Aflac Incorporated Stock Overview and Market Analysis

Aflac Incorporated is a leader in the supplemental insurance industry, with a market capitalization of over $40 billion.

Aflac's stock is listed on the New York Stock Exchange under the ticker symbol AFL.

As of its latest annual report, Aflac had $121.4 billion in total assets.

Aflac Incorporated's financial performance in 2023 was quite notable. The company's revenue was $18.70 billion, a decrease of -2.29% compared to the previous year's $19.14 billion.

This decline in revenue is worth paying attention to, especially for investors considering Aflac stock. However, it's also important to note that the company's earnings were $4.66 billion, an increase of 5.45%.

A 5.45% increase in earnings is a positive sign, but it's essential to consider the revenue decrease in the context of overall financial performance.

Aflac Incorporated is a global insurance company with a rich history. Founded in 1955, it has grown to become one of the largest supplemental insurance providers in the world.

Aflac's headquarters is located in Columbus, Georgia, and it has a diverse workforce with over 50,000 employees worldwide. Its products and services are designed to help people prepare for the unexpected.

Aflac has a strong presence in the United States, Japan, and other countries, with a significant market share in the supplemental insurance industry. Its insurance policies provide financial protection for individuals and families during times of need.

Aflac's stock is listed on the New York Stock Exchange (NYSE) under the ticker symbol AFL.

Aflac Incorporated stock has received a range of ratings from analysts, with some maintaining a Buy rating and others recommending a Hold.

According to the analyst opinions, BMO Capital Markets maintained a Buy rating with a price target of $111, while Citigroup Corp. and J.P. Morgan both maintained a Hold rating with prices of $93 and $105 respectively.

Here's a breakdown of the analyst ratings:

The average rating for AFL stock is "Hold" according to 15 analysts, with a 12-month stock price forecast of $102.73, which is a decrease of -4.33% from the latest price.

According to 15 analysts, the average rating for AFL stock is "Hold". This is based on a review of analyst opinions, which can be a valuable tool for investors.

The 12-month stock price forecast is $102.73, which is a decrease of -4.33% from the latest price. This suggests that analysts are expecting a slight decline in the stock's value over the next year.

A closer look at the analyst opinions reveals that some firms have maintained a "Buy" rating for AFL stock, while others have maintained a "Hold" rating. For example, BMO Capital Markets maintained a "Buy" rating on January 23, 2025, with a price target of $111.

Here is a breakdown of the analyst ratings:

It's worth noting that analyst opinions can change over time, and some firms have downgraded their ratings for AFL stock. For example, Evercore downgraded their rating to "Sell" on January 4, 2024, with a price target of $78.

Aflac's earnings growth is impressive, with an 8.6% increase over the last five years, which is similar to the average industry growth of 10% in the same period. This suggests that the company is performing well compared to its peers.

Aflac's ROE, or return on equity, is a respectable 21%. This is especially notable when compared to the industry average of 13%. This high ROE is likely a result of the company's strong financial management.

The company's net income growth is also worth noting, with a 10% average growth over the last five years, similar to the industry average. This suggests that Aflac is a stable and reliable company.

Aflac's low three-year median payout ratio of 21% indicates that the company is investing most of its profits to grow its business. This is a good sign for investors, as it suggests that the company is committed to growth and expansion.

Aflac's revenue in 2023 was $18.70 billion, a decrease of -2.29% compared to the previous year's $19.14 billion.

The company's earnings in 2023 were $4.66 billion, an increase of 5.45% from the previous year.

In 2023, Aflac's sales decreased by -4.11% compared to the previous year.

Here's a breakdown of Aflac's income statements for the past few years:

Aflac's operating income in 2023 was $5,457.00, an increase of 12.98% from the previous year.

The company's income before tax in 2023 was $5,262.00, an increase of 14.29% from the previous year.

Aflac's income after tax in 2023 was $4,659.00, an increase of 10.90% from the previous year.

Aflac Incorporated has a history of releasing earnings reports, with the most recent ones being for Q3 2024, Q2 2024, and Q1 2024, where the actual earnings per share (EPS) were -$0.170, $3.100, and $3.250 respectively.

The company also holds Annual General Meetings, with the most recent ones being on May 6, 2024, May 1, 2023, and May 2, 2022, where the actual EPS were $7.780, $6.590, and $6.390 respectively.

Here's a list of some of the key events and their corresponding EPS:

Aflac has had its fair share of significant events over the years. The company's actual earnings per share (EPS) has varied across different quarters and years.

Their Q3 2024 Earnings Release reported an EPS of -0.170 USD on October 30, 2024.

The Q2 2024 Earnings Release, however, showed a much healthier EPS of 3.100 USD on July 31, 2024.

Aflac's Annual General Meeting on May 6, 2024, reported an EPS of 7.780 USD.

Here are some of the key events and their corresponding EPS:

Aflac's inaugural Summer Program, Dagger X Aflac, was launched in partnership with the Savannah College of Art and Design (SCAD) in 2025.

The program plans to expand in 2025, offering more opportunities for students.

A 30-year veteran in the group insurance industry has joined Aflac to deepen its distribution model and drive growth.

Nearly 3 out of 4 American workers experienced stress and anxiety while covering for a coworker on paid/extended leave.

Stress and anxiety from taking on extra work responsibilities are common issues many people face.

Aflac Incorporated recently announced a 16.0% increase in its first quarter 2025 dividend, marking 42 years of consecutive dividend increases.

This dividend boost led to positive stock price movements, with Benjamin Edwards Inc. taking a position in Aflac.

Short interest in Aflac decreased by 9.3% in November, indicating growing investor confidence in the stock.

Aflac's recent holiday duck campaign was successful, further demonstrating the company's resilience and strength in the market.