How to Apply for Target Charge Card and Start Shopping

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To apply for a Target Charge Card, you'll need to meet the basic requirements, which include being at least 18 years old, having a valid US address, and having a minimum income of $400 per month.

The application process is relatively straightforward and can be done online, by phone, or in-store at a Target location. You can visit Target's website to start the application.

To be eligible, you'll also need a good credit history, as the Target Charge Card is a credit-based card. This means you'll need to have a credit score that's high enough to qualify for approval.

Once you're approved, you can start shopping with your new Target Charge Card and earning 5% off on all Target purchases, with no rotating categories or spending limits.

Getting a Target Credit Card

To get a Target Credit Card, you'll need to be at least 18 years old and have a valid Social Security number.

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Target Credit Cards are available in-store and online, making it easy to apply from the comfort of your own home.

You can apply for a Target Credit Card online by visiting Target's website and following the application process, which typically takes around 5-10 minutes to complete.

The Target Credit Card application process requires you to provide personal and financial information, including your income, employment status, and credit history.

Once you've submitted your application, you'll typically receive a decision within a few minutes, and if approved, you'll receive your new card in the mail within 7-10 business days.

Eligibility and Requirements

To be eligible for a Target credit card, you'll need to be at least 18 years old and have a FICO credit score of 615 or above. A good credit score can make a big difference in getting approved.

You'll also need to provide basic identity verification information, such as your Social Security and driver's license numbers. This is standard practice for most credit card applications.

If you're under 18, you can still apply for a Target debit card, which has more relaxed requirements. You can apply as young as 16 years of age, but you'll still need to provide your Social Security and driver's license numbers.

Red Qualification Requirements

Close Up Photo of Person Holding a Black Card
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To qualify for a Target REDcard, you'll need to meet certain requirements. You must be at least 18 years old to apply for the credit card, but you can apply for the debit card at 16 years old.

To increase your chances of approval, you'll need a good FICO credit score, preferably 615 or above. You'll also need to provide basic identity verification information, such as your Social Security and driver's license numbers.

The requirements for the debit card are a bit more relaxed, but you'll still need to provide the same identity verification information.

Here are the qualification requirements summarized:

By meeting these requirements, you'll be one step closer to enjoying the benefits of a Target REDcard, such as 5% off every day on purchases made at Target stores and Target.com.

To ensure a legally binding credit card application, consider the key elements that make it valid. Filling out the application with care is essential.

A legally binding application is one that is properly completed and signed, as indicated by the use of a digital signature tool like airSlate SignNow. This can give better confidence that the output template will be legally binding and safeguarded.

Application Process

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You can submit your Target Credit Card application online and receive a decision right away. However, it can take TD Bank up to 10 days to reach a final decision.

If approved, you'll get your new card in the mail within 7 to 10 business days.

Ways to Obtain

You can apply for the Target Credit Card in a few different ways. The fastest and most straightforward way is online by clicking "Learn More" on sites like WalletHub or through TD Bank's website.

To apply online, you'll need to visit the application page on TD Bank's website or click the "Learn More" button on sites like WalletHub. This will take you to the application page where you can fill out the necessary information.

You'll need to read over the terms and conditions of the card to make sure you understand how it works before you apply. This is an important step to ensure you're aware of the card's benefits and responsibilities.

Person Using a Macbook and Holding a Credit Card
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To apply in-store, simply visit a local Target store and let a representative know that you'd like to apply for the Target Credit Card. They'll guide you through the application process.

Whether you apply online or in-store, you'll need to provide personal and financial information, such as your name, address, phone number, SSN or ITIN, and date of birth. You'll also need to provide financial information like your income, sources of income, employment status, and housing status.

If you're applying online, you can submit your application directly through the website. If you're applying in-store, the representative will help you submit your application.

Can You Use Everywhere?

You can't use the Target Credit Card just anywhere. It's only accepted at Target stores, Target.com, and through the Target mobile app.

The Target Mastercard, on the other hand, can be used anywhere Mastercard is accepted, giving you more flexibility with your purchases.

If you apply for the Target Credit Card, you won't have a choice in the matter - you'll be issued either the Target Credit Card or the Target Mastercard, depending on your credit standing.

Instructions and Help

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To apply for the Target Red Card, you can get either a credit or debit card option, both of which offer the same features.

The credit and debit cards have no annual fee, which is a great perk.

You can get approved for the card and receive $4 off instantly, with either the credit or debit option.

With the Target Red Card, you'll get five percent off instantly on your purchases, whether you choose the credit or debit card.

You'll also get free two-day shipping on a bunch of items, which is super convenient.

The Target Red Card has an exclusive rewards program and an extended return policy, giving you an extra 30 days to return or exchange items, which is a huge advantage.

How to Create an eSignature

Creating an eSignature is a breeze, thanks to airSlate SignNow. You can save or send your completed target credit card phone number by email.

To eSign your target credit card application, you can use airSlate SignNow's extra features like Invite to Sign, Add Fields, Merge Documents, etc. This makes the process much faster and more hassle-free.

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You can access airSlate SignNow on any gadget, desktop or smartphone, regardless of the OS. This means you can sign your application from anywhere.

Google Chrome's web browser has made it easy to find airSlate SignNow's extension in the Google Web Store. This allows you to eSign your target credit card application directly in your web browser.

If you own an iOS device, you can download the airSlate SignNow app from the AppStore. This will give you access to a range of features to help you eSign your application.

To eSign your target credit card application using airSlate SignNow on your iOS device, follow these steps:

  1. Set up the airSlate SignNow app on your iOS device.
  2. Make a free account using your email or register via Facebook or Google.
  3. Upload the PDF file you must eSign.
  4. Select the area you want to eSign and click Insert Initials or Insert Signature.
  5. Draw your signature or initials, place it in the related box and save the modifications.

Some other tools you can use for eSigning and document management include:

  • pdfFiller
  • airSlate Workflows
  • USLegal
  • DocHub
  • Document generation
  • Robotic process automation
  • Contract management
  • Web forms
  • Contract negotiation
  • Automate Workflows
  • Online Surveys
  • Accept Payments
  • PDF Editing

General Information

To apply for a Target RedCard, you'll need to be at least 18 years old.

Target RedCard holders get 5% off on all purchases made in-store and online.

The application process for a Target RedCard is entirely online, and you can apply in just a few minutes.

Credit: youtube.com, How to Apply for Target Credit Card !

You'll need a Target account to apply for a RedCard, but don't worry, creating one is easy and free.

Once you're approved for a RedCard, you'll receive a physical card in the mail within 7-10 business days.

After getting your RedCard, you can start earning 5% off on all your purchases right away.

Frequently Asked Questions

What credit score do you need for a Target Credit Card?

To qualify for a Target Credit Card, you'll typically need a good to excellent credit score of 690 or better. However, income and other factors are also considered for approval.

How to get $50 target red card?

To get a $50 Target RedCard, register online at targetcirclereloadable.com, activate your card, and spend $50 at Target within a certain timeframe. This offer is available for new account holders who meet the spending requirement.

Timothy Gutkowski-Stoltenberg

Senior Writer

Timothy Gutkowski-Stoltenberg is a seasoned writer with a passion for crafting engaging content. With a keen eye for detail and a knack for storytelling, he has established himself as a versatile and reliable voice in the industry. His writing portfolio showcases a breadth of expertise, with a particular focus on the freight market trends.

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