Bank Banten: Membangun Kepercayaan dengan Performa yang Lebih Baik

Bank Banten has been working hard to improve its performance and build trust among its customers. This effort has been reflected in its financial reports, which show a steady increase in revenue over the past few years.

One of the key factors contributing to this success is the bank's focus on digital transformation, which has enabled it to provide more efficient and convenient services to its customers. This is evident in the bank's increased use of online banking and mobile banking services.

By improving its performance and providing better services, Bank Banten aims to become one of the leading banks in Indonesia. Its commitment to innovation and customer satisfaction has already started to pay off, with a significant increase in customer loyalty and retention.

Bank Banten faced significant issues after being acquired by PT Banten Global Development, including continued losses and a large amount of bad debt.

The bank's performance didn't change much, and it continued to struggle financially.

In April 2020, the bank was severely impacted by a crisis when the Governor of Banten, Wahidin Halim, withdrew funds from the bank and transferred them to Bank BJB.

This move was due to the bank's failure to distribute tax and social welfare funds on time, totaling Rp 181 billion and Rp 709.21 billion, respectively.

As a result, the bank experienced a stop in clearing transactions since April 21, 2020.

This led to a large-scale withdrawal of funds by some of the bank's customers, resulting in a 30% reduction in customer deposits.

The bank was subsequently placed under intense supervision by the OJK and was reportedly in need of a bailout of Rp 3 trillion.

The performance of the acting governor of Nilai has improved significantly.

This is evident in the reduction of corruption cases, with a 30% decrease in the past year.

The acting governor's commitment to transparency has led to increased public trust, with 75% of respondents in a recent survey expressing confidence in the government.

The acting governor's efforts to improve the economy have also shown positive results, with a 25% increase in foreign investment in the past quarter.

A key factor in the acting governor's success is their ability to work effectively with local leaders, resulting in a 40% increase in collaboration between government agencies.

Bank Banten was founded in the 1950s as a result of the efforts of veteran freedom fighters.

The bank's establishment was influenced by a government decision to demobilize soldiers after the second aggression by the Dutch in 1950.

Raden Sjachra Sastrakusumah, a military leader, played a key role in founding the bank.

Around 5,000 freedom fighters were involved in the bank's establishment, but only 3,733 received a demobilization allowance of Rp 187.30 each.

The allowance was used as capital for the bank, with Rp 100 allocated as shares, Rp 50 for a village cooperative, and Rp 20 for a central cooperative in Pandeglang.

The remaining funds were kept by the demobilized soldiers.

The bank was officially established on September 27, 1954, with eight colleagues of Raden Sjachra Sastrakusumah.

It reached its peak in 1957, with the opening of a grand building in the heart of Pandeglang Regency.

The bank was able to open branches in Jakarta and Bandung.

The bank's grand building was inaugurated with a ceremony attended by prominent figures, including Dr. Muhammad Hatta and General AH Nasution.

However, the bank faced financial difficulties and eventually went bankrupt 10 years later.

The bank's building was later converted into a veterans' organization office.

Bank Banten has been designated as a Bank Sehat, a status it achieved by meeting four requirements: permodalan, likuiditas, penyelesaian kredit bermasalah, and penggantian jajaran manajemen.

This designation has led to a renewed commitment from the management of Bank Banten to accelerate its business growth.

Bank Banten has been entrusted with the responsibility of managing the Rekening Kas Umum Daerah (RKUD) for the Province of Banten, a move that reflects the government's confidence in the bank's ability to manage its finances effectively.

Bank Banten faced significant financial issues after being acquired by PT Banten Global Development, still operating at a loss and struggling with bad debts.

The bank's performance didn't improve, and it continued to experience financial difficulties.

By April 2020, the bank was severely affected by a crisis, with Governor Wahidin Halim withdrawing government funds from Bank Banten and transferring them to Bank BJB.

This move was due to the bank's delay in distributing tax revenue and social assistance funds, totaling Rp 181 billion and Rp 709.21 billion respectively.

Bank Banten also stopped clearing transactions since April 21, 2020.

The withdrawal of funds by the government led to a massive withdrawal of deposits by the bank's customers, reducing the bank's liquidity by 30%.

As a result, Bank Banten was placed under intense monitoring by the OJK and reportedly needed an additional Rp 3 trillion in funding.

Initially, there was a proposal to merge or acquire Bank Banten by Bank BJB, which is also majority-owned by the Banten provincial government and several city governments in the region.

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Bank Banten has been entrusted with the responsibility of managing the Rekening Kas Umum Daerah (RKUD) for the Province of Banten.

This decision was made by the Pemerintah Provinsi Banten, who has reappointed Bank Banten as the bank in charge of managing the RKUD, a move that was formalized in a Surat Keputusan (SK) Gubernur Banten Nomor 580/Kep.126-huk/2021.

Bank Banten has been declared a healthy bank, or "Bank Sehat", after meeting four key requirements, including having sufficient capital, liquidity, resolving problematic loans, and replacing its management team.

The bank's management has expressed its commitment to improving its performance and financial structure, with the Director Utama, Agus Syabarrudin, stating that the bank's new status has given it the momentum to accelerate its business growth.

The Pemerintah Provinsi Banten has shown its trust in Bank Banten by appointing it as the bank responsible for managing the RKUD, which will handle all the province's financial transactions.

Bank Banten's management is optimistic about its ability to generate profits and contribute to the province's development, with Agus expressing gratitude to the Pemerintah Provinsi Banten for its renewed trust in the bank.

Modal asing masih dominasi investasi di Banten, terutama dari Korea Selatan.

Bank Banten telah mencapai pertumbuhan aset Rp1,3 triliun menjadi Rp8,12 triliun.

Peningkatan laba setelah pajak menjadi Rp19,47 miliar, serta perbaikan beberapa rasio keuangan antara lain rasio NPL Gross 7,92 persen dan rasio NPL Nett 1,29 persen.

Pengurus Bank Banten telah melakukan perbaikan penerapan manajemen risiko dan pelaksanaan tata kelola yang baik.

Bank Banten diprediksi dapat menjalankan fungsi perbankan dan menghadapi pengaruh negatif dari perubahan kondisi bisnis dan faktor eksternal lainnya.

Dukungan dari seluruh pemangku kepentingan, terutama melalui penempatan dana RKUD Kabupaten/Kota serta diikuti dengan pengelolaan kredit ASN di lingkungan pemerintah Kabupaten dan Kota di Provinsi Banten, diperkirakan dapat meningkatkan kinerja Bank Banten.

To have a solid tabungan plan, you need to start with a small amount, and in this case, it's just Rp. 50,000.

You can open a tabungan account with Bank Banten with just this initial deposit.

Pembukaan rekening tabungan can be done at any of Bank Banten's branches, making it easily accessible.

Setoran and penarikan dana tabungan can also be done at these branches, giving you flexibility in managing your savings.