
Wiring money to Ireland can be a straightforward process if you know the reliable US sources to use.
Xoom is a popular option that allows you to send money to Ireland online or in person.
With Xoom, you can transfer funds to most Irish banks, including AIB, Bank of Ireland, and Ulster Bank.
You can also use Xoom to pay bills in Ireland, making it a convenient choice for expats and those with Irish financial obligations.
How to Wire Money to Ireland
To wire money to Ireland, you'll need to use a reputable money transfer service that offers competitive exchange rates and low fees.
The most popular money transfer services for sending money to Ireland include TransferWise and WorldRemit.
You can initiate a wire transfer online or over the phone, and the recipient will typically receive the funds within 1-2 business days.
To start the process, you'll need to provide the recipient's IBAN number, which is a 16-digit account number that's unique to each bank account in Ireland.
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The recipient's bank will then verify the transfer and confirm receipt of the funds.
Make sure to use the correct IBAN number to avoid any delays or issues with the transfer.
You can find the IBAN number on your recipient's bank statement or by contacting their bank directly.
The transfer fee for sending money to Ireland can range from 1% to 3% of the transfer amount, depending on the service you choose.
It's a good idea to research and compare the fees and exchange rates of different services before making a decision.
USA Options
If you're transferring money from the USA to Ireland, you're in luck because some of our customers can get same-day transfers on major currencies. This means you can get the money you need quickly, whether it's for a personal or business transaction.
We have a range of options for transferring money from the USA, and you can choose the one that best suits your needs.
USA Route Options

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The Great River Road, a 3,000-mile route that follows the Mississippi River, offers a unique perspective on American history and culture.
The Route 66, also known as the Mother Road, is an iconic American highway that spans from Chicago to Los Angeles and passes through the heart of America.
Reliable US Source

Our reliable US source for sending money to Ireland is a trusted app that allows you to make quick repeat payments to family back home.
With this app, you can send USD to EUR at the perfect time, thanks to custom exchange rate alerts that keep you informed.
Same-day transfers are available on major currencies, making it a convenient option for those who need to transfer money quickly.
You can even track your transfers in real-time, giving you peace of mind and allowing you to stay on top of your finances.
The app's popularity is a testament to its effectiveness, with many customers using it to transfer money to Ireland from the US.
Some of the most popular routes for sending money to Ireland include same-day transfers on major currencies.
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Payment Methods and Tools
You can send money to Ireland quickly and easily with our app, which allows you to make repeat payments and track them in real-time.
Our app also lets you set custom exchange rate alerts, so you can send USD to EUR at the perfect time and get the best possible rate.
With our app, you can support your family back home in Ireland with quick and convenient money transfers.
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Frequently Asked Questions

You can use Western Union's price estimator tool to work out the cost of sending a large or small amount of money to Ireland. This provides information on things like transfer fees.
To register online with Western Union, you'll need a US driver's license, passport, or government-issued ID. You'll also need to provide your receiver's account number and the purpose of the transfer.
You can pay for your money transfer by credit or debit card, but if you're sending a large amount, we might ask for additional information about your source of funds and occupation.
You can track the status of your money transfer using the tracking number (MTCN) provided in your confirmation email. This can be shared with your receiver in Ireland to help them track the money.
If you prefer to send money in person, you can search for an agent location close to your home. You'll need to take a valid government-issued ID or phone number to the counter, along with your receiver's bank and account details.
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You can pay for your remit to Ireland using cash or a US bank-issued debit card. Make sure to read the tracking number (MTCN) on your receipt, which can be shared with your receiver to follow their money.
Here are the main options to send money to Ireland:
- Online: Just register for a profile to get started.
International and Cost
International money transfers can be costly, but some services are more competitive than others. Western Union makes money from currency exchange, and fees and rates are subject to change without notice.
To transfer money to Ireland, you'll want to consider the costs involved. CurrencyFair only adds 0.53% to the mid-market currency exchange rate, which is significantly lower than traditional banks that can add markups of between 3% and 6%.
The low flat-fee of just €3 (or currency equivalent) with CurrencyFair means you'll get more money in your pocket when transferring money to Ireland.
Internationally
Sending money internationally can be a bit tricky, but it's essential to know what to expect. Additional third-party charges may apply.
You'll need to double-check the receiver's name to ensure it matches the bank account owner's details. Account details can vary by country, so be sure to verify this information carefully.
Western Union makes money from currency exchange, and fees and rates are subject to change without notice. This means you should stay up-to-date on any changes to avoid unexpected charges.
Signing up with a reputable service like Western Union can make international transfers faster and safer in just minutes.
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Cost
Transferring money internationally can be a costly affair, but there are ways to minimize the fees. Traditional banks can add markups of between 3% and 6% to the mid-market currency exchange rate.
CurrencyFair offers a more competitive option, adding only 0.53% to the mid-market rate. This can save you a significant amount of money on your transfer.
A flat-fee of just €3 (or currency equivalent) is also a major perk, making it a more affordable option for those who need to transfer money internationally.
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Exchange Rates and Fees

You can save money on online money transfers to Ireland by comparing CurrencyFair exchange rates with typical banks. Avoid excessive bank fees and hidden charges.
Be aware that exchange rates can impact the amount your recipient receives. Double-check your recipient's information to avoid delays.
Using a secure internet connection can help safeguard your information. This is especially important when sending money from the United States to Ireland securely.
Fexco and Garton Global
Fexco and Garton Global are two reputable options for transferring money to Ireland. Fexco is based in County Kerry and is authorised as a payment services provider by the Central Bank of Ireland.
Fexco offers competitive exchange rates, allowing you to get the most from your money. You'll also have direct access to a dedicated currency dealer who will support you throughout your transfer.
Garton Global Payments, on the other hand, is based in London and was set up by Irish native Niall Walsh. They have experience dealing with large international money transfers to and from Ireland.
Garton Global Payments uses the Currency Cloud platform, which is licensed for money transmission in all but 7 USA states. This means they can process large transfers efficiently and securely.
Fexco will assist Irish residents in sending money from the USA to Ireland, while Garton Global Payments can handle large international transfers to and from Ireland.
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How to Move Money in 4 Steps
Moving money to Ireland is a straightforward process. Most international money transfers to Ireland with CurrencyFair are treated as domestic transfers, saving you time and money.
You can start by creating an account with CurrencyFair, which is a quick and easy process. This will allow you to send and receive money internationally.
Next, you'll need to initiate the transfer by entering the recipient's details and the amount you want to send. You can then track the progress of your transfer online.
CurrencyFair's fast and secure service means that your money will arrive quickly, often within a matter of minutes.
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Get Help from USA
If you're having trouble finding a service to wire money to Ireland, Get Help from USA is a great resource. They provide a list of international money transfer services that operate in the US and can send money to Ireland.
The Federal Reserve states that the US has strict regulations on money transfers, which is why you may need to provide identification and proof of address to send money to Ireland.
Western Union is one of the services listed on the Get Help from USA website that can help you wire money to Ireland. They have over 500 locations in the US where you can send money.
The Federal Reserve also notes that money transfer services often charge fees for their services, which can add up quickly. Be sure to factor these fees into your calculation when sending money to Ireland.
You can also use MoneyGram, another service listed on Get Help from USA, to send money to Ireland. They have a wide range of payment options, including cash and debit cards.
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Frequently Asked Questions
How much money can you legally wire transfer internationally?
International wire transfer limits vary by bank, but transfers over $10,000 are subject to IRS reporting requirements
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