www chase com southwest Credit Card Offers and Benefits

The Chase Southwest credit card offers a range of benefits that make it an attractive option for frequent travelers. The card offers 2X points on Southwest Airlines purchases, which can be redeemed for flights, hotel stays, and other travel-related expenses.

With the Chase Southwest credit card, you can earn points on every purchase, and with no blackout dates or restrictions, you can book your flights whenever you want. The card also offers a 40,000-point bonus after spending $1,000 in the first 3 months.

The Chase Southwest credit card has no foreign transaction fees, making it a great option for international travel. This means you can earn points and avoid extra fees when you make purchases abroad.

The card also offers travel insurance and assistance, which can provide peace of mind when traveling.

The Chase Southwest credit cards are a great option for those who want to earn points and fly with Southwest Airlines. You can earn a Companion Pass, which allows you to bring a travel companion on all your Southwest flights, paid and award tickets.

Southwest's Rapid Rewards program is simple, with the number of points required to book a flight directly tied to the flight's current fare. This means you can get good deals if you know when and where to look for redemptions.

To get a Companion Pass, you must earn 135,000 qualifying points or take 100 qualifying, one-way flights in a calendar year. However, credit card welcome bonuses and points earned from card spending count toward qualification.

You can receive nearly two years of buy-one-get-one flights by opening a personal and business Southwest credit card and timing your spending to earn the bonuses near the beginning of any given year. This is because the standard Companion Pass is valid for the year it's earned and the entire following year.

Chase Southwest credit cardholders get a 10,000-point boost at the beginning of the year or within 30 days of opening an account. To maximize your time with the Companion Pass, you may want to time your credit card application so that your welcome bonus will post after the start of the new year.

Chase business cards do not report to your personal credit report, which means they do not count towards your 5/24 status. This is a plus for business card applicants who want to apply for multiple cards without affecting their personal credit score.

If you're looking to earn more points with the Southwest credit cards, you've got a couple of great options to consider. The Southwest Rapid Rewards Plus Credit Card is a solid choice for beginners and infrequent travelers, with an annual fee of just $69.

One of the standout features of this card is the sign-up bonus, which offers 40,000 bonus points and a $400 statement credit after spending $3,000 in the first four months from account opening. This limited-time offer is only available through The Points Guy's link, so be sure to act fast – it ends on January 7, 2025.

The earning rates on this card are pretty decent, with 2 points per dollar on local transit and commuting purchases, including ride-hailing services like Uber and Lyft. You'll also earn 2 points per dollar on internet, cable, phone services, and select streaming service purchases, as well as 2 points per dollar on Southwest purchases and Rapid Rewards hotel and car rental partners.

If you're a regular Southwest flyer, you might prefer the Southwest Rapid Rewards Premier Credit Card, which has a higher annual fee of $99. However, it offers a more generous sign-up bonus, as well as higher earning rates on Southwest purchases.

Here's a quick comparison of the two cards:

Both cards offer a range of benefits, including two EarlyBird check-ins annually, but the Premier card takes it up a notch with a 6,000-point anniversary bonus and unlimited Tier Qualifying Points earning of 1,500 for each $5,000 spent annually.

Timing is everything when it comes to applying for a Southwest credit card to maximize your Companion Pass benefits. You can receive nearly two years of buy-one-get-one flights by opening a personal and business Southwest credit card and timing your spending to earn the bonuses near the beginning of any given year.

To earn your Companion Pass, you'll need to earn 135,000 qualifying points or take 100 qualifying, one-way flights in a calendar year. Credit card welcome bonuses and points earned from card spending count toward qualification.

You can get a 10,000-point boost at the beginning of the year (for existing cardholders) or within 30 days of opening an account (for new members). This can be a huge advantage if you time your credit card application correctly.

Southwest points never expire, so you don't need to worry about earning points and then not getting a chance to use them. This means you can focus on earning those 135,000 qualifying points without worrying about losing them.

Chase is reportedly working on a business version of the Chase Southwest Priority card, which is expected to be similar to the personal version.

This business card will have the advantage of not reporting to your personal credit report, keeping you under the 5/24 status.

The new card might also come with a decent sign-up bonus and a waived first-year annual fee.

Chase business cards do not count towards your 5/24 status, making them a good option for those who want to avoid hitting this limit.

A Plus Business Card is also rumored to be in the works, with an old version of the card existing previously.

A decent sign-up bonus and waived first-year annual fee would be a welcome addition to any new credit card offering.

If you're a Rapid Rewards member, you should know about Cash + Points, which allows you to combine points with other forms of payment to purchase flights.

For bookings with a final flight completed before 2:59 AM CST on 1/1/25, Cash + Points bookings won't earn you any points or status.

However, if your booking has a final flight completed after 3:00 AM CST on 1/1/25, the cash portion of a Cash + Points booking will earn you Rapid Rewards points, Business points, tier qualifying points for A-List or A-List Preferred status, and Companion Pass qualifying points.

This also applies to bookings with flights before and after 3:00 AM CST on 1/1/25, where the cash portion will still earn you points on all flights in your booking.

Southwest Rapid Rewards Credit Cards are issued by JPMorgan Chase Bank, N.A., a Member FDIC.