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Apple Cash Canada is a convenient way to send and receive money with friends and family. It's a digital wallet that's integrated into the Messages app on your iPhone.
To use Apple Cash Canada, you need to have an iPhone with iOS 11.2 or later and a debit card from a participating bank. You can also use Apple Cash Canada with your Apple Card.
You can add money to your Apple Cash balance using your debit card or Apple Card. The money is then stored in your Apple Cash balance, which you can use to make purchases or send to others.
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Setting Up Apple Cash
To set up Apple Cash, you'll need a compatible device with the latest iOS, iPadOS, watchOS, or visionOS. This ensures you have the necessary features to use Apple Cash.
You'll also need to have two-factor authentication set up for your Apple Account, which adds an extra layer of security. This helps protect your account and keeps your money safe.
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To use Apple Cash, you'll need to be signed in to the same Apple Account on any device you want to use to send or receive money. This might be your iPhone, iPad, or Apple Watch.
Here are the basic requirements to get started with Apple Cash:
- A compatible device with the latest iOS, iPadOS, watchOS, or visionOS.
- Two-factor authentication set up for your Apple Account.
- Be signed in to the same Apple Account on any device you want to use to send or receive money.
After setting up your Apple Cash account, you may be asked to verify your identity. This is a one-time process that ensures your account is eligible for FDIC insurance and has full functionality.
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Verifying Your Identity
You might be asked to verify your identity when using Apple Cash to protect your account.
This is a normal security measure to ensure that only you can access and use your account.
You'll receive a request to verify your identity, and it's essential to respond promptly to avoid any issues with your account.
Verification is a quick and straightforward process that helps keep your account secure.
Don't worry, it's not a hassle, and it's a necessary step to take when using Apple Cash.
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What You Need
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To set up Apple Cash, you'll need a few things. You'll need a compatible device with the latest iOS, iPadOS, watchOS, or visionOS.
Two-factor authentication should be set up for your Apple Account to ensure security. This will help keep your account safe from unauthorized access.
You'll also need to be signed in to the same Apple Account on any device you want to use to send or receive money. This will link your devices and enable Apple Cash functionality.
To send money, you'll need to have enough money on your Apple Cash card or an eligible debit card in Wallet. This will provide a funding source for your transactions.
Here are the specific requirements for setting up Apple Cash:
- A compatible device with the latest iOS, iPadOS, watchOS, or visionOS.
- Two-factor authentication set up for your Apple Account.
- Be signed in to the same Apple Account on any device you want to use to send or receive money.
- If you're sending money to someone, make sure that there's enough money on your Apple Cash card or that you have an eligible debit card in Wallet.
Send and Receive
Sending money with Apple Cash is a breeze. You can use it to send money to friends and family directly from the Messages app.
To get started, you'll need to open the Messages app and start a new conversation or tap an existing one. Then, tap the plus icon and select Apple Cash.
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You can choose to use your Apple Cash balance to pay by default, or send money directly from your debit card. If you want to use your debit card, tap Change Payment Method.
If you don't have enough money in your Apple Cash balance to send the payment, you can pay the remainder with your debit card.
To send money, enter the amount you want to send and tap Send. You can also add a comment if you want it to appear in Latest Transactions for both you and the receiver.
Double-click the side button to pay, then confirm your payment with Face ID, Touch ID, or your passcode.
If you haven't added a debit card to the Wallet app, you won't be able to send money. To add a debit card, open the Messages app, tap an existing conversation, and then tap the plus icon and select Apple Cash.
Here are the steps to follow:
- Open the Messages app and start a new conversation or tap an existing one.
- Tap the plus icon and select Apple Cash.
- Enter the amount you want to send and tap Send.
- Double-click the side button to pay, then confirm your payment with Face ID, Touch ID, or your passcode.
Payment Methods
You can send money to others with Apple Cash, and it's a pretty straightforward process. You can set up a recurring payment in the Wallet app, which is convenient for regular expenses or bills.
To set up a recurring payment, you can choose to send weekly, biweekly, or monthly payments. You can also add a memo to identify what the payments are for.
Here are the steps to set up a recurring payment:
- Add the recipient
- Choose the dollar amount of each payment, the date you want the payments to start, and how often you'd like them sent
- Add a memo to identify what the payments are for (optional)
Once you've set up a recurring payment, you can also accept payments from others in the Wallet app. When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away to spend with Apple Pay, send it to someone, or transfer it to your bank account or eligible debit card.
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Bank Transfer
You can transfer money from your Apple Cash balance to your bank, making it easy to manage your finances.
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To start, simply select the bank transfer option from your Apple Cash account.
You can send money directly from your Apple Cash balance to your bank, which is a convenient way to pay bills or cover expenses.
This transfer process is secure and reliable, so you can trust that your money will arrive safely.
By using Apple Cash's bank transfer feature, you can save time and effort by avoiding trips to the bank or writing checks.
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Accept Wallet Payment
To accept a payment in Wallet, you can securely receive money sent to you, which is then kept in Apple Cash. You can use this money right away to spend with Apple Pay, send it to someone, or transfer it to your bank account or eligible debit card.
To set up automatic or manual payment acceptance, open the Wallet app and tap your Apple Cash card. From there, tap the More button and then Card Details, and select either Manually Accept Payments or Automatically Accept Payments.
If you choose to manually accept payments, you'll need to open the Messages conversation where you received the payment, tap Accept, and follow the on-screen instructions. You have 7 days to accept the payment.
Changing the method of accepting payments updates on all your devices.
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Frequently Asked Questions
Can you use Apple Pay in Canada?
Yes, Apple Pay is available in Canada, allowing you to add and use your supported credit and debit cards for convenient transactions.
Why does Canada not have Apple Cash?
Canada does not have Apple Cash because there's currently no interchange fees system for mobile apps, which is a requirement for Apple Cash to function. This means Apple Cash may not work in Canada until a system is set up.
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