transaction fees and travel insurance.
Curious to learn more? Check out: Bank of America Travel Credit Card Benefits
Allegiant World Master Card
The Allegiant World Master Card is a great option for those who frequently fly with Allegiant or purchase vacation packages from them. It offers 3 points for every dollar spent on Allegiant purchases.
You can earn 15,000 bonus points after spending $1,000 within the first 90 days of opening an account, which is equivalent to $150 off your Allegiant next trip. This is a great incentive to start using the card for your daily purchases.
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One of the best benefits of the Allegiant World Master Card is the Buy One Get One airfare offer when you purchase a qualifying Allegiant vacation package. This means you can get one airfare for free when you buy a package that includes four nights at a hotel or seven days of rental cars.
You can also enjoy priority boarding and a free drink when you fly Allegiant, making your travel experience even more enjoyable.
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Earning and Redeeming Points
You can earn points from the Bank of America Allegiant credit card, but you won't find a loyalty program from the airline itself.
Points are worth 1¢ each and can be redeemed starting at just 1 point.
Redeeming points is flexible, as you can use them for any travel booked through Allegiant, including flights, hotels, and car rentals.
Rewards Program
The rewards program on the Bank of America Allegiant credit card is straightforward and easy to use. You earn myAllegiant points with every purchase, which can be redeemed for travel booked through Allegiant.

You can redeem points starting at just 1 point, and every point is worth 1¢. This makes it easy to book travel, including flights, hotels, and cars.
One of the best perks of this card is the ability to earn and redeem points from the credit card alone, without needing to worry about a separate airline loyalty program.
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Sign Up Bonus
The Sign Up Bonus is a fantastic incentive to get you started with Allegiant's Rewards Program. You can earn a bonus of 15,000 points after spending $1,000 or more within the first 90 days of opening your account.
To put that into perspective, earning 15,000 points is a significant boost to your rewards balance. This bonus can be redeemed for travel booked through Allegiant, including flights, hotels, and car rentals.
The key to unlocking this bonus is to spend $1,000 or more within the first 90 days of account opening. This is a relatively short timeframe, so be sure to use your card frequently during this period to meet the spending requirement.
Here's a summary of the Sign Up Bonus:
- 15,000 points after $1,000 or more in spend within the first 90 days of account opening
Rewards Program
The Allegiant credit card rewards program is a bit unique, but it's worth exploring. You can earn and redeem myAllegiant Points, which can be used for travel booked through Allegiant. Points expire after 12 months, but are automatically extended if you have at least one purchase on the card.
If you're looking for a decent sign-up bonus, this card might not be the best choice. The bonus is relatively low, at 15,000 points after $1,000 or more in spend within the first 90 days of account opening.
Here are the details of the sign-up bonus:
- 15,000 points after $1,000 or more in spend within the first 90 days of account opening
You can redeem points starting at 1 point, with each point worth 1¢. This means you can use your points for travel booked through Allegiant, including flights, hotels, and car rentals.
Monitoring Customer Habits
With a branded credit card, Allegiant will have access to more aggregate data about its core customers, including where they shop and what they buy.
This is a big deal for the airline, as it will allow them to learn more about their customers' habits and preferences.
For instance, if a customer books a ticket using the credit card, Allegiant can learn some details about where else those customers shop.
A branded credit card will give Allegiant access to more data about its customers, including their shopping habits and preferences.
Allegiant expects to use the card to tailor offers to customers, such as promoting hotels that its card-holders frequently stay at.
If Allegiant learns that its customers have a strong affinity for a particular restaurant chain, the airline may reach out to that chain about a potential tie-in.
The airline can use data to show customers more relevant hotels on its website, making it easier for them to book their next vacation.
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Partnership and Offerings
The Allegiant World MasterCard is a credit card program issued by Bank of America. This is Allegiant's first credit card program.
The partnership between Allegiant and Bank of America was announced in September 2016, and it's a significant customer-facing initiative for Allegiant. Brian Davis, Allegiant vice president of marketing, is excited about the offer.
The credit card offers top-of-the-line rewards, including three points for every dollar spent on Allegiant purchases, two points for every dollar spent on dining purchases, and one point for every dollar spent on all other purchases.
Allegiant World Master vs Chase Sapphire Preferred
The Allegiant World Mastercard and Chase Sapphire Preferred are two popular credit cards that cater to different needs. The Allegiant World Mastercard has a $59 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.
If you frequently fly with Allegiant, the Allegiant World Mastercard might be a good choice, as it offers 3x points for Allegiant purchases. These points are worth 1 cent each towards airfare, hotels, and rental cars purchased through Allegiant.
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In contrast, the Chase Sapphire Preferred offers 5 points per $1 on Lyft (valid until March 2022), 3 points for dining out at restaurants, and 2 points for travel. It also has a sign-up bonus of up to 60,000 points when you spend $4,000 within the first three months after account opening.
The Allegiant World Mastercard has a more limited sign-up bonus, offering 15,000 points (worth $150) for every $1,000 you spend within the first 90 days of your account opening. However, it does offer a free one-way airfare when you book a Vacation Package from Allegiant with four nights at a hotel or seven days of car rental on the same itinerary.
One thing to consider is that the Chase Sapphire Preferred does not charge foreign transaction fees, which might be a benefit for international travelers. On the other hand, the Allegiant World Mastercard offers priority boarding and a free drink when you fly Allegiant, which could be a nice perk for frequent Allegiant flyers.
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Allegiant and Bank of America Partner for New Offerings
Allegiant and Bank of America have partnered to offer a new credit card program, the Allegiant World MasterCard. This is Allegiant's first credit card program.
The Allegiant World MasterCard offers impressive rewards, including three points for every dollar spent on Allegiant purchases. Two points are also earned for every dollar spent on dining purchases.
One point is earned on all other purchases. This card also comes with a 15,000 bonus points offer if you spend a minimum of $1,000 within the first 90 days of opening an account.
The Allegiant World MasterCard offers a unique benefit of buy one get one airfare with no blackout dates.
Challenges and Verdict
The Bank of America Allegiant credit card has its challenges. The $59 annual fee is a significant drawback, making it hard to justify for many users.
It's clear that Allegiant's main goal with this card is to collect data on customers' spending habits, which is not a compelling reason to pay a yearly fee. The companion fare benefit is nice, but it's often outweighed by the cost of booking hotels or car rentals through Allegiant.
Unless you fly with Allegiant frequently and can make use of the companion fare benefit, this card may not be worth the annual fee.
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Challenge to Attract Members

Allegiant Air's biggest challenge in attracting credit card members is that they're starting from scratch, unlike other airlines that have a huge customer base to draw from.
Many airlines begin by launching a frequent flyer program and then introduce a credit card later on, leveraging their existing customer database.
A general rule of thumb is that airlines need to have at least a million customers in their frequent flyer program before they can approach a bank to partner on a credit card.
Allegiant Air is optimistic that their unique approach, where flight attendants will promote the credit card on every flight, will yield better results than traditional methods.
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Our Verdict
The Allegiant card's annual fee of $59 seems excessive, especially if you can book hotels or car rentals cheaper through discounts and loyalty points.
While the companion fare is a nice benefit, it's largely offset by the requirement to book through Allegiant.
Fringe benefits like free drinks and priority boarding are nice, but they don't make up for the card's drawbacks.
If you fly Allegiant frequently with a companion, this card might be worth considering, as the companion fare could save you money in the long run.
Ultimately, the card's value depends on your specific travel habits and how you can make the most of its benefits.
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Frequently Asked Questions
Does Allegiant credit card use Bank of America?
The Bank of America Allways Rewards Visa Credit Card is a cobranded airline credit card issued by Bank of America, but specifically designed for Allegiant Air frequent flyers. It's a unique partnership between Bank of America and Allegiant Air.
Do Allegiant card holders get priority boarding?
Yes, Allegiant cardholders receive complimentary priority boarding.
Do you get free baggage with an Allegiant credit card?
No, Allegiant credit card holders do not receive free baggage. Miles earned with the card only apply to flight purchases, not baggage fees
Sources
- https://www.brightmoney.co/card/bank-of-america-allegiant-world-mastercard-credit-card
- https://skift.com/2016/09/01/allegiant-airs-new-credit-card-deal-will-reveal-more-about-its-flyers/
- https://thepointsguy.com/credit-cards/reviews/review-allegiant-world-mastercard/
- https://www.financeglobe.com/post/allegiant-and-bank-of-america-partner-to-offer-new-credit-card
- https://www.doctorofcredit.com/bank-america-allegiant-world-mastercard-credit-card-review/
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