Atlantic Union Bank Checking Accounts for Every Need

Atlantic Union Bank offers a range of checking accounts to suit every need.

Their Everyday Checking account has no monthly maintenance fee, making it a great option for those who want a hassle-free banking experience.

With this account, you can also earn interest on your balance.

Atlantic Union Bank's checking accounts are designed to be user-friendly, with online and mobile banking options available to make managing your finances a breeze.

Their mobile banking app allows you to deposit checks remotely, transfer funds, and pay bills on the go.

Whether you're a student, a small business owner, or a busy professional, Atlantic Union Bank has a checking account that's right for you.

Atlantic Union Bank offers a range of checking accounts to suit different needs, including the Loyalty Checking and Essential Business Checking.

The Loyalty Checking account offers a higher APY as your balance grows, with rates starting at 0.01% for balances up to $2,500 and increasing to 0.03% for balances over $10,000.

You can enjoy free ATM transactions at all Atlantic Union Bank ATMs, and 5 free non-Atlantic Union Bank ATMs per statement cycle, with rebates of surcharges by other banks.

One of the benefits of the Essential Business Checking account is that it has no monthly maintenance fee or minimum balance requirement, making it a great option for businesses with varying cash flow.

The Essential Business Checking account also comes with the first 100 transaction items free per statement cycle, with a fee of $0.50 per item over 100.

Here's a breakdown of the APY rates for the Loyalty Checking account:

Free checking accounts are a great option for those who want to avoid monthly maintenance fees. Many banks offer free checking accounts with no minimum balance requirements, such as Bank of America's Advantage Banking.

Some free checking accounts also come with rewards programs, like the one offered by Wells Fargo, which earns 1% cash back on debit card purchases.

You can also find free checking accounts with no ATM fees, like those offered by Chase Bank, which has over 16,000 ATMs across the US.

If you're looking for a checking account that's easy to manage, Atlantic Union Bank's Essential Business Checking is a great option. It has no monthly maintenance fee, which means you won't have to worry about extra charges.

You'll also appreciate that there's no minimum balance requirement, giving you more flexibility with your finances. This can be a big relief for small business owners or those who tend to have variable income.

One of the best features of this account is that the first 100 transaction items are free per statement cycle, with a small fee of $0.50 per item after that. This can help you stay on top of your expenses without breaking the bank.

Atlantic Union Bank has a large network of ATMs, with over 150 located throughout Virginia. Plus, their customers have access to thousands more ATMs nationwide through the SUM ATM Network. This means you'll have plenty of options for withdrawing cash or making deposits on the go.

Here are the key benefits of the Atlantic Union Bank Essential Business Checking:

Atlantic Union Bank is making some big moves. They've agreed to acquire Olney, Maryland-based Sandy Spring Bank in a roughly $1.6 billion all-stock transaction.

This deal will give Atlantic Union a stronger presence in the Washington, D.C. area, adding 53 new branches, $14.4 billion in assets, $11.7 billion in deposits, and $11.5 billion in loans.

The transaction is set to close by the third quarter of 2025, at which point Sandy Spring locations will start using the Atlantic Union name and brand.

With this acquisition, Atlantic Union will become the largest regional bank headquartered in the lower mid-Atlantic, spanning from Baltimore to Richmond to Hampton Roads.

Here's a breakdown of the combined bank's assets, deposits, and loans:

The acquisition will also more than double Atlantic Union's wealth business, boosting its assets under management by over $6.5 billion.