Axis Bank Vistara Credit Card: Everything You Need to Know

The Axis Bank Vistara Credit Card is a premium offering that brings together the benefits of Axis Bank's financial expertise and Vistara's exceptional travel experience.

It's a co-branded credit card that offers exclusive rewards, benefits, and privileges to its cardholders.

The card is designed for frequent flyers and travel enthusiasts, offering a range of rewards and benefits that make traveling more enjoyable and convenient.

With this card, you can earn Vistara Miles, which can be redeemed for flights, upgrades, and other travel-related expenses.

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To be eligible for an Axis Bank Vistara Credit Card, you must be over 18 years of age and have a stable credit history.

The primary cardholder's age should be between 18 and 70 years, while the add-on cardholder's age must be above 18 years. The income of applicants must be at least Rs. 6,00,000 per annum.

You must also be a resident of India and have a good credit score. Additionally, you should be able to produce all the required documents, such as a copy of your PAN card, latest pay slip, and proof of residence.

Here is a summary of the eligibility criteria:

To check your eligibility for the Axis Bank Vistara Credit Card, you need to meet certain criteria. The primary cardholder should be between 18 and 70 years old.

The minimum net income required is Rs. 6,00,000 per annum. This is a crucial factor in determining your eligibility.

You must be a resident of India to apply for the card. This means you should have a valid Indian address and identification.

Here's a quick checklist to help you determine your eligibility:

Meeting these basic requirements will make it easier for you to apply for the card.

To apply for an Axis Bank Vistara credit card, you can follow these steps. Click on the "Apply Now" button to start the application process through MyMoneyMantra.

You will be redirected to the Axis Bank website, where you'll need to submit a form with the required information. Existing or new Axis Bank clients may select "Yes" or "No" to proceed.

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To increase your chances of approval, it's essential to have good credit. If your credit card application is approved, you can expect to receive your credit card within a few working days.

Here's a step-by-step guide to the online credit card application process:

You can also log on to the Axis Bank official website and apply online. Additionally, applicants will need to provide certain documents, such as 2 passport size photos and signature-bearing national identity cards, proof of address, PAN card, Form 16, and Income Tax Returns Statement, as well as proof of salary and employment details.

To get started with your Axis Bank Vistara credit card application, you'll need to have some documents ready.

A copy of your PAN card or Form 60 is a must-have, so make sure you have that on hand.

You'll also need a colour photograph to complete your application.

If you're self-employed or have a variable income, you may need to provide your latest pay slip or Form 16 as income proof.

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To prove your residence, you can use a passport, driving license, ration card, electricity bill, or landline telephone bill.

Here's a quick rundown of the documents you'll need:

Keep in mind that document requirements may vary on a case-to-case basis, so it's always a good idea to double-check with the bank if you're unsure.

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To check the status of your Axis Bank credit card application, visit the official Axis Bank website and enter your application reference number, date of birth, and other required details.

You can also call the customer care or branch officials to check the status, or write an email to the customer care executives if you prefer.

The credit card application status can be approval, pending for approval, or rejected, so be prepared for any outcome.

If your application is rejected, ask the customer care or branch officials for the reasons behind the rejection, and see if you can resolve any discrepancies in your application.

You can even try re-applying after addressing any issues.

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The Axis Bank Vistara Credit Card offers a range of features and benefits, including earning 2 CV Points on every INR 200 spent, with incremental Reward Points based on spending pattern and transaction value. You can also earn a complimentary economy flight ticket on spending INR 50,000 and INR 1,25,000.

You'll enjoy complimentary Vistara Base membership, priority pass, and lounge access at select airports across India. Additionally, you can get up to 15% discount on dining at exclusive partner restaurants across India.

Here are some of the key features and benefits of the Axis Bank Vistara Credit Card:

You can get concierge services on hotel reservations, flight booking, and many other lifestyle requirements with the Axis Vistara Infinite credit card. This service is available 24/7 and is a complimentary service, accessible from any corner of the world.

The dedicated travel concierge 24/7 desk provides assistance on flight bookings, table reservations, gift deliveries, and much more. This benefit is only available on Axis Vistara Infinite credit card.

To book your travel concierge, you can call 1800 103 4692 or write an email to [email protected].

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You can enjoy a complimentary economy class ticket as a welcome gift, and this benefit continues on renewal of your Credit Card membership every year.

The Axis Bank Vistara Credit Card comes with a chip-enabled card, ensuring safe and secure transactions.

Get up to 50 days of interest-free credit, allowing you to manage your payments at your convenience.

You also get insurance coverage for various travel-related issues, including Air Accident Cover of up to 2.5 crore, Loss of Travel Documents worth $300, Delay of Check-in Baggage worth $300, Loss of Check-in Baggage worth $500, and Lost Card Liability Protection worth Rs 3 lakhs.

The card also offers add-on cards for family members, with a minimum age requirement of 18 years.

You can convert any purchase over Rs 2,500 into EMIs by contacting the bank.

The Axis Bank Vistara Credit Card is accepted globally, making it a convenient option for international travel.

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You earn 2 Club Vistara (CV) reward points per Rs 200 spent using the Axis Bank Vistara Credit Card, which can be redeemed for upgrades and award flights.

Here are some of the key benefits of the Axis Bank Vistara Credit Card:

You can earn CV points with your Axis Bank Vistara Credit Card on every Rs. 200 spent, earning 2 points. These points can be redeemed for upgrades and award flights faster.

You can earn bonus CV points on achieving milestone spending, which includes getting 1000 bonus CV points on spending Rs. 50,000 within 90 days of getting the card. The more you spend, the more rewards you get, with up to 4 tickets as Milestone Benefits.

Here's a breakdown of the Milestone Benefits:

Milestone Spends are a great way to earn rewards on your Axis Bank Vistara Credit Card. You can earn bonus CV points, economy class ticket vouchers, and even upgrade your benefits with every milestone you achieve.

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To start, you'll need to spend a certain amount within 90 days of getting the card. Once you hit Rs 50,000, you'll earn 1000 bonus CV points. This is a great way to get started with earning rewards.

Here's a breakdown of the Milestone Benefits you can earn:

As you can see, the benefits get better with each milestone you achieve. Whether it's bonus points or free tickets, Milestone Spends are a great way to earn rewards and upgrade your travel experience.

You earn CV points on your Axis Bank Vistara Credit Card based on the value of your flight tickets, making for faster earnings.

The more you spend on your Axis Bank Vistara Credit Card, the higher your chances of redeeming reward points for your spends. You can earn up to 11 CV points per Rs 100 spent at the CV Platinum tier.

To check your reward points, simply log in to your axis bank account using your username and password, go to the Dashboard, and the reward points summary and expiring reward points will be displayed at the bottom.

Here's a breakdown of the CV points you earn at each tier:

Your CV reward points are valid for 36 months from the date of your journey, and you can redeem them for Award Flights or Upgrade Awards.

The insurance covers offered by the Axis Bank Vistara credit card are quite impressive. Air Accident Cover provides protection up to Rs. 2.5 Crore* in case of an accident.

There are also various other covers, including Purchase Protection up to Rs.1 lakh, which covers loss of travel documents, delay of check-in baggage, loss of check-in baggage, and more. These covers can be a huge relief in times of need.

To be eligible for the Air Accident Cover, the cardholder must have used the Axis Bank credit card at least 90 days before the incident and purchased the air ticket on the Axis Bank credit card.

The Zero Lost Card Liability cover provides protection against fraudulent purchase transactions, covering 30 days prior to the reporting period, but it's not valid for ATM or PIN based transactions.

Purchase Protection also provides protection against fire or burglary within 90 days of purchase made on the credit card, but it doesn't cover jewelry and other perishable products.

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The Credit Shield cover is available to reimburse the outstanding amount on the card in the event of an accidental death.

Here's a summary of the insurance covers:

Note that the Turnaround Time (TAT) for clearance of claims is on the same day for some covers, while it's 2 working days for others.