Banco de Crédito e Inversiones Company Profile and Performance

Banco de Crédito e Inversiones is a Peruvian bank that has been in operation since 1889. It is one of the largest banks in Peru and has a long history of financial stability.

The bank has a strong presence in the Peruvian market, with a network of branches and ATMs throughout the country. This extensive network allows customers to access their accounts and conduct financial transactions easily.

Banco de Crédito e Inversiones has a diverse range of financial products and services, including personal and corporate banking, investment services, and insurance. Its financial products cater to various customer needs, from savings accounts to loans and credit cards.

Bci is a principal player in the private banking system of Chile, with over 300 offices and 10,500 staff serving millions of customers.

The bank has a rich history of innovation, with a digital channel introduced as early as 1998, making it the first bank in Chile to do so.

Management of the bank remains with the same family that has led the bank since its inception, providing continuity and stability.

Bci serves millions of customers not only in Chile, but also in the United States and other international locations.

Banco de Crédito e Inversiones is a company based in Chile, as indicated by the country code +56 in its phone number.

The company's name is Banco de Credito e Inversiones SA, as stated in the company details.

You can reach out to Banco de Crédito e Inversiones by calling +56 2 692 7000, a phone number listed in the company details.

Banco de Crédito e Inversiones has a diverse leadership team with a range of experience and expertise.

The executive committee is led by Eugenio von Chrismar Carvajal, who serves as the Chief Executive Officer.

José Luis Ibaibarriaga Martínez has been the Director of Finance/CFO since 2011-12-31, providing financial guidance to the company.

Patricio Subiabre Montero is the Chief Operating Officer, a role he has held since 2015-07-31.

Ximena Kutscher Taiba is responsible for ensuring compliance with regulations, serving as the Compliance Officer.

Andrés Atala Salim-Hanna is the Investor Relations Contact, responsible for maintaining relationships with investors.

The company also has a Chairman, Luis Enrique Yarur Rey, who has been in this role since 1991-10-20.

Two other directors, Juan Edgardo Goldenberg Peñafiel and Ignacio Yarur Arrasate, serve as Board Members, with Goldenberg joining in 2018-01-30 and Yarur Arrasate joining in 2023-12-31.

Banco de Crédito e Inversiones has seen significant growth in its sales over the years.

The company's sales in 2021 were 494 billion, which increased to 593 billion in 2022, and further rose to 737 billion in 2023. This indicates a steady increase in sales over the years.

The breakdown of sales by activity shows that the company's sales from individuals decreased from 616 billion in 2021 to 496 billion in 2023, while sales from Small and Medium Enterprises increased from 171 billion in 2021 to 227 billion in 2023.

Here's a summary of the company's sales by activity:

The company's sales from the Finance Division - Corporate and Investment Banking were 118 billion in 2019, increasing to 173 billion in 2020.

Banco de Credito e Inversiones SA likely spends intelligence on technology areas, enabling you to understand their digital strategy.

Their ICT spend is provided by IT Client Prospector, giving you valuable insights into their tech priorities.

Understanding their digital strategy is crucial for businesses looking to partner or invest in Banco de Credito e Inversiones SA.

This intelligence can help you make informed decisions about your own business, whether it's about investing in new technology or forming a partnership.

By knowing their ICT spend and tech priorities, you can better understand their needs and identify potential opportunities for collaboration.

Valuation is a crucial aspect of understanding a company's financial health.

The capitalization of Banco de Crédito e Inversiones varies across different years, with a high of 9.84B in 2020 and a low of 5.02B in 2022.

The P/E ratio is a measure of how expensive a stock is compared to its earnings. In 2024, the P/E ratio was 7.43x, while in 2025, it decreased to 6.77x.

Enterprise value is another important metric that takes into account the company's debt and cash. In 2024, the enterprise value was 6.164B, while in 2025, it decreased to 5.94B.

Here's a snapshot of the enterprise value and EV/Sales ratio for Banco de Crédito e Inversiones:

The free float, or the percentage of shares available for trading, is 35.68%. This means that a significant portion of the company's shares are not publicly traded.

The yield, or the return on investment, varies across different years, with a high of 4.61% in 2025 and a low of 3.58% in 2024.

In the sales by activity section, we can see that Banco de Crédito e Inversiones has experienced significant growth in various sectors. The company's sales have been steadily increasing from 2019 to 2023.

The Wholesale sector saw a notable increase in sales, from 494 billion in 2021 to 737 billion in 2023. This is a significant jump of 49% over two years.

Individuals were the second-largest sector in 2021, with sales of 616 billion. However, their sales decreased to 496 billion in 2023, a drop of 19% over two years.

The BCI Financial Group has been a consistent performer, with sales ranging from 463 billion in 2021 to 430 billion in 2023. This represents a decline of 7% over two years.

Small and Medium Enterprises (SMEs) have also been growing, with sales increasing from 171 billion in 2021 to 227 billion in 2023, a rise of 33% over two years.

Here is a breakdown of the top sectors by sales in 2023:

The Finance Division - Corporate and Investment Banking sector saw a significant increase in sales from 118 billion in 2019 to 173 billion in 2020, a rise of 47% in just one year.

Banco de Crédito e Inversiones has been making headlines with its acquisition of Artikos Chile S.A. from Banco de Chile and Banco de Crédito e Inversiones itself.

The acquisition was completed on December 18, 2024, as announced by the Cámara de Comercio de Santiago.

Banco de Crédito e Inversiones has been actively releasing its earnings reports, with the latest being for the Nine Months Ended September 30, 2024.

The bank's Q3 2024 Earnings Call took place on November 12, 2024, providing insights into its financial performance.

Here's a breakdown of the bank's recent earnings reports:

Banco de Crédito e Inversiones also regularly releases press releases, providing updates on its financial performance and other important announcements.

You can find these press releases on the bank's website, including the Consolidated Financial Statements for September 2023.

Banco de Crédito e Inversiones is a leading financial institution in Peru, with a long history dating back to 1889. It was founded by a group of entrepreneurs who aimed to provide financial services to the Peruvian population.

The bank's headquarters is located in Lima, Peru's capital city, and it has a strong presence in the country's financial sector. Banco de Crédito e Inversiones offers a wide range of financial products and services to individuals, businesses, and institutions.

The bank's business model is focused on providing innovative financial solutions to its customers, with a strong emphasis on customer service and satisfaction. This approach has helped the bank to build a loyal customer base over the years.