Youi Comprehensive Car Insurance: Comprehensive Protection for Your Car and You

Youi Comprehensive Car Insurance offers a range of benefits to protect your vehicle and yourself on the road.

With Youi Comprehensive Car Insurance, you can choose from a variety of excess options to suit your budget and needs.

The excess is the amount you pay towards a claim, and with Youi, you can select from a range of excess options, including $0 excess, $250 excess, $500 excess, and more.

With Youi Comprehensive Car Insurance, you can feel confident that your vehicle is protected against a range of risks.

Youi offers different levels of cover, and we're upfront about what's included in each one. We make it easy to choose the right policy for your needs.

Accidental damage is covered, so if you or someone else accidentally damages your car, Youi will cover the cost to replace or repair it. This includes damage caused by you, a family member, or even a friend driving your car.

We also cover damage caused by severe weather events like storms, hail, and floods. This means you can drive with peace of mind, no matter what the weather throws at you.

Here's a quick look at some of the types of cover Youi offers in different states and territories:

Accidental damage is a normal part of car ownership, and we've got you covered. If you or anyone else accidentally damages your car, we'll cover the cost to replace or repair it. Don't stress about minor bumps and scrapes, we've got the solution to get your car back on the road quickly and easily.

We won't cover costs if your car was being driven with your knowledge or consent by someone with no licence, a suspended or cancelled licence, or when you or someone with your consent drives the car under the influence of drugs or alcohol.

If you're caught driving under the influence, you can bet your insurance won't cover the costs of an accident.

Driving with someone who has no licence, a suspended or cancelled licence, or under the influence of drugs or alcohol is a big no-no for your insurance to cover.

Comprehensive cover is the top level of protection you can get for your car. It's called Comprehensive for a reason - it's got you covered for just about everything.

If you're looking for the ultimate peace of mind, Comprehensive insurance is the way to go. This type of cover includes protection against accidents, severe weather events, fires, theft, and damage to someone else's property.

Some benefits of Comprehensive insurance include roadside assistance, which comes as standard but with some limits and fees applying. You'll also get up to 14 days of car hire if your car is stolen, which can be a huge help in a stressful situation.

If your brand new car is a total loss within 2 years of it first being registered, you'll be replaced with a new one or paid the replacement cost, whichever you prefer.

Here are some of the key features of Comprehensive insurance at a glance:

Youi's comprehensive car insurance has got you covered in case of accidents or unexpected events. Their dedicated team of specialists is available 24/7 to help you through the claims process.

Don't stress if you accidentally damage your car - Youi will cover the cost to replace or repair it. Their team will guide you through the process, making it as smooth as possible.

If your car is unsafe to drive after an accident and you're more than 100km from home, Youi will reimburse you up to $1,000 for emergency transport, accommodation, and repairs. This can be a huge relief in a stressful situation.

If your car is stolen, you're covered with our Comprehensive car insurance. You'll also be covered for any damage caused to the vehicle during the theft attempt.

Our Third Party Fire & Theft car insurance is a good option if you want some extra protection. This type of insurance can cover you if your car is stolen, damaged by fire, or causes damage to someone else's car or property.

You'll get up to 14 days of car hire included if your car is stolen or you're involved in an attempted theft. This can be a huge help if you're without a car for an extended period.

Towing and storage costs are covered if your car is damaged or can't be driven after an insured event. This can help take some of the financial stress off your shoulders.

If you're more than 100km from home and can't safely drive your car after an insured event, you're entitled to reimbursement for combined costs of emergency transport, repairs, and accommodation up to $1,000.

Severe weather events like storms, hail, and floods can cause significant damage to your vehicle. This type of damage is often covered by your car's insurance policy.

You can rest assured that your car is protected against damage caused by severe weather events like storms, hail, and floods.

Intentional damage can be a costly affair, especially when it comes to repairing or replacing damaged car parts like smashed windows, slashed tyres, or damaged paintwork.

If someone other than you, a listed driver, or someone with permission intentionally damages your car, you're covered for the cost of repair or replacement.

You can call for emergency assistance 24/7 to help get you out of a tricky situation.

Our dedicated team of specialists is here to help, right from the moment you need us until your claim is sorted. You can count on us to be there for you 24/7.

Some claims can be submitted at any time, and our team will work on them promptly. We're committed to providing a smooth claims process.

Our customer service is highly rated, with one customer praising Chloe, a customer service officer, for being patient, helpful, and fast.

If your car's unsafe to drive after an insured event, we've got you covered. We'll reimburse you up to $1,000 for emergency transport, accommodation, and repairs if you're more than 100km from home.

If your car's damaged and can't be driven, we'll cover the reasonable cost of towing it to the closest suitable location for safekeeping. This means you won't have to worry about finding a tow truck or paying for storage costs.

If your car is stolen, you'll get up to 14 days of car hire included as standard with Comprehensive car insurance cover. This means you can keep moving without worrying about transportation.

After an accident with another vehicle where the other driver is at fault, you'll get a hire car until your car is repaired or until we pay out your claim for a total loss.

Youi comprehensive car insurance offers great value beyond just a good price. It's about the inclusions and extras that come with it too.

With Youi, you get comprehensive car insurance that covers a wide range of risks, including accidental damage, theft, and vandalism. This means you can drive with peace of mind, knowing you're protected in case of an unexpected event.

Youi's great value car insurance is not just about the price, but also about the level of service you receive.

Damage due to subpar materials or workmanship is a common issue that can be costly to fix. You'll be covered for repair or replacement of your car if it's damaged due to poor or faulty design specification, materials, planning, or workmanship.

Repair costs can add up quickly, but with this policy, you won't have to worry about footing the bill for subpar work. The policy will cover the repair, unless the item is guaranteed under their quality guarantee.

For full details on policy exclusions, be sure to read the Product Disclosure Statement. This will give you a clear understanding of what's covered and what's not.

You have the freedom to choose your own repairer when making a claim. This is an option offered by Youi, which has an extensive network of repairers as well.

You can select who fixes your car by simply letting Youi know. This way, you can choose a repairer that you trust and have a good relationship with.

Youi offers several optional extras on their Comprehensive and TPFT cover policies. These include:

Youi offers several optional extras on their Comprehensive and TPFT cover policies. These include hire car if your vehicle is deemed unsafe to drive after a covered incident for up to 14 days.

You can also choose your own repairer, which can be a big plus if you have a favorite mechanic.

Reduced excess on windscreen, window or sunroof glass claims is automatically included with Comprehensive Plus. This can save you a pretty penny if you need to make a claim.

If you have business items in your car, Youi offers up to $2,000 per claim in cover for lost or damaged items, with a maximum of $400 per item.

Additionally, Youi provides up to $1,000 worth of cover for contents lost or damaged in a campervan or motorhome.

Youi's policies also cover damage caused by severe weather events like storms, hail and floods.

If you're unlucky enough to have a chipped or broken windscreen, Youi offers reduced excess for claims that solely involve windscreen, window glass or sunroof glass.

If your car is a total loss within two years of it being first registered, Youi will replace it with a brand new one.

If you have valuable items inside your car, you'll want to know they're protected in case of an accident. We'll cover them up to $150 per item and up to $750 per claim.

The coverage includes items that are lost or damaged due to an insured event. This means if your laptop or phone gets stolen or broken, you can file a claim to get reimbursed.

Don't worry about the hassle of keeping track of receipts or proof of purchase. Our policy covers items up to $750 per claim, so you can focus on getting back on the road.

Choosing the right insurance policy can be overwhelming, but it's worth taking the time to get it right. Great value car insurance is more than just a good price, it's about the inclusions and extras that come with it too.

Inclusions and extras can make a big difference in the long run, and it's essential to consider what's included in your policy. Youi car insurance, for instance, offers a range of benefits that can save you money and hassle.

A good insurance policy should provide you with peace of mind, knowing that you're protected in case of an accident or other unforeseen circumstances.

If you're looking for flexibility in your policy options, consider the Flexible Spending Account (FSA) policy, which allows you to set aside a portion of your income for medical expenses.

The FSA policy has a maximum annual contribution limit of $2,750, as of the last update.

One option to consider is the Health Savings Account (HSA) policy, which is designed for individuals with high-deductible health plans.

HSAs have no maximum age limit for contributions, making them a great long-term savings option.

The HSA policy also offers triple tax benefits: contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free.

The Dependent Care FSA policy allows you to set aside funds for childcare or eldercare expenses.

The maximum annual contribution limit for the Dependent Care FSA policy is $5,000, as of the last update.

The HRA policy offers a more comprehensive approach to health savings, with a higher annual contribution limit compared to FSAs.

The HRA policy has no maximum age limit for contributions, making it a great long-term savings option.

The HRA policy also offers tax-free withdrawals for qualified medical expenses.

The Limited Purpose FSA policy is designed for specific expenses, such as vision care or dental care.

The Limited Purpose FSA policy has a lower maximum annual contribution limit compared to other FSA policies.

Youi Comprehensive Car Insurance offers a range of features that make it a practical choice for drivers.

One of the key benefits is the flexible premium options, which are customised based on how often and how far you drive. This means you only pay for what you need.

You can choose between paying your premium annually or in monthly instalments, making it easier to budget.

The 24/7 claims service is also a major advantage, allowing you to make a claim online or by phone anytime. Youi's dedicated claims team is always available to help.

If you're involved in an accident with an uninsured driver, you're protected up to $5,000 for third party policies, and up to the agreed or market value on comprehensive policies.

Youi also provides $20 million liability cover, giving you peace of mind in case you cause damage to others' property.

Here's a summary of the additional features you can expect from Youi Comprehensive Car Insurance:

Youi comprehensive car insurance offers coverage tailored to your state of residence.

In Queensland, New South Wales, Victoria, South Australia, Western Australia, the Australian Capital Territory, and Tasmania, you can learn about the specific type of car insurance cover available to you.

We offer cover in all these states and territories, so you can choose the right policy for your needs.

If you're not able to drive your car for a while, it can be a real hassle. You can add an optional extra to your Comprehensive or Third Party Fire & Theft policy to get a hire car for up to 14 days for a range of other insured events.

This optional extra covers a variety of scenarios, including events where you're at fault. Not having a car can be stressful, especially if you rely on it for daily activities or work.

You can get a hire car for up to 14 days with this optional extra. This can be a huge relief if you're unable to drive your car for an extended period.

If you're looking for the type of car insurance cover we offer in your state, you can easily find out by selecting your state or territory.

To learn more, you can check out our list of states and territories below, which will take you straight to the information you need.

If you're planning a bigger adventure, you'll want to consider 4WD insurance that protects your vehicle on the daily commute and the bigger adventures. We've got cover that protects a range of vehicles, including four-wheel-drives.

Some 4WDs are designed for the daily commute, while others are built for bigger adventures. Our insurance covers both types of vehicles, so you can choose the right policy for your needs.

Youi offers several optional extras on their Comprehensive and TPFT cover policies. These extras can provide additional protection and benefits for policyholders.

One such extra is the hire car option, which provides a replacement vehicle if your car is deemed unsafe to drive after a covered incident, for up to 14 days.

Youi also offers the choice of repairer, so you can decide who fixes your vehicle after an accident.

Reduced excess on windscreen, window or sunroof glass claims is automatically included with Comprehensive Plus, which can be a big help if you need to make a claim.

You can also get cover for business items lost or damaged in an insured event, up to $2,000 per claim, with a maximum of $400 per item.

Additionally, Youi offers up to $1,000 worth of cover for contents lost or damaged in a campervan or motorhome.

Here's a summary of the optional extras:

In Australia, driving while over the limit is a serious offense that can have severe consequences on your car insurance.

Driving under the influence of drugs or alcohol will not be covered by your insurance, regardless of the circumstances.

If you're caught driving while intoxicated, you can expect your premiums to increase significantly.

Your insurance won't cover costs if your car was being driven by someone with no licence, a suspended or cancelled licence, or with your consent under the influence of drugs or alcohol.

Youi comprehensive car insurance offers a range of coverage options to suit different needs.

You can choose to add optional extras like windscreen cover, which Youi offers for a low premium.

Youi's comprehensive car insurance policy includes a guaranteed repair program, which ensures your vehicle is repaired to its pre-accident condition.

Their policy also covers you for theft, attempted theft, and damage caused by third-party vehicles.

You can customize your policy to suit your needs by selecting from various excess options, including a nil excess for an additional premium.