75000 points chase sapphire How to Earn and Redeem Ultimate Rewards

Earning 75,000 points with the Chase Sapphire card is a great way to start building your rewards balance, especially with a minimum spend of $3,000 in the first 3 months.

You can earn 5X points on travel purchased through Chase or directly with airline and hotel partners, which can add up quickly.

To maximize your earnings, make sure to use your card for all your daily purchases, such as groceries, gas, and dining, which can earn you 2X points.

By following these simple strategies, you can reach the 75,000 points milestone in no time.

The bonus offers on the Chase Sapphire cards are quite impressive. You can earn 75,000 bonus points after spending $4,000 on new purchases within the first three months with the Chase Sapphire Reserve.

These points are extremely valuable, especially when redeemed for travel through the Chase Travel portal. With the Sapphire Preferred, you can get $937.50 in value, while the Sapphire Reserve offers $1,125 in value.

You can also transfer your points to one of Chase's 14 loyalty program partners, including 11 airlines and three hotel chains. This can increase the value of your points even more.

For example, transferring your 75,000 bonus points to Hyatt can get you 2.3 cents per point, worth $1,725 in luxury hotel accommodations. Alternatively, you can cash them in with Southwest for 1.5 cents each, getting you $1,125 in flights.

Here's a breakdown of the value you can get from your 75,000 points:

These are just a few examples of the many ways you can use your 75,000 points. With the Chase Sapphire cards, you have a lot of flexibility and potential for high returns on your rewards.

If you're considering getting the Chase Sapphire Preferred or Sapphire Reserve card, the first thing to think about is whether the benefits outweigh the costs. The Sapphire Reserve has a $550 annual fee, which is significantly higher than the Sapphire Preferred's $95 annual fee.

Take a look at this: Chase Sapphire No Fee

The Reserve card's benefits are geared towards heavy travelers, offering unlimited complimentary access to Priority Pass airport lounges, an annual travel credit of up to $300, and a Global Entry/TSA PreCheck application fee credit worth up to $120. In contrast, the Sapphire Preferred has an annual Chase Travel hotel credit of up to $50 when you book hotels through Chase Travel.

The Reserve card's coverage offers more value, especially when it comes to trip delay insurance and purchase insurance. Its trip delay insurance kicks in after just six hours or an overnight stay, while the Preferred card requires a 12-hour delay or overnight stay. Additionally, the Reserve card's purchase insurance covers items for up to $10,000 per claim, whereas the Preferred's purchase protection only reimburses you for up to $500 per claim.

To help you make a decision, here's a quick comparison of the two cards:

The Chase Sapphire Preferred and Sapphire Reserve cards offer impressive rewards and benefits, but which one makes sense for you? The welcome bonus is the same for both cards, 75,000 bonus points, so it's essential to consider the cost and benefits.

If this caught your attention, see: Chase Credit Cards for Travel

The Sapphire Reserve has a higher annual fee of $550, but its benefits are more valuable, especially for heavy travelers. The Reserve card offers unlimited complimentary access to Priority Pass airport lounges, a $300 annual travel credit, and a Global Entry/TSA PreCheck application fee credit worth up to $120.

If you're not a frequent traveler, the Sapphire Preferred's $95 annual fee might be more manageable. However, if you're always on the go, the Reserve card's benefits are likely to outweigh the cost.

Here's a quick comparison of the two cards' benefits:

Ultimately, the choice between the Sapphire Preferred and Sapphire Reserve comes down to your individual needs and travel habits. Make sure to read the fine print and consider the cost and benefits before making a decision.

The welcome bonus is a great way to get started with a new credit card, and the Chase Sapphire Preferred and Sapphire Reserve cards offer some of the best intro bonuses available.

You can earn up to 75,000 Chase Ultimate Rewards points, which is worth at least $750 when redeemed for cash back or gift cards.

These points can also be used to book travel through Chase Travel℠, where they're worth even more - 1.25 cents each with the Sapphire Preferred and 1.5 cents each with the Sapphire Reserve.

To be eligible for the 75,000 point bonus, you must be a new customer and not have received a bonus in the past four years.

The bonus is only available to new customers, so if you already have a Sapphire card or have received a bonus in the past four years, you won't qualify.

To get the higher 75,000 point bonus, you'll need to look for specific offers or referrals - the public offer is typically 40,000 points, and the referral bonus is 60,000 points.

Recommended read: Is the Chase Sapphire Reserve Card Worth It

If you can't get or don't want the Chase Sapphire Preferred, consider the Capital One Venture Rewards Credit Card. It has the same $95 annual fee, making it a comparable option. The intro bonus on the Venture Rewards Card has a similar value. With this card, you'll earn at least 2X miles on every purchase. You can transfer Capital One miles to a long list of partner airline and hotel programs.

Related reading: Chase Sapphire Reserve Earn Points

To be eligible for the 75,000 points Chase Sapphire bonus offer, you can't currently have any version of the Sapphire card.

You also can't have earned a welcome bonus from any Sapphire card in the previous 48 months.

Chase has an unofficial 5/24 rule, which means if you've opened five or more credit cards from any bank in the past 24 months, you're less likely to be approved for a new Chase credit card.

To qualify, your credit score should be good to excellent, and you should be able to pay off your balance every month.

Here are some specific restrictions to keep in mind:

If you've got 75,000 Chase Ultimate Rewards points, you've got some serious redemption options. With the Chase Sapphire Preferred card, you can redeem those points through Chase Travel for $937.50 in value at 1.25 cents per point.

You can do even better than that. I've found that transferring those points to the World of Hyatt program consistently gets higher than average values.

Redeeming points through Chase Travel with the Chase Sapphire Reserve card gets you $1,125 in value at 1.5 cents per point, which is a great option. However, it's worth exploring other redemption options to maximize your points.

Transferring points to the World of Hyatt program is my go-to strategy, and it's paid off for me consistently.

You can book some amazing hotel stays with 75,000 Chase Sapphire points. A 3-night stay at the Grand Hyatt Kauai Resort & Spa is one such option, redeeming 75,000 points for off-peak pricing.

This hotel is a Category 7 property, and you can find availability in early December 2024 at this price. The cash cost for 3 nights during this time is over $3,000, making this a great value for points redemption.

Grand Hyatt Kauai Resort & Spa is also a top pick for families to book with points, according to the author's list of best Hawaii hotels.

Worth a look: Chase Sapphire Reserve Hyatt Benefits

Alternatively, you can redeem 75,000 points for up to 6 nights at the Hyatt Regency Chicago. This hotel offers a central location and excellent Regency Club, with a full breakfast in the hotel's restaurant for club access holders.

The cash cost for 5 consecutive off-peak nights over the Fourth of July holiday is just under $1,500, making this a great option for points redemption. With an estimated value of ~2 cents per Chase point, you can get at least that much value by transferring your points to Hyatt.

Intriguing read: United Club Chase Sapphire Reserve

You can apply for the Chase Sapphire card with a 75,000 point sign-up bonus before it ends on June 13, 2024, at 2 p.m. CST.

The points can be redeemed for a one-way international business-class seat through transfer partners like Air France/KLM Flying Blue or a family dream trip through transfer partner World of Hyatt.

To get the 75,000 sign-up bonus, you can use a referral link from someone who has a Chase Sapphire Preferred card, which will show the higher offer.

Existing referral links created by your friend will still show the smaller 60,000 bonus version, so they must generate a new link for you.

You can create invitation links for new applicants here.

Suggestion: Transfer Points from Chase Sapphire to Southwest

Loyalty programs can significantly boost the value of your 75,000 bonus points.

You can transfer your points to Hyatt for 2.3 cents per point, which is equivalent to $1,725 worth of luxury hotel accommodations.

This can be a game-changer for travelers who want to stay in style.

With Chase's loyalty program partners, you can also transfer points to Southwest for 1.5 cents each, redeeming them for $1,125 in flights.

This can cover flights for you and a travel companion from Cincinnati to Los Angeles and back.

If you'd rather not travel, you can use your points for gift cards or merchandise through the Chase Ultimate Rewards platform.

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