Banca Popolare del Lazio: Informazioni e Servizi Bancari

Banca Popolare del Lazio offers a range of financial services to its customers.

The bank provides current accounts, savings accounts, and loan options for individuals and businesses.

With a wide network of branches and ATMs, customers can easily access their accounts and conduct transactions.

The bank also offers online banking services, allowing customers to manage their accounts and perform tasks remotely.

Banca Popolare del Lazio prioritizes customer service, with a team of dedicated professionals available to assist with any queries or concerns.

Banca Popolare del Lazio has its headquarters and main office located at Via Martiri delle Fosse Ardeatine, 9 in Velletri, RM.

You can find their website at www.bplazio.it for more information and services.

Their phone number is 06964401 if you need to get in touch with them directly.

Their email address is [email protected] if you prefer to contact them via email.

Banca Popolare del Lazio offers a Mutuo Liquidità, a loan solution for those seeking a large financing at a lower cost than usual loans.

This loan can be obtained by owning a property 100% free of any mortgage, which will be mortgaged as collateral for the bank.

The maximum duration of the Mutuo Liquidità is 20 years, with the option to choose between a fixed or variable interest rate.

The maximum amount that can be financed is not predetermined, but usually does not exceed 80% of the property's value, as appraised by a professional.

If you're looking for a mutuo with a garanzia, Banca Popolare del Lazio offers one that taps into the Fondo di garanzia per la prima casa.

The Fondo provides a public guarantee of 50% and the mutuo can be granted for up to 250,000 euros. You need to be a first-time buyer or not own another property to be eligible.

To qualify, you must be a young person, a couple, or a family with minor children. You can also be a single parent or a condo owner of an institute for low-income housing.

The mutuo can be used to buy, renovate, or fractionate a property. The property must be your primary residence and not a luxury one.

If you want more information, you can get a free consultation from the experts at TeleMutuo.

Banca Popolare del Lazio also offers a Mutuo Liquidità, which is a large loan at a lower cost than usual loans. To get it, you need to own a property free of any mortgages.

The maximum duration of this mutuo is 20 years, and it can be fixed or variable rate. The maximum amount you can borrow is 80% of the property's value, as assessed by a perito.

The Conto Pro Studio is a great option for freelancers and professionals who need a bank account that's tailored to their needs. It's designed for individuals who work in a studio, such as consultants, lawyers, and architects.

The monthly fees for the Conto Pro Studio are 14€ for the basic version, 18€ for the Pro Studio Associato, 10€ for the Pro Studio Associato Web, and 22€ for the Pro Studio POS. These fees are relatively low compared to other bank accounts.

You can perform unlimited transactions with the Conto Pro Studio, and it also comes with a POS Mobile plan, which is perfect for freelancers who need to accept payments on the go. Plus, you can get a free debit card.

One of the best things about the Conto Pro Studio is that it's designed for professionals who work in a studio, so it's perfect for individuals who need to manage their finances and make payments in a professional setting.

Here's a breakdown of the fees and benefits of the Conto Pro Studio:

Overall, the Conto Pro Studio is a great option for freelancers and professionals who need a bank account that's tailored to their needs.

To open a Conto Pro, you'll need to contact a Banca Popolare del Lazio filiale near you. You can do this by selecting the nearest filiale on the BPLazio website and scheduling an appointment with a dedicated consultant.

Present yourself at the appointment with the required documents, such as your ID, tax code, and documents related to your business. This will help avoid any delays in opening your account.

The cost of opening a Conto Pro varies depending on the type of account you choose. For example, the Pro Studio account costs 14€ per month, while the Pro Studio Associato account costs 18€ per month.

To give you a better idea of the costs involved, here's a breakdown of the fees for different types of Conto Pro accounts:

The Banca Popolare del Lazio offers four different versions of the ContoPro Studio, each tailored to meet the needs of small businesses and professionals.

The ContoPro Studio has a monthly fee of 14 euros and includes all the benefits of the ContoPro, plus the BPLazio Web Aziende service for a complete management of the account, with the possibility of paying online F24.

The ContoPro Studio Associato has a monthly fee of 18 euros and is designed for studios with more than two professionals, including up to five Carte Contante PRO in the monthly fee plus the BPLazio Web Aziende service.

Here's a breakdown of the monthly fees for each version of the ContoPro Studio:

Operazioni di conto corrente sono sempre gratuite, indipendentemente dalla versione scelta.

The Banca Popolare del Lazio offers a range of business accounts designed for small and medium-sized enterprises (PMI) and professionals.

The bank's ContoPro Studio account is available for solo practitioners and includes all the benefits of the ContoPro, plus the BPLazio Web Aziende service for complete account management. This service allows for online payment of F24 documents.

The ContoPro Studio Associato account is designed for multi-professional practices and includes up to five Carte Contante PRO in the monthly fee, as well as the BPLazio Web Aziende service.

You can also choose the ContoPro Studio Associato Web account, which is a simplified version of the previous one, with the BPLazio Web F24 service instead of BPLazio Web Aziende.

Lastly, the ContoPro Studio POS account offers a mobile point of sale (POS) included in the monthly fee, ideal for those who need to accept payments at their physical location.

Here's a summary of the costs associated with each account:

All of the ContoPro accounts offer unlimited and free operations, without any costs for salary payments, and include Internet Banking functions for daily operations.

The cost of using the Pro Studio Banca Popolare del Lazio account is straightforward and includes various fees for different services.

The cost of a SEPA bank transfer is 1.67€ if done online, while it's 0.15% of the amount with a minimum of 6.64€ and a maximum of 20€ if done in person.

The cost of a non-SEPA bank transfer is 0.209% of the amount, with a minimum of 4.394€.

You won't be charged for the debit card, whether it's national or international.

Paying cash at an ATM belonging to Banca Popolare del Lazio is free, but it costs 1.77€ if you use an ATM from a different bank.

You can request a statement online without incurring any costs.

The Banca Popolare del Lazio seems to have a solution for professionals who run their business from a studio, such as lawyers and architects. They offer a Pro Studio Banca Popolare account that's specifically designed for this purpose.

One of the benefits of this account is that it allows businesses to accept payments at their physical location by signing up for the Pro Studio POS plan, which comes with a free mobile POS system to enhance their services.

The bank's presence is limited to the Lazio region, which might be a drawback for businesses that need a wider reach.

The Pro Studio Banca Popolare del Lazio account is a suitable solution for professionals running their businesses from a studio, such as lawyers and architects.

This solution can also be adapted for those who need to accept payments at their physical location by signing up for the Pro Studio POS plan, which comes with a free POS Mobile to enhance their services.

The account's limitations include high management costs and a limited physical presence, considering the bank is only present in the Lazio region.

The Consob Arbitrator has ordered Banca Popolare del Lazio to compensate a customer for the purchase of illiquid stocks.

This decision is a significant step forward for investors who have been affected by questionable banking practices. The Arbitrator found that the bank failed to provide adequate information to the customer, making it impossible for them to make informed investment decisions.

The customer had contested the bank's handling of their investment, citing a lack of transparency and inadequate risk assessment. The Arbitrator agreed, ruling that the bank had violated existing regulations.

The compensation will be calculated based on the customer's initial investment, dividends received, and the current value of the stocks. This is a crucial reminder for investors to keep track of their documents and take action promptly if they suspect any wrongdoing.

The Arbitrator's decision highlights the importance of transparency and fairness in banking practices. It's a significant win for consumers who have been affected by similar issues.