Apply for Amazon Secured Credit Card and Start Building Credit

To apply for the Amazon Secured Credit Card, you'll need to be at least 18 years old and have a valid Social Security number.

The application process is straightforward and can be completed online in just a few minutes.

You'll need to provide some basic personal and financial information, such as your name, address, and income.

Once you submit your application, Amazon will review it and notify you of the decision within a few minutes.

To apply for the Amazon Secured Credit Card, you can only do so online, which can be accessed through WalletHub or Synchrony Bank's website by clicking the "Learn More" button.

You'll need a credit score of 300 or above for high approval odds, as this card is designed for those with bad credit. Applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.

You can apply for the Amazon Secured Credit Card online, either by clicking the "Learn More" button on WalletHub or by going directly to Synchrony Bank's website.

The application process triggers a hard inquiry, which may temporarily hurt your credit score.

You'll need a credit score of 300 or higher for high approval odds, which means this card is geared towards people with bad credit.

Getting the Amazon Credit Card can be a bit challenging, but it's not impossible. You'll need to meet the credit score requirement, which is at least a 700+ credit score for the Amazon Credit Card and the Prime Visa.

The Amazon Store Credit Card is a bit more accessible, and you can get it with fair credit, which is a 640+ score.

To be approved for any Amazon Credit Card, you'll need to have a steady income and be at least 18 years old. You'll also need to have a Social Security Number or an Individual Taxpayer Identification Number.

Approval is not guaranteed, even if you meet all the requirements.

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The Capital One Platinum Secured Credit Card is a good option if you're looking for a low deposit requirement. You can get started with as little as $49.

This card is also a Mastercard, so you can use it anywhere Mastercard is accepted worldwide. The Capital One Platinum Secured Credit Card doesn't charge an annual fee, which is a plus.

However, keep in mind that this card has a much higher variable APR for purchases compared to some other options. This can lead to extremely high costs over time if you frequently carry a balance.

For more insights, see: Is Credit One Platinum a Good Credit Card

The Amazon Prime Secured Card is a great option for building credit, as it helps you improve your credit score over time.

You'll have access to the TransUnion CreditView dashboard, which lets you track your credit score and use educational resources like credit scenario simulators.

The card also offers low rates and fees if you carry a balance or miss a payment, making it a more forgiving option for those who may struggle with payments.

One of the best benefits of this card is that it doesn't charge an annual fee, which is a nice perk when you consider the fact that it's a credit-building card.

As an Amazon Prime member, you'll earn 2 percent back on all purchases at Amazon.com and Amazon physical stores, which is a great incentive to use the card for your everyday purchases.

The Amazon Prime Secured Card has some solid features that can help you build credit. You'll have access to the TransUnion CreditView dashboard, which lets you track your credit score and use educational resources like credit scenario simulators.

The card uses the VantageScore credit scoring model, which is different from the more popular FICO Score. This means that if a creditor uses a FICO-based model, they may base their lending decisions on something different than what you see from TransUnion.

After 12 months of using the card responsibly, you may be eligible to upgrade to an Amazon Store Card. To qualify, you'll need to maintain a good credit utilization ratio and pay your bill on time.

You'll get your full security deposit refunded if you upgrade to the Amazon Store Card, and you'll also boost your rewards rate on Amazon purchases to 5 percent back.

For your interest: Different Amazon Credit Cards

The Amazon Prime Secured Card offers a solid starting rewards rate on Amazon purchases. You can earn 2% back on all Amazon purchases with an eligible Prime membership.

This earning rate is relatively high compared to other secured credit cards, which often offer no ongoing rewards. If you spend a lot on Amazon every month, especially for everyday purchases or grocery delivery, this rate can add up quickly.

For instance, if you spend $2,000 annually on purchases made at Amazon.com as a Prime member, you'll earn $40 back in rewards. This is a great opportunity to earn a little more back with each dollar you spend.

The variety of goods available on Amazon means you can enjoy an above-average cash back rate on both everyday purchases and the occasional splurge.

The Bank of America Unlimited Cash Rewards Secured Credit Card requires a minimum cash deposit of $300 to get started, which is three times higher than the Amazon Prime Secured Card.

This higher minimum deposit gives you more wiggle room in your credit utilization, allowing you to make larger purchases without maxing out your credit limit.

The Bank of America Unlimited Cash Rewards Secured Credit Card also has a much higher variable APR that can sting if you wind up carrying a balance from time to time.

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You can get approved for the Amazon Secured Credit Card even with bad credit, as it has no minimum credit score requirement.

The Amazon Secured Credit Card reports to the major credit bureaus each month, which can help you build credit.

You'll need to put down a refundable deposit of at least $100 when opening an account.

This card can only be used on the Amazon website and at Amazon's physical stores.

The Amazon Secured Credit Card has a $0 annual fee, which is a great perk.

The Amazon Prime Secured Card is a great option for those with a low credit score or no credit history, requiring only a $100 minimum deposit as collateral.

You'll need to put down a security deposit to get this card, but it's a relatively low barrier to entry.

This secured card is specifically designed for Amazon shoppers, earning 2 percent back with an eligible Prime membership.

It's a closed-loop store credit card, which means it will only work at Amazon.com and Amazon physical stores.

Building credit and earning rewards might be challenging if you don't shop at Amazon often, unlike other credit-building cards that work at all merchants.

On a similar theme: 100 Deposit Secured Credit Card

You can use your Amazon Secured Credit Card on Amazon.com, and that's it. The card can't be used for emergency situations or to pay bills outside of Amazon.

You can only use the card for Amazon purchases, so it's essential to have a balance on your Amazon account to make the most of this card.

Using your credit card everywhere can be a hassle if you're not aware of the restrictions. The Amazon Secured Credit Card, for example, is not accepted everywhere.

In fact, the Amazon Secured Credit Card can be used anywhere that accepts Visa, which is a widely accepted payment network. This includes online purchases, in-store transactions, and even at ATMs.

You can only use the Amazon Prime Secured Card for Amazon purchases, which means you can't use it for emergency situations like paying a car repair bill or past due medical bills.

The card is limited to purchases made on Amazon.com, and that's it.

The Amazon Secured Credit Card Apply process is a great way to start building credit. You can apply online in just a few minutes.

To get approved, you'll need to meet Amazon's basic requirements, which include being at least 18 years old and a U.S. resident.

The card has no annual fee, which is a major perk for those just starting out with credit.

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If you're considering applying for the Amazon Secured Credit Card, here are some key points to keep in mind.

The Amazon Secured Credit Card has a relatively low minimum security deposit requirement, starting at $100. This makes it accessible to a wide range of consumers, including those with limited budgets.

One of the benefits of the Amazon Secured Credit Card is its flexible credit limit, which is calculated by the amount of the security deposit. This means you have control over how much credit you want to utilize.

Consider reading: Secured Credit Card Bad Credit with No Security Deposit

The card reports to major credit bureaus, which can positively influence your credit history if you use it responsibly. This is a great way to build or rebuild your credit.

The Amazon Secured Credit Card also offers cashback rewards on eligible Amazon purchases, allowing you to earn a percentage back on your spending.

The card does not charge foreign transaction fees, making it a suitable choice for international purchases or travelers who want to shop online without incurring additional fees.

Here are some key features of the Amazon Prime Secured Card:

Keep in mind that collateral is required to get started with the Amazon Prime Secured Card, and your security deposit can range from $100 to $1,000 depending on the amount of credit you’re approved for.